Wells Fargo Autograph Journey Card evaluate: Useful earnings charges and new switch companions

Wells Fargo Autograph Journey℠ Card overview

The brand new Wells Fargo Autograph Journey℠ Card comes with invaluable earnings charges and a handful of switch companions — a primary for the issuer — together with a number of perks that make the cardboard value a glance in case you consider within the potential of the Wells Fargo journey program. Card ranking*: ⭐⭐⭐

*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The newly launched Wells Fargo Autograph Journey figures to be a mid-tier model of the no-annual-fee Wells Fargo Autograph℠ Card (see charges and charges), coming with extra perks like a $50 annual assertion credit score for airfare purchases (with $50 minimal airline buy) and extra invaluable earnings charges on journey and eating purchases.

The cardboard works effectively for many who need a extra easy journey redemption course of whereas nonetheless looking for to benefit from the upside of a handful of choose journey companions.

It has a $95 annual price.

Right here’s a better take a look at the Wells Fargo Autograph Journey.

The knowledge for the Wells Fargo Autograph Journey Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Wells Fargo Autograph Journey execs and cons

Professionals Cons
  • $50 airline credit score
  • Useful earnings charges
  • Handful of switch companions
  • $95 annual price
  • Switch companions nonetheless restricted
  • No lounge entry


Wells Fargo Autograph Journey welcome provide

The Autograph Journey comes with an preliminary welcome provide of 60,000 bonus factors after spending $4,000 within the first three months. Factors might be redeemed with Wells Fargo Rewards at a price of 1 cent every, making this bonus value at the very least $600 earlier than factoring in its switch companions.

Wells Fargo bank card purposes include the next phrases:

It’s possible you’ll not qualify for an extra Wells Fargo bank card when you’ve got opened a Wells Fargo bank card within the final 6 months. We might also restrict the overall variety of open Wells Fargo bank card accounts you might have.

Thus, Wells Fargo will take into account whether or not you opened different playing cards prior to now six months and what number of bank cards you might have with this financial institution earlier than deciding whether or not to approve your utility or subject the welcome bonus.

Associated: The final word information to bank card utility restrictions

Wells Fargo Autograph Journey advantages

First, the Autograph Journey is a Visa Signature card, which suggests you’ll get pleasure from a number of built-in advantages proper off the bat.

The Visa Signature Luxurious Resort Assortment gives elitelike advantages on lodge bookings made by its program. A number of the advantages you’ll be able to get pleasure from embrace, room upgrades on arrival (when obtainable), a $25 meals and beverage credit score on the property, VIP visitor standing and complimentary breakfast for 2 every day.

Moreover, there’s the Visa Signature Concierge Service, which can assist you with journey bookings, restaurant suggestions and reservations or reserving tickets to an occasion.

Cardholders may also get a $50 annual assertion credit score to place towards airfare purchases after making a minimal of $50 in purchases with airways.


The Autograph Journey gives some customary buy protections as effectively, reminiscent of a secondary auto rental collision injury waiver on leases once you pay for your entire transaction together with your card, cellphone safety (requires a $25 deductible per declare), 24-hour roadside dispatch, journey and emergency providers help, and free entry to your FICO credit score rating.

Wells Fargo cardholders even have entry to My Wells Fargo Offers for cash-back gives from varied retailers. You will get an emergency money advance or emergency card substitute (inside 24 hours or as much as three days, relying on the place you might be), too, if essential.

Associated: The whole lot it is advisable to find out about Visa Signature card advantages

Incomes rewards with the Wells Fargo Autograph Journey

With the Autograph Journey, you’ll earn:

  • 5 factors per greenback spent at resorts
  • 4 factors per greenback spent on airfare
  • 3 factors per greenback spent on different journey and eating purchases
  • 1 level per greenback spent on different purchases

These are stable earnings charges that may grow to be much more invaluable as Wells Fargo Rewards turns into extra versatile. If the issuer continues so as to add switch companions, look to maximise these earnings charges to save lots of in your subsequent journey.

