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When to use for IHG Chase playing cards based mostly on provide historical past

Understanding when to use for a card may be tough, particularly contemplating that incomes a large welcome bonus would be the major issue.

Affords change incessantly, and whether or not you are after a big sum of factors or free evening certificates, figuring out the historical past of provides for bank cards may be helpful to know the distinction between superb and not-so-good bonuses.

If you end up frequenting IHG properties usually, equivalent to these a part of the InterContinental and Kimpton manufacturers, then a cobranded IHG bank card can present helpful perks throughout your keep. These embody elite standing, an anniversary free evening and bonus factors when paying on your lodging.

Here is an inventory of the bank card welcome bonuses for Chase’s cobranded IHG playing cards, together with their provide histories and when you need to apply for a card based mostly on its best-ever welcome bonus.

Associated: Present provides on the IHG One Rewards playing cards

Finest IHG bank card welcome bonuses

Card Finest welcome provide we have seen When to use

Earn 5 free nights (every valued at as much as 60,000 factors) after spending $4,000 on purchases within the first three months from account opening.

When the provide is greater than 140,000 factors, whether or not that is further factors or a free evening award added on

Earn two free nights (as much as 50,000 factors every) plus 40,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

When the provide is above 80,000 factors

Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 within the first six months.

When the provide is greater than 140,000 factors

IHG One Rewards Premier Credit score Card

The IHG One Rewards Premier Credit score Card provides perks like a free evening award in your account anniversary (as much as 40,000 factors), as much as $50 in United TravelBank money every year, a TSA PreCheck/International Entry assertion credit score and computerized Platinum Elite standing. Better of all, the cardboard comes with a low $99 annual payment.

THE POINTS GUY

Listed below are the provides we have seen on the IHG One Premier card over the previous few years:

Approximate date Supply Worth*

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 175,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.

$1,050

October 2025 to January 2026

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

September to October 2025

Earn 165,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.

$990

Earn 140,000 bonus factors after spending $3,000 within the first three months from account opening.

$840

Earn 5 free nights (every valued at as much as 60,000 factors) after spending $5,000 on purchases within the first three months from account opening.

As much as $1,800

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 170,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.

$1,020

September 2024 to January 2025

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 5 free nights (every valued at as much as 60,000 factors) after spending $4,000 on purchases within the first three months from account opening.

As much as $1,800

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 165,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$990

September 2023 to February 2024

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. Plus, earn as much as $100 in assertion credit on purchases at IHG properties in the course of the first 12 months from account opening.

As much as $940 (together with assertion credit score)

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 175,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$1,050

*Bonus provide worth is predicated on TPG’s April 2026 valuations and never offered by the bank card issuer.

Highest welcome provide

With this card’s highest-ever welcome provide, new cardholders may earn 5 free nights (every valued at as much as 60,000 factors) after spending $5,000 on purchases within the first three months of account opening.

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When to use

When the provide is for greater than 140,000 factors — whether or not that is further factors or a free evening award added on — it is a good time to use.


Study extra: IHG One Rewards Premier Credit score Card


IHG One Rewards Traveler Credit score Card

The IHG One Rewards Traveler Credit score Card has no annual payment however provides perks like IHG Silver elite standing and a fourth evening free on award stays. Cardholders may also earn increased elite standing by way of bank card spending in a calendar 12 months.

IHG Traveler One Rewards
THE POINTS GUY

Listed below are the provides on the IHG One Rewards Traveler card from the previous few years:

Approximate date Supply Worth*

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn as much as 120,000 bonus factors: 90,000 bonus factors after spending $2,000 on purchases within the first three months from account opening, plus as much as an extra 30,000 bonus factors (by incomes 3 further factors per greenback on purchases that earn 2 and three factors per greenback on as much as $10,000 spent within the first six months).

As much as $720

October 2025 to January 2026

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months of account opening.

$480

September to October 2025

Earn two free nights (as much as 50,000 factors every) plus 40,000 bonus factors after spending $2,000 on purchases within the first three months of account opening.

As much as $840

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months of account opening.

$480

Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$720

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$600

November 2024 to January 2025

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$600

September to October 2024

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$600

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$600

September 2023 to February 2024

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. Plus, earn as much as $50 in assertion credit on purchases at IHG properties in the course of the first 12 months from account opening.

$530 (together with assertion credit score)

Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$480

Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

$720

*Bonus provide worth is predicated on our valuations and never offered by the bank card issuer.

Highest welcome provide

With this card’s highest-ever welcome provide, new cardholders may earn two free nights (valued at as much as 50,000 factors every) plus 40,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

When to use

At any time when the provide is for greater than 80,000 factors, it is time to apply.


Study extra: IHG One Rewards Traveler Credit score Card


IHG One Rewards Premier Enterprise Credit score Card

The IHG One Rewards Premier Enterprise Credit score Card suits companies loyal to IHG. The cardboard provides Platinum Elite standing, a free evening award in your card anniversary (as much as 40,000 factors) and the flexibility to earn one other free evening award (as much as 40,000 factors) after assembly a spending requirement every calendar 12 months.

Chase IHG Premier Business
THE POINTS GUY

Listed below are the provides on the IHG One Rewards Premier Enterprise card from the previous:

Approximate date Supply Worth*

Earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months. Supply ends April 29.

As much as $1,200

October 2025 to March 2026

Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.

$840

September to October 2025

Earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months.

As much as $1,200

Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.

$840

Earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months.

As much as $1,200

Earn 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening.

$840

Earn as much as 175,000 bonus factors: 140,000 bonus factors after spending $4,000 on purchases within the first three months from account opening and an extra 35,000 bonus factors after spending a complete of $7,000 on purchases within the first six months.

$1,050

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

Earn 165,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$990

Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

$840

*Bonus provide worth is predicated on our valuations and never offered by the bank card issuer.

Highest welcome provide

The best welcome provide is presently being supplied and permits new cardholders to earn as much as 200,000 bonus factors: 140,000 bonus factors after spending $4,000 within the first three months from account opening, plus an extra 60,000 bonus factors after spending a complete of $9,000 on purchases within the first six months.

When to use

Making use of for the cardboard is worth it when the provide is for greater than 140,000 factors.


Study extra: IHG One Rewards Premier Enterprise Credit score Card


Backside line

Preserve this information helpful for those who ever need to apply for a cobranded Chase IHG bank card. That method, you’ll be able to see the traits and know when it is the precise time to use.

Submitting your software on the proper time can imply the distinction between a brief keep and a spectacular keep at one of many extra luxurious IHG portfolio properties.

Be mindful Chase’s notorious 5/24 rule to make sure your possibilities of approval aren’t affected.

To study extra about bank card bonus provides over time, see the next:


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