In the event you’ve by no means paid a lot consideration to airline bank cards, this nook of the market could also be price a better look.
In recent times, we have seen a number of cobranded airline playing cards launch or refresh with advantages substantial sufficient to attraction to vacationers who aren’t particularly loyal to a single airline.
Two standout examples are the Atmos™ Rewards Summit Visa Infinite® bank card and the Citi® / AAdvantage® Globe™ Mastercard® (see charges and costs). The previous is tied to Alaska Airways and Hawaiian Airways, whereas the latter is an American Airways product.
Each are spectacular in their very own proper — let’s speak about why.
Atmos Rewards Summit vs. Citi / AAdvantage Globe comparability
| Card | Atmos Rewards Summit | Citi / AAdvantage Globe |
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Earn 100,000 bonus factors and a 25,000-point World Companion Award after spending $6,500 on purchases within the first 90 days from account opening. New cardholders will even obtain a 50% flight low cost code for a qualifying future flight after opening their account. |
Earn 90,000 bonus miles after spending $5,000 on purchases within the first 4 months from account opening. |
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$395 |
$350 |
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Atmos Rewards Summit vs. Citi / AAdvantage Globe welcome presents
The welcome bonuses featured on the Atmos Rewards Summit and the Citi / AAdvantage Globe playing cards are beneficiant presents.
Per TPG’s Could 2026 valuations, the Atmos Rewards Summit welcome bonus is price $1,750 (together with the 25,000-point World Companion Award) whereas the Citi / AAdvantage Globe’s bonus is price $1,440.
Winner: Atmos Rewards Summit. It presents a extra beneficial welcome bonus.
Associated: The most effective bank card welcome bonuses this month
Atmos Rewards Summit vs. Citi / AAdvantage Globe advantages
Lounge entry
Each playing cards are alike in that they provide airline-specific lounge entry, most popular boarding, as much as $120 in World Entry/TSA PreCheck assertion credit (each 4 years) and free checked baggage for you and a number of other company touring on the identical reservation with you.
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Particularly, Atmos Rewards Summit cardholders get eight Alaska Lounge passes yearly (as much as two passes per quarter). In the event you do not anticipate utilizing these passes ceaselessly, you may have the choice to share them with family and friends.
Again in September, Nick Ewen, TPG’s senior editorial director, generously gifted me two passes for my return flight house from San Francisco Worldwide Airport (SFO). My accomplice and I loved a shocking (and almost empty) lounge full with Alaska Airways’ well-known pancake printer.
Alternatively, the Citi / AAdvantage Globe comes with 4 annual Admirals Membership lounge passes. Every cross covers one grownup’s entry into an Admirals Membership lounge, plus as much as three kids (beneath 18).
Better of all, every lounge cross can be utilized throughout a number of lounges inside a 24-hour interval while you fly American Airways (or any Oneworld accomplice), permitting you to maximise its worth on connecting itineraries.
Associated: Is the Atmos Rewards Summit definitely worth the annual payment?
Companion certificates
Every account anniversary, Summit cardholders obtain a 25,000-point World Companion Award. Those that spend not less than $60,000 every year on the cardboard are eligible for a second 100,000-point World Companion Award as properly. These awards can be utilized on Alaska Airways and Hawaiian Airways flights, in addition to on accomplice airways.
The Globe presents a companion certificates that prices $99 plus taxes and costs. Cardholders can entry it beginning of their second 12 months of getting the cardboard (upon card renewal).
Standing increase
The Summit presents cardholders a beneficial bonus of 10,000 standing factors on every account anniversary.
The Globe takes a distinct strategy to an elite standing increase: You may earn 5,000 Flight Streak Loyalty Factors for each 4 eligible American Airways flights. You may triple-dip this profit for a most of 15,000 factors every year — a strong providing, particularly for frequent American Airways flyers.
Further advantages
Each playing cards cost no overseas transaction charges; nevertheless, the Summit takes the lead right here, because it additionally earns 3 factors per greenback spent on all overseas transactions.
Each playing cards provide further perks, together with automobile rental protection, prolonged guarantee safety and journey protections for issues like misplaced baggage. The Summit moreover presents roadside dispatch companies, which may also help present peace of thoughts.
