United Enterprise vs. Membership Enterprise: Which do you have to get?

These bonus miles are price $1,300 per TPG’s July 2025 valuations. This supply is 25,000 bonus miles larger (not together with the bonus PQPs) than the usual supply we usually see.

In the meantime, the United Membership Enterprise Card can also be providing 100,000 bonus miles and a couple of,000 PQPs after spending $5,000 on eligible purchases within the first three months of account opening. The bonus miles are additionally price $1,300, based mostly on TPG’s July 2025 valuations.

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This supply can also be 25,000 bonus miles (not together with the PQPs) above the everyday welcome supply we have seen on the cardboard.

With both card, the bonus miles from the welcome supply may very well be sufficient for a couple of home economic system award tickets or one-way tickets in a premium cabin on United or its companions.

It is essential to notice that you just will not be eligible for a welcome bonus if in case you have obtained one on the cardboard you are making use of for inside the previous 24 months.

You will even be topic to Chase’s 5/24 rule as a way to be authorized for both card.

Winner: Tie. Each playing cards share the identical welcome supply.

Associated studying: Methods to unlock further award availability with United Airways

United Enterprise vs. United Membership Enterprise advantages

United Enterprise advantages

Plus, cardholders who additionally maintain a private United card obtain 5,000 anniversary bonus miles every account yr. Those that use the cardboard for 5 United flight purchases of $100 or extra every calendar yr will obtain $125 in United TravelBank money.

Moreover, the United Enterprise Card has a wide range of perks and assertion credit, together with:

• Economic system Plus seat upgrades: Earn two continental U.S. Economic system Plus seat upgrades after spending $25,000 in a calendar yr.
• $100 United Resorts assertion credit score: Obtain $50 in assertion credit on each your first and second pay as you go lodge stays ($100 most) when bought by way of United Resorts every anniversary yr.
• Trip-hailing credit score: Obtain as much as $100 in ride-hailing assertion credit every calendar yr ($8 per thirty days from January to November and $12 in December). Yearly enrollment is required.
• United journey credit score through automobile rental: Earn as much as $25 in United TravelBank money per eligible Avis or Funds rental when reserving by way of vehicles.united.com. This profit is restricted to 2 $25 United TravelBank credit per anniversary yr ($50 most).
• JSX assertion credit score: Earn as much as $100 in assertion credit on JSX (a semiprivate jet service) purchases made immediately with the airline per anniversary yr.
• FareLock assertion credit score: Earn as much as $25 in assertion credit yearly after buying FareLock for United flights.
• Instacart+ membership: Get pleasure from a complimentary Instacart+ membership for 3 months, with a 25% discounted plan thereafter. (Advantages finish Dec. 31, 2027.)
• Instacart assertion credit: Earn as much as $120 in Instacart credit score every calendar yr (as much as $10 a month) on purchases made with the United Enterprise Card. (Advantages finish Dec. 31, 2027.)

United Membership Enterprise advantages

These with the United Membership Enterprise Card get a free first and second checked bag for themselves and a companion on the identical reservation bought utilizing the cardboard (as much as $360 in worth) and entry to United Premier Entry providers.

Nonetheless, the star of the present for the United Membership Enterprise is a United Membership membership, which permits cardholders and their eligible journey companions, together with one grownup visitor and dependent youngsters, entry to over 45 United Membership places worldwide. United has launched United Membership All Entry membership after a cardholder reaches Premier Gold standing or spends $50,000 annually with the United Membership Enterprise Card. Advantages embrace visitor privileges for as much as two adults or one grownup and dependent youngsters underneath the age of 18 and supply entry to all United Membership places and collaborating Star Alliance-affiliated lounges.

