United Quest Card Evaluate: Superb Perks & 80K Miles

Hyperlink: Apply now for the United Quest℠ Card
Chase and United Airways have a co-brand bank card settlement for each private and small enterprise playing cards. The United Quest℠ Card was launched in 2021 and is the most recent bank card that’s a part of this association. I’d argue that that is additionally the all-around most profitable. If you happen to don’t but have this card, it is a implausible time to use, given the present restricted time welcome supply.
United Quest Card Fundamentals For November 2022
The United Quest Card is extraordinarily well-rounded, and whereas the cardboard has an annual price, it must be straightforward to justify based mostly on the unimaginable perks.
United Quest Card Bonus Of 80,000 Miles
By way of January 25, 2023, the United Quest Card is providing a restricted time welcome bonus of 80,000 MileagePlus bonus miles after spending $5,000 throughout the first three months of card membership. It is a nice welcome bonus — I worth MileagePlus miles at ~1.3 cents every, so to me, these miles are price ~$1,040.
Be aware that you simply’re eligible for this supply even when you’ve got different United co-brand bank cards. The one individuals who aren’t eligible for the United Quest Card are those that at the moment have the cardboard, or those that have acquired a brand new cardmember bonus on the cardboard prior to now 24 months. The everyday Chase software guidelines apply, together with the 5/24 rule.
United Quest Card $250 Annual Price
The United Quest Card has a $250 annual price, and there’s no price so as to add extra licensed customers. For some context as to how that matches into United’s co-brand private card portfolio:
As you possibly can see, the United Quest Card has the second-highest annual price, although I’d argue it additionally has the annual price that’s best to persistently recuperate, because of the easy-to-use perks, which I’ll cowl under.

United Quest Card Rewards Construction
The United Quest Card has no international transaction charges, and gives the next return on spending:
- Earn 3x miles on United purchases
- Earn 2x miles on all journey and eating purchases
- Earn 1x miles on all different purchases
Whereas different playing cards are compelling within the journey and eating classes, these are a few of the broadest bonus classes I’ve seen on a co-branded airline bank card.
One cause individuals might want to spend cash on the cardboard is that spending will help you earn MileagePlus elite standing:
- For 2022, the cardboard gives 500 Premier Qualifying Factors (PQPs) for each $12,000 spent on purchases, as much as a most of three,000 PQPs in a calendar 12 months
- Beginning in 2023, the cardboard will supply 500 Premier Qualifying Factors (PQPs) for each $12,000 spent on purchases, as much as a most of 6,000 PQPs in a calendar 12 months

Invaluable Buy & Journey Safety
One of many perks many individuals search for in bank cards is sweet safety for purchases. The United Quest Card has some nice protection in that regard. When you’ll wish to seek the advice of the cardboard advantages information, the United Quest Card gives perks like:
- Journey cancelation & interruption insurance coverage
- Journey delay reimbursement
- Baggage delay insurance coverage
- Misplaced baggage reimbursement
- Auto rental collision harm waiver
- Buy safety
- Prolonged guarantee safety

United Quest Card Advantages & Perks
Airline co-branded bank cards are primarily in regards to the perks, which is an space the place the United Quest Card most positively doesn’t disappoint. Let’s go over the cardboard’s perks, beginning with the 2 distinctive advantages that I discover to be most compelling and which is able to most shortly justify the $250 annual price.
$125 Annual United Airways Credit score
The United Quest Card gives a $125 annual United credit score, which must be price near face worth to anybody who considers this card:
- Obtain a press release credit score whenever you use your card for United purchases, as much as a most of $125 per anniversary 12 months
- Qualifying purchases embrace airline tickets bought from United and purchases by way of United of seat upgrades, Economic system Plus, inflight meals and drinks, Wi-Fi, baggage service expenses, and different United charges
- The assertion credit score will submit to your account the identical day as your United buy

Anniversary Award Flight Credit (Up To 10,000 Miles)
The United Quest Card gives an anniversary award flight credit score of as much as 10,000 MileagePlus miles:
- Robotically obtain 5,000 miles again in your MileagePlus account after taking an award flight booked along with your miles, as much as twice yearly
- The award itinerary should embrace no less than one United-operated flight, and should embrace the first cardmember on the reservation
- These miles will likely be deposited in your account inside 4 weeks of every cardmember anniversary
If you happen to redeem miles on United with any frequency, that ought to get you 10,000 miles yearly. Between that and the $125 annual United credit score, I’d argue the annual price is already greater than offset.

