World of Hyatt Credit score Card: Full particulars

*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

World of Hyatt’s unbelievable redemptions and strong elite advantages make it one among our favourite loyalty packages at TPG.

The World of Hyatt Credit score Card lacks the premium perks of top-tier resort playing cards, however it presents an inexpensive $95 annual charge in trade.

We suggest a credit score rating of not less than 670 to boost your probabilities of approval.

When you’re a Hyatt fan or keep at Hyatt properties not less than yearly, this card could be price contemplating. Let’s dive deeper into its options and advantages.

World of Hyatt execs and cons

• Earn 30,000 bonus factors after spending $3,000 on purchases within the first three months from account opening and as much as 30,000 extra bonus factors by incomes 2 bonus factors complete per $1 spent within the first six months from account opening on as much as $15,000 spent.
• Earn 2 complete tier-qualifying evening credit towards standing for every eligible Hyatt keep from 10/16/2025 to 1/31/2026, on as much as 15 nights.

TPG’s October 2025 valuations peg Hyatt factors at 1.7 cents every, making the factors on this provide price as much as $1,020. The tier-qualifying evening credit should not quantifiable, however for those who handle to remain the total 15 nights, you’d rack up sufficient nights to qualify for Explorist standing.

This provide undoubtedly has attraction, particularly to anybody inside arm’s attain of a sure standing stage with Hyatt. Nonetheless, we have seen larger welcome bonuses up to now. We nonetheless suggest making use of now in case you have a use for this provide’s factors in thoughts and want the tier-qualifying evening credit.

As all the time, word the restrictions: You will not be eligible to earn these bonus factors for those who’ve earned a welcome bonus on a Hyatt card throughout the previous 24 months. Second, since it is a Chase card, it is topic to the issuer’s 5/24 rule.

Associated: The best way to maximize World of Hyatt redemptions

World of Hyatt Credit score Card advantages

Annual free evening certificates

Maybe the best attraction of the World of Hyatt card is its Class 1-4 annual free evening certificates, which you may obtain each account anniversary. You will additionally obtain a second free evening certificates after spending $15,000 in a calendar yr.

You will get some unbelievable worth from this certificates each domestically and overseas. This is what TPG senior editorial director Nick Ewen has to say about this perk:

I really like incomes Class 1-4 certificates on my World of Hyatt bank card. There are such a lot of nice choices at this award stage, as I’ve used it to remain on the Hyatt Centric Fort Lauderdale and the Andaz Savannah. Nonetheless, I typically look to make use of them throughout high-demand occasions. For instance, I booked the Grand Hyatt Tampa Bay after a Taylor Swift live performance in 2023 when charges have been going for greater than $900 per evening, and my most up-to-date redemption was on the Hyatt Place in Gainesville, Florida on a soccer weekend this fall, the place we averted paid charges of over $700.

No matter your vacation spot, your free evening certificates alone gives sufficient worth to justify the $95 annual charge. That is why this card is usually a nice match for any frequent traveler, even for those who solely stick with Hyatt a few times every year.

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Elite standing

You will get automated Discoverist standing just by having the cardboard, which incorporates advantages akin to late checkout, most well-liked rooms and a ten% factors bonus on eligible purchases. Late checkout is usually a nice perk for vacationers with late flights or those that want to sleep in late earlier than departing.

Past that, you get 5 elite nights deposited to your account every year. You will additionally earn extra nights with spending — two for each $5,000 spent on the cardboard.

By holding this card and spending $15,000 in a yr to snag that second Class 1-4 certificates, you may get 11 elite evening credit, practically 20% of the best way to top-tier Hyatt Globalist standing.

When you’re a renter, placing your hire on this card could possibly be a good way to snag an additional free evening certificates and bonus elite nights. Simply understand that most landlords cost a small bank card processing charge, however this may probably be negated by the worth you get from these advantages.

Journey protections

Chase points the World of Hyatt card, so you may obtain lots of the journey protections we have come to anticipate from Chase bank cards, together with:

• Baggage delay insurance coverage: Reimburses you for important purchases like toiletries and clothes for luggage delays over six hours by passenger service as much as $100 a day for 5 days.
• Misplaced baggage reimbursement: When you or a direct member of the family’s checked or carry-on baggage is broken or misplaced by the service, you are coated as much as $3,000 per passenger.
• Journey interruption and journey cancellation insurance coverage: In case your journey is canceled or lower brief by illness, extreme climate and different coated conditions, you could be reimbursed as much as $5,000 per traveler and $10,000 per journey in your pay as you go, nonrefundable journey bills, together with passenger fares, excursions and motels.
• Auto rental collision harm waiver: Protection is offered for theft and collision harm for many vehicles within the U.S. and overseas. Within the U.S., protection is secondary to your private insurance coverage.

These protections aren’t as intensive as these you’d obtain with a premium journey card, however that is to be anticipated contemplating this card carries an inexpensive annual charge.

Associated: Is the World of Hyatt Credit score Card well worth the annual charge?

Incomes factors on the World of Hyatt Credit score Card

Cardholders will earn on the following charges:

Few playing cards provide bonus-earning on fitness center memberships, so health lovers could need to use this card to assist them fund their subsequent Hyatt keep. This card’s Hyatt bonus class could be stacked with the factors you may earn as a Hyatt rewards member.

The Discoverist standing that comes with this card presents 5 factors per greenback spent at eligible Hyatt properties, that means you may earn as much as 9 factors per greenback spent at Hyatt along with your card.

The factors these two playing cards earn could be transferred to Hyatt.

Associated: The perfect bank cards for common journey purchases

Redeeming factors on the World of Hyatt Credit score Card

By far, the very best use of Hyatt factors is for award nights. Redemptions for traditional rooms begin at 3,500 factors for an off-peak evening at a Class 1 property and go as excessive as 45,000 factors for peak dates at a Class 8 property.

For added choices, please see our record of the very best resort rewards bank cards and greatest journey bank cards.

Associated: The perfect bank cards for Hyatt stays

Backside line

Hyatt followers ought to undoubtedly take into account the World of Hyatt card. Whereas it might probably’t present top-tier elite standing or assertion credit, it presents a priceless free evening certificates and the prospect to earn quite a few elite evening credit.

The free evening certificates alone can justify this card’s $95 annual charge, so it ought to be simple for many vacationers to pay it. Even for those who solely stick with Hyatt a few times every year, take the time to contemplate whether or not this card can nonetheless empower your award journey.