Much like its decrease annual charge counterpart, the United Membership Enterprise additionally has a bunch of perks and journey credit, together with:

• Famend Resorts and Resorts credit score: Rise up to $200 again in assertion credit every anniversary yr on pay as you go bookings made immediately with Famend Resorts and Resorts utilizing the United Membership Enterprise Card.
• JSX assertion credit score: Earn as much as $200 in assertion credit on JSX purchases made immediately with the airline per anniversary yr.
• Economic system Plus seat upgrades: Earn two international U.S. Economic system Plus seat upgrades after spending $40,000 in a calendar yr.
• Trip-hailing credit score: Obtain as much as $150 in ride-hailing assertion credit score every calendar yr ($12 per thirty days from January to November and $18 in December). Yearly enrollment is required.
• United journey credit score through automobile rental: Earn as much as $50 in United TravelBank money per eligible Avis or Funds rental when reserving by way of vehicles.united.com. This profit is restricted to 2 $50 United TravelBank credit per anniversary yr ($100 most).
• FareLock assertion credit score: Earn as much as $50 in assertion credit yearly after buying FareLock for United flights.
• Instacart+ membership: Get pleasure from complimentary Instacart+ membership for 3 months, with a 25% discounted plan thereafter. (Advantages finish Dec. 31, 2027.)
• Instacart assertion credit: Earn as much as $240 in Instacart credit score every calendar yr (as much as two $10 month-to-month credit) on purchases made along with your card. (Advantages finish Dec. 31, 2027.)

You will additionally obtain 4 one-time Membership passes in your approved customers annually after assembly spending necessities. The primary cardholder will need to have a United Membership All Entry membership, which permits one individual to entry a lounge with the first cardholder or the worker card.

Related advantages

Each playing cards may also help you earn towards Premier elite standing with United. With the United Enterprise Card, you earn 1 PQP for each $20 spent, as much as 4,000 PQPs in a calendar yr. The United Membership Enterprise earns 1 PQP for each $15 spent, with the power to earn as much as 28,000 PQPs per calendar yr. Each playing cards may also help you earn as much as the Premier 1K standing degree.

Further advantages on each playing cards embrace:

The United Membership Enterprise Card additionally gives Avis President’s Membership elite standing, which incorporates advantages like upgrades and expanded availability.

Winner: United Membership Enterprise. United Membership membership and the next restrict for assertion credit give this card a transparent edge.

Associated: The final word information to United Membership entry

Incomes miles with the United Enterprise vs. United Membership Enterprise

• At the very least 7 miles per greenback spent on United purchases (tiered earnings based mostly on United elite standing; a minimum of a 9.1% return based mostly on TPG’s July 2025 valuations)
• 5 miles per greenback spent on United Resort purchases (6.5% return)
• 2 miles per greenback spent at fuel stations, eating places and workplace provide shops, in addition to on native transit and commuting (together with mass transit methods), ride-hailing providers, taxis and tolls (2.6% return)

In contrast, the United Membership Enterprise Card earns:

• At the very least 7 miles per greenback spent on United purchases (a minimum of a 9.1% return)
• 5 miles per greenback spent on lodge stays for pay as you go Famend Resorts and Resorts (6.5% return)
• 1.5 miles per greenback spent on all different purchases (roughly a 2% return)

For those who are likely to make extra eating, fuel, workplace provide retailer and commuting purchases, then the United Enterprise Card’s 2 miles per greenback incomes price may make it easier to rapidly rack up the miles for award flights.

Nonetheless, in case your buy exercise covers a extra numerous vary of classes, the less complicated 1.5 miles per greenback incomes system on the Membership Enterprise is perhaps higher for you.

Winner: United Enterprise. It gives bonus miles in a number of extra classes than the Membership Enterprise.

Redeeming miles with the United Enterprise vs. United Membership Enterprise

Each United enterprise bank cards earn United miles which are deposited into the cardholder’s MileagePlus account. You may redeem United miles for United and United Specific flights and flights on any Star Alliance provider or accomplice airline.

Methods to improve from the United Enterprise to United Membership Enterprise

Nonetheless, notice that upgrading to the United Membership Enterprise will make you ineligible to earn the cardboard’s welcome bonus and will make you ineligible to earn a welcome bonus on the identical card for those who attempt to apply for a similar card inside 24 months.

Associated: The final word information to bank card upgrades

Backside line

Each playing cards are tailor-made to United loyalists, providing wonderful welcome bonuses for brand new candidates.

Though its annual charge is dramatically larger, the advantages of the United Membership Enterprise greater than make up for the hefty charge for these capable of maximize them.

Earlier than making use of for both card, map your corporation bills, decide how usually you fly with United and choose the fitting card to enrich your corporation bills and redemption aspirations.