Free First & Second Checked Luggage
If you happen to ever verify baggage, having the United Quest Card can get you a free first and second checked bag for you and one companion on the identical reservation. The first cardmember simply must pay for the ticket with their card and be one of many vacationers. It is a worth of as much as $320 per roundtrip ticket (assuming two persons are checking two baggage roundtrip).
Precedence Boarding
As the first cardmember on the United Quest Card, you possibly can obtain precedence boarding for you and your companions on the identical reservation for United Airways operated flights. Many individuals wish to board early to have the ability to safe overhead bin area, so it is a perk that I do know many cardmembers worth.
25% Financial savings On Inflight Purchases
It can save you 25% on inflight purchases on United Airways when you’ve got the United Quest Card. This can come within the type of an account assertion credit score, and applies for purchases of drinks, meals, and Wi-Fi.

Complimentary Upgrades On Award Tickets
You probably have elite standing with United Airways, you’re eligible to obtain space-available upgrades in most short-haul markets when reserving a income ticket. Nevertheless, when you’ve got the United Quest Card, you’re additionally eligible to obtain elite upgrades when touring on award tickets, which is a pleasant extra perk.
TSA PreCheck World Entry, Or NEXUS Price Credit score
The United Quest Card gives a World Entry, TSA PreCheck, or NEXUS credit score each 4 years. Merely cost the enrollment price to your card, and it’ll robotically be reimbursed.
These days, fairly a number of bank cards supply these price credit, so you possibly can all the time use this profit for a buddy or member of the family. They simply have to make use of your bank card to pay, and also you’ll robotically obtain the assertion credit score.

Complimentary DoorDash DashPass
The United Quest Card gives a 12 months of complimentary DoorDash DashPass. This gives limitless supply from all types of eating places with $0 supply charges and decrease service charges on orders of $12 or extra. You need to activate your subscription by December 31, 2024, and it’s then legitimate for 12 months. After that interval, you’ll be robotically enrolled in DashPass on the present month-to-month price, although you possibly can all the time cancel.
Is The United Quest Card Value It?
I believe the United Quest Card is United’s greatest worth bank card for somebody who flies United no less than a number of instances per 12 months and redeems miles generally as nicely.
Whereas the cardboard has a $250 annual price, the $125 annual United credit score ought to decrease the “actual” annual price to $125. Then if you happen to redeem miles for United-operated flights no less than twice per 12 months, you’re getting 10,000 extra miles. Primarily based on my valuation of United miles, I think about that to be a $130 worth.
At that time, you’ve already gotten extra worth from the cardboard than the annual price, and that doesn’t account for perks like free checked baggage, upgrades on award tickets, financial savings on inflight purchases, and way more. On prime of that, there’s the cardboard’s wonderful welcome bonus, which will get you loads of worth shortly after getting the cardboard.
So yeah, I believe this card is price it, however how does the worth proposition examine to United’s hottest bank card?
United Quest Card Vs. United Explorer Card
Many individuals could also be making an attempt to resolve between the United Quest Card and the United Explorer Card. I believe the United Quest Card is the higher selection, however let me present a fast comparability.
The benefits of the United Explorer Card are the next:
- The United Explorer Card has a $95 annual price (waived the primary 12 months), in comparison with a $250 annual price on the United Quest Card
- The United Explorer Card gives two United Membership passes yearly
Nevertheless, just about all the pieces else in regards to the United Quest Card is both equal or considerably higher:
- The United Quest Card gives an annual $125 United credit score, which the United Explorer Card doesn’t supply, and that must be price face worth to most
- The United Quest Card gives as much as 10,000 MileagePlus miles again every year on award redemptions, which the United Explorer Card doesn’t supply
- The United Quest Card gives two checked baggage free, whereas the United Explorer Card gives just one checked bag free
In the long term, the United Quest Card is extra compelling due to the extra perks that ought to assist offset the annual price for a overwhelming majority of savvy shoppers.
The one client who ought to think about the United Explorer Card is somebody who values the United Membership passes however doesn’t redeem miles no less than twice per 12 months for United-operated flights.

Backside Line
The United Quest Card is essentially the most compelling incard the Chase & United lineup. Whereas the $250 annual price sounds excessive on the floor, the $125 annual United credit score ought to get you half of that worth again proper there. Then there’s the as much as 10,000 miles you possibly can earn per 12 months when redeeming miles, together with different ongoing advantages.
If you happen to’ve been contemplating this card however had been ready for a fantastic bonus, that is the time to use, given the present restricted time supply.
What do you make of the United Quest Card?