The Chase Sapphire Reserve® (see charges and costs) is the premium journey rewards card for Chase Final Rewards fans to earn invaluable factors and revel in top-tier card advantages.
The Sapphire Reserve’s present bonus is sky-high: New cardholders earn 150,000 bonus factors after spending $6,000 on purchases within the first three months from account opening. That is the highest public supply we have ever seen on the cardboard and is price $3,075, per TPG’s Might 2026 valuations.
With a suggestion this invaluable, you will not wish to miss out. Listed here are 10 of essentially the most regularly requested questions we have seen on the Sapphire Reserve and its present 150,000-point bonus, answered.
Can I earn the 150,000-point bonus if I beforehand held the Sapphire Reserve?
Sadly, in case you have beforehand held the Sapphire Reserve, you are possible not eligible for this bonus now.
Chase states that you could be not be eligible for the bonus should you’re a earlier cardholder. So, even should you do not at present have the Sapphire Reserve or did not earn its bonus whenever you did have it, you should not anticipate to be eligible for the bonus now.
Associated: Am I eligible for the Chase Sapphire Reserve’s 150,000-point bonus?
Can present Sapphire Reserve cardholders qualify for or obtain this bonus?
If you’re a present Sapphire Reserve cardholder, you’ll not qualify for the present 150,000-point bonus.
It is also price noting that closing or product-changing your Sapphire Reserve is unlikely to make you eligible, given Chase’s restrictions on Sapphire bonuses throughout your lifetime.
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Does being a certified person on a Sapphire Reserve have an effect on my eligibility for the bonus?
Being a certified person on one other particular person’s Sapphire Reserve doesn’t have an effect on your skill to get your individual card and earn the bonus.
So long as you have by no means been a Sapphire Reserve cardholder earlier than and meet different eligibility necessities, you need to be eligible to obtain the bonus.
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Who’s eligible for the 150,000-point bonus, and what are the important thing restrictions?
These are the final eligibility guidelines for the Sapphire Reserve:
- You’ll be able to’t at present have a Sapphire Reserve card open.
- You will not be eligible in case you have beforehand acquired a Sapphire Reserve bonus.
- When you beforehand had a Sapphire Reserve, you will not be eligible for this supply, even should you did not earn a bonus on that Sapphire Reserve.
- In case you have opened 5 or extra new bank cards prior to now 24 months, you possible might be declined for a brand new Chase card.
- Approval is dependent upon your total credit score profile and your relationship with Chase.
- Because the Sapphire Reserve is a Visa Infinite card, you may must be eligible for not less than a minimal $10,000 credit score line.
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Can Sapphire Most popular cardholders improve to the Sapphire Reserve and obtain the bonus?
When you at present have the Chase Sapphire Most popular® Card (see charges and costs) and have by no means held the Sapphire Reserve, it is possible that you simply’re eligible for the Sapphire Reserve and its bonus — so long as you meet different eligibility necessities (being below 5/24 and having an enough credit score rating, as talked about beforehand).
Simply keep in mind that you may must put in a brand new software for the Sapphire Reserve to obtain its bonus. When you merely improve your Sapphire Most popular, you will not be eligible for the 150,000-point bonus.
Alongside these strains, keep in mind you could carry the Sapphire Reserve and the Sapphire Most popular on the identical time.
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Is that this the all time supply on the Sapphire Reserve?
Sure. The present 150,000-point bonus is the very best publicly accessible supply we have ever seen on the Sapphire Reserve.
The Sapphire Reserve’s earlier public bonus provided 125,000 factors for a similar $6,000 minimal spending requirement (supply not accessible). The cardboard additionally as soon as offered a extremely focused supply of as much as 175,000 factors in late 2025 (supply not accessible), nevertheless it was not extensively accessible.
So, should you’re contemplating vast availability and redemption worth, this 150,000-point supply is the very best bonus we have seen.
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What’s the actual worth of 150,000 Final Rewards factors?
TPG’s valuations deem Chase Final Rewards factors to be price 2.05 cents apiece. When you think about this valuation, the 150,000 factors from the Sapphire Reserve are price a whopping $3,075.
After all, how a lot actual worth you get out of the 150,000-point bonus is dependent upon how you intend to redeem your rewards. When you take the Chase Journey℠ route for reserving flights or inns along with your factors, you would doubtlessly rise up to 2 cents per level in worth with Factors Enhance. Even higher, a number of inns are eligible for as much as 2.5 cents per level by way of Factors Enhance.
We sometimes advocate you switch your Final Rewards factors to one among Chase’s 14 airline and lodge switch companions. Redeeming this fashion may get you greater than 2.05 cents per level, relying in your redemption.
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How do I maximize 150,000 Final Rewards factors?
There are a number of methods to maximise the Sapphire Reserve‘s bonus.
Listed here are a number of concepts:
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What’s the perfect technique to satisfy the minimal spend and earn the total bonus?
With the present Sapphire Reserve bonus, you may need to spend $6,000 on purchases within the first three months to earn 150,000 factors.
There are many methods you would make use of right here, together with:
- Shopping for the whole lot along with your new card (together with lease and housing prices you could pay with a bank card)
- Prepaying payments, corresponding to insurance coverage, utilities and different common bills
- Selecting up the tab whenever you dine with a bigger group
- Donating to charity
- Placing a down fee on a brand new automobile
These are just some strategies you should use to earn a brand new cardholder bonus. As at all times, simply ensure you’ve gotten sufficient funds in your checking account to repay your assertion steadiness in full every month. In any other case, curiosity and late charges may lower the worth of your rewards.
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Backside line
These are a few of the most typical questions we have seen round the perfect publicly accessible supply we have ever seen on the Sapphire Reserve.
With a whopping 150,000 invaluable Chase Final Rewards factors on the road, you wish to ensure you are eligible for this bonus should you’re seeking to apply. Plus, keep in mind that the cardboard’s $795 annual charge is steep, however there are a number of perks that assist offset it.
To study extra, learn our full evaluate of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
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