The Citi Strata Elite℠ Card (see charges and costs) got here onto the premium bank card scene this summer time, including another choice for luxurious journey card fans.
Citi’s extremely anticipated successor to the Citi Status® Card, the cardboard is that includes a limited-time welcome bonus and a number of perks at a $595 annual price.
The knowledge for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
And for a restricted time, new Citi Strata Elite cardholders can earn 100,000 factors after spending $6,000 within the first three months from account opening.
The Citi Strata Elite’s suite of advantages consists of excessive incomes charges, distinctive way of life credit and helpful journey rewards. If you happen to like what you have learn, you could be contemplating an software. However, are you eligible for the bonus?
Here is what to find out about welcome supply restrictions and figuring out whether or not you are a candidate for the brand new card.
Citi Strata Elite Card welcome supply
First, let’s get into what this welcome bonus entails.
For a restricted time, new Citi Strata Elite cardholders can earn 100,000 bonus factors after spending $6,000 inside the first three months of account opening.
TPG’s October 2025 valuations place Citi ThankYou Rewards factors at 1.9 cents apiece, which means this welcome supply is value $1,900.
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For the reason that card launched so just lately, that is the perfect bonus we have seen in its brief historical past.
Associated: Citi provides American Airways as a 1:1 switch companion, affords Admirals Membership passes on brand-new card
Am I eligible for the Citi Strata Elite’s welcome bonus?
If you happen to’ve determined to use for the Citi Strata Elite and earn its historic welcome supply, you could have a couple of particular questions associated to bonus eligibility. We’ve you coated with the solutions to some generally requested questions.
What credit score rating do I would like for the Citi Strata Elite?
TPG recommends a minimal rating of 670 to be accepted for the Citi Strata Elite, though some folks with decrease scores could also be accepted.
In case your credit score rating is simply too low otherwise you’re nonetheless constructing credit score historical past, you must maintain on getting the Strata Elite and as an alternative go for a starter card.
What are Citi’s software guidelines for brand new playing cards?
Normally, Citi does not restrict what number of playing cards you’ll be able to have from the financial institution.
Nevertheless, your total credit score throughout all Citi playing cards could possibly be restricted. So, for those who run into this concern, a fast name to Citi’s reconsideration line ought to enable you to get accepted by shifting credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.
Citi additionally limits how steadily you’ll be able to earn a welcome bonus on one among its playing cards. When you earn a bonus on a Citi card, you may have to attend 48 months to earn the welcome bonus once more.
Nevertheless, this is not a problem for brand new candidates to the Citi Strata Elite since it is a brand-new card.
What if I already produce other Citi playing cards?
You are eligible for the bonus on the Citi Strata Elite even for those who maintain different Citi playing cards and have earned bonuses on them. This consists of the Citi Status, in order that’s excellent news for present Citi cardholders.
What if I additionally need to apply for the brand new Citi Strata Card?
Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see charges and costs).
The knowledge for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 inside the first three months of account opening.
It’s doable for somebody seeking to earn a bit of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates may also be eligible to earn each bonuses.
It is value mentioning that you would be able to solely apply for one Citi card (private or enterprise) each eight days, and you will not be accepted for greater than two playing cards in a 65-day window.
The one stipulations are that you just will not be capable to earn the welcome supply on the Citi Strata for those who acquired a brand new bonus for a Citi Rewards+ account previously 48 months or transformed one other Citi card that you just’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.
Associated: New Citi Strata Card now accepting purposes
Backside line
New candidates to the Citi Strata Elite must be happy with the restricted restrictions on incomes the cardboard’s 100,000-point welcome bonus — the best within the card’s brief historical past.
Candidates who’re accepted for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of helpful perks and could possibly be a stable addition to a frequent traveler’s pockets.
To be taught extra, learn our full assessment of the Citi Strata Elite Card.
Apply right here: Citi Strata Elite Card
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