Who’s eligible for the Sapphire Reserve’s 175K-point bonus?

The Chase Sapphire Reserve® (see charges and charges) is an uber-popular premium journey bank card that earns extremely priceless Chase Final Rewards factors.

The Sapphire Reserve consists of a number of assertion credit, computerized elite standing and excessive factors incomes in alternate for a $795 annual charge.

Plus, new candidates for the Sapphire Reserve can examine their eligibility to see in the event that they’re focused for an elevated provide to earn as much as 175,000 factors after spending $6,000 within the first three months. (The usual public provide is 125,000 factors for a similar spending requirement.)

You need to examine to see for those who’re eligible for the 175,000 level provide through the Chase pre-qualification widget — this provide is simply obtainable through this device. There isn’t a impression to your credit score rating.

Based mostly on TPG’s December 2025 valuations, this bonus is price as much as $3,588.

For those who’re excited about making use of, this is every thing it is advisable know concerning your eligibility for this profitable welcome bonus.

Am I eligible for the Chase Sapphire Reserve bonus?

For those who’re making use of for a Chase card, you may wish to know some notable eligibility guidelines for welcome bonuses.

A consultant from Chase confirmed the next to TPG: “It is possible for you to to have each the Sapphire Reserve and the Chase Sapphire Most well-liked® Card (see charges and charges). New account bonus provide eligibility for both card shall be based mostly on elements together with beforehand earned bonus provides and the variety of playing cards opened and closed, amongst others.”

When you’ve got beforehand obtained a Sapphire Reserve welcome bonus, you’ll not be eligible to obtain one other Sapphire Reserve welcome bonus. Even when it has been years because you obtained a welcome bonus on a selected Sapphire card, you almost certainly is not going to be eligible to earn one other bonus on that identical Sapphire card.

This additionally applies to the Sapphire Most well-liked, so for those who obtained a welcome bonus on the Most well-liked, you’ll not be eligible for an additional Most well-liked bonus.

Different issues to notice are:

• You might not be eligible for a Sapphire Reserve bonus for those who’re a present Sapphire Most well-liked cardholder.
• For those who’re not a Sapphire buyer and by no means obtained a bonus on the Sapphire Reserve, you may most definitely be eligible.

For instance, I presently maintain the Sapphire Most well-liked and have by no means had the Sapphire Reserve. As a present, energetic Sapphire buyer, I might apply and get permitted for the Sapphire Reserve, however would nearly definitely not be eligible for the bonus.

TPG senior editorial director Nick Ewen presently has the Sapphire Reserve and beforehand held the Sapphire Most well-liked a few years in the past. He might apply for the Sapphire Most well-liked, however he would not be eligible for the bonus, since he is a present Sapphire Reserve buyer. Even when he downgraded his card, he beforehand earned a bonus on the Sapphire Reserve, so he nearly definitely would not be capable of earn one other one.

When making use of for the Sapphire Reserve, a pop-up device will let you know for those who’re eligible for a welcome bonus earlier than you submit an software and Chase runs a credit score examine. That is the easiest way to verify for those who’re eligible for a welcome bonus. For those who’re not eligible for a welcome bonus, you may nonetheless proceed with the appliance and attempt to get permitted with no bonus.

Associated: The final word information to bank card software restrictions

The 5/24 rule

Chase is understood for its notorious 5/24 rule, which states that you may’t have opened 5 or extra playing cards prior to now 24 months throughout all banks and issuers.

This consists of accounts for which you’re a certified person. Nonetheless, many enterprise playing cards do not depend towards your 5/24 standing.

So, with the intention to be permitted for the Chase Sapphire and eligible for the Sapphire Reserve welcome bonus, you should be underneath Chase’s 5/24 rule.

Associated: Right here’s the way to calculate your 5/24 standing

Shifting credit score strains

Moreover, in case you have a number of Chase bank cards, you could have reached your most whole obtainable credit score restrict, which might doubtlessly trigger your software for the Sapphire Reserve to be declined.

If this occurs, you may name the Chase reconsideration line at 888-270-2127 and ask them to shift a few of your credit score restrict from an present Chase card in an effort to get permitted for the Sapphire Reserve.

Associated: What credit score rating do it is advisable get the Chase Sapphire Reserve card?

Can I maintain each the Sapphire Reserve and Sapphire Most well-liked on the identical time?

You’ll be able to maintain each the Sapphire Reserve and the Sapphire Most well-liked on the identical time.

You simply will not be eligible to earn one other welcome bonus in case you have beforehand earned one because of bonus eligibility restrictions.

As well as, for those who do not wish to maintain each playing cards, you may improve and downgrade between Sapphire merchandise.

Associated: Your largest Chase Sapphire Reserve questions answered: From bonus eligibility to incomes charges

Backside line

The present provide on the Sapphire Reserve is an impressive alternative to earn some of the priceless rewards currencies: Chase Final Rewards factors. Plus, you can be eligible to earn a stellar 175,000-point bonus.

For those who’re looking for a premium journey card with robust incomes potential, wealthy advantages and strong journey protections, the Sapphire Reserve deserves a high spot in your listing.

Make sure to look ahead to Chase’s eligibility pop-up in the course of the software course of, which can verify whether or not you qualify for the welcome bonus earlier than a credit score examine is run.

Apply right here: Chase Sapphire Reserve