Globe cardholders can earn as much as $100 yearly in assertion credit for inflight fees on home routes. Cardholders also can earn as much as one other $100 yearly with the cardboard’s Splurge assertion credit score that covers your selection of as much as two of the next manufacturers: 1stDibs, eligible AAdvantage lodge bookings, Future private coaching and Reside Nation (exclusions apply).
Winner: Atmos Rewards Summit. Each playing cards have comparable perks, however the Summit presents an annual World Companion Award from the primary 12 months, whereas the Globe’s companion certificates is not accessible till the second 12 months.
Associated: What to do in case your checked bag is misplaced, broken or delayed
Incomes factors or miles on the Atmos Rewards Summit vs. Citi / AAdvantage Globe
As outlined within the desk above, each merchandise characteristic strong incomes charges in classes anticipated of airline playing cards. Which is extra beneficial relies on a few components, like which airline you fly with essentially the most and what your commonest bonus classes are.
The Atmos Rewards Summit earns:
- 3 factors per greenback spent on eligible eating and overseas transactions
- 3 factors per greenback spent on Alaska Airways and Hawaiian Airways purchases
- 1 level per greenback spent on all different purchases
The Citi / AAdvantage Globe earns:
- 6 miles per greenback spent on eligible AAdvantage lodge bookings
- 3 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent on eligible transit purchases (together with taxis, ride-hailing companies and public transit)
- 2 miles per greenback spent at eating places (together with takeout and supply)
- 1 mile per greenback spent on all different purchases
Winner: Atmos Rewards Summit. Whereas the Globe presents extra bonus classes, the Summit earns extra on eating and offers you additional rewards on overseas purchases, making it a robust choice for frequent worldwide vacationers.
Associated: Atmos Rewards Ascent vs. Atmos Rewards Summit: Which is best for Alaska Airways and Hawaiian Airways flyers?
Redeeming factors or miles on the Atmos Rewards Summit vs. Citi / AAdvantage Globe
The easiest way to redeem your Atmos Rewards factors or American Airways AAdvantage miles is to ebook flights with every card’s respective airline or their Oneworld alliance companions.
Anticipate business-class seats from the West Coast to Asia from 75,000 Atmos Rewards factors and super-reasonable home flights from 4,500 AAdvantage miles one-way.
Winner: Citi / AAdvantage Globe. AAdvantage miles are price barely greater than Atmos Rewards factors, based on our valuations.
Transferring factors or miles with the Atmos Rewards Summit vs. Citi / AAdvantage Globe
American Airways miles earned on the Citi / AAdvantage Globe aren’t transferable in the identical manner that Chase Final Rewards factors and American Categorical Membership Rewards factors are. You may, nevertheless, use your AAdvantage miles to ebook flights on accomplice airways throughout the Oneworld alliance.
Atmos Rewards factors earned through the Atmos Rewards Summit are comparable, with the exception that you may switch them to particular lodge companions, together with Marriott Bonvoy and Wyndham Rewards (1:1 switch ratio), plus I Favor Resort Rewards (1:2 switch ratio). Nonetheless, these transfers typically yield poor worth.
Winner: Atmos Rewards Summit. Cardholders can switch factors to pick out lodge companions.
Ought to I get the Atmos Rewards Summit or the Citi / AAdvantage Globe?
It would appear to be the Atmos Rewards Summit swept most classes above, however in reality, the Citi / AAdvantage Globe would not fall far behind.
I am not notably loyal to 1 particular airline; as an alternative, I usually fly with totally different carriers every year. That mentioned, I needed each playing cards once they launched as a result of I do know I will get unimaginable worth from each Atmos Rewards factors with the Summit and AAdvantage miles with the Globe.
If each playing cards make sense for you, think about including each to your pockets. If there’s one which you already know you may get most worth from that fits your spending habits and journey wants, that is doubtless the product you must select.
Associated: How to decide on an airline bank card
Backside line
Although they’re comparable in some methods, each the Atmos Rewards Summit and the Citi / AAdvantage Globe provide particular perks tailor-made to frequent Alaska Airways and Hawaiian Airways flyers, and American Airways flyers, respectively. Finally, it comes right down to which card most accurately fits your journey preferences.
To be taught extra, learn our full evaluations of the Atmos Rewards Summit and the Citi / AAdvantage Globe.
Apply right here: Atmos Rewards Summit Visa Infinite bank card
Apply right here: Citi / AAdvantage Globe Mastercard
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