Associated: The most effective rewards bank cards for every bonus class

Redeeming rewards with the Wells Fargo Autograph Journey

There are a handful of how to make use of your factors at You may redeem them at a price of 1 cent apiece as an announcement credit score, for reward playing cards (in $25 increments) or to e-book journey, reminiscent of flights, rental automobiles or lodge stays.

You can also redeem factors as a credit score to a qualifying Wells Fargo bank card, checking account or mortgage. Plus, you’ll be able to pay with factors at collaborating retailers, together with PayPal.

Woman holding credit card while typing on a laptop

It’s additionally value noting that you could get a price of 1.5 cents per level when redeeming factors for airfare when you’ve got a Wells Fargo Visa Signature® Credit score Card (not obtainable to new candidates).

The knowledge for the Wells Fargo Visa Signature has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Transferring rewards with the Wells Fargo Autograph Journey

When the Wells Fargo switch program launches April 4, you’ll have the ability to switch your factors to 5 airline applications — Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Govt Membership, Aer Lingus AerClub and Iberia Plus (the latter three all incomes Avios) — plus one lodge program, Alternative Privileges.

Wells Fargo’s first-ever switch companions will improve the worth of Wells Fargo Rewards factors, but precisely how way more invaluable they are going to be stays to be seen. I hope the listing of switch companions continues to develop and may see an utility in my future in that case.

Which playing cards compete with the Wells Fargo Autograph Journey?

Listed below are a number of playing cards that match up effectively with the Wells Fargo Autograph Journey:

  • If you need a Wells Fargo cash-back card: The Wells Fargo Energetic Money® Card earns money again within the type of Wells Fargo Rewards factors, that means you might have entry to the identical factors because the Autograph Journey card however without having to concentrate to bonus classes. As a substitute, you’ll earn an infinite 2% money again on purchases and nonetheless get pleasure from as much as $600 of cellphone safety in opposition to injury or theft (topic to a $25 deductible) and credit score rating entry. It has no annual price (see charges and charges). For extra data, learn our full evaluate of the Energetic Money.
  • If you need fixed-value factors with extra advantages: The Capital One Enterprise Rewards Credit score Card earns a minimal of two miles per greenback spent on every buy, and you may redeem Capital One miles for journey, in opposition to journey purchases or by transferring to 15-plus journey companions. The cardboard has a $95 annual price (see charges and charges), and you may get reimbursement to your utility price to World Entry or TSA PreCheck. For extra data, learn our full evaluate of the Enterprise Rewards.
  • If you need an identical incomes construction with extra invaluable factors: The Citi Premier® Card (see charges and charges) has a $95 annual price and earns 3 factors per greenback spent within the following classes: air journey, resorts, fuel stations, supermarkets and eating places (together with takeout). Together with cashing out your factors, you should utilize ThankYou Rewards factors with 18 airline and lodge companions, and also you’ll nonetheless get pleasure from cellphone safety with this card. For extra data, learn our full evaluate of the Citi Premier.

For extra choices, take a look at our listing of one of the best bank cards with an annual price below $100.

Associated: The entire information to bank card annual charges

Ought to I get the Wells Fargo Autograph Journey?

This card is a stable selection for these wanting a low annual price but in addition some high quality incomes potential and journey and buying protections. There’s additionally a lot of potential within the rising Wells Fargo journey program due to its handful of recent switch companions, making it a doubtlessly good funding in case you rack up rewards now. That mentioned, critical factors and miles lovers may be higher off with a extra established journey rewards bank card.

Backside line

The Autograph Journey card is a brand new, promising providing from Wells Fargo, one which figures to grow to be extra invaluable if its listing of switch companions continues to develop. These on the lookout for a easy card with an affordable annual price would possibly have the ability to take benefit. Nevertheless, factors and miles veterans who love extracting most worth from their playing cards could not get a lot out of the Autograph Journey — but.

For charges and charges of the Wells Fargo Autograph, click on right here.
For charges and charges of the Wells Fargo Energetic Money, click on right here.

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