United Enterprise Card evaluate: Full particulars

United Enterprise Card overview

The United Enterprise Card supplies a number of perks for a sub-$100 annual charge. From a primary checked bag free on United Airways flights to 2 United Membership one-time passes a 12 months and strong journey protections, the cardboard can present wonderful worth to small-business homeowners who journey on United even just some occasions every year. Card score*: ⭐⭐⭐⭐

* Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

In case you have a small enterprise and journey with United (even often), you would possibly wish to contemplate signing up for the United Enterprise Card. This card has a $99 annual charge ($0 intro charge for the primary 12 months) however its many advantages might be beneficial sufficient to offset it 12 months after 12 months.

The United Enterprise Card earns United MileagePlus miles and supplies perks which might be particular to United Airways. For one of the best possibilities of approval, you may desire a credit score rating of 670 or increased.

Listed here are all of the United Enterprise Card advantages it’s essential learn about to resolve if it is best for you.

United Enterprise Card welcome supply

The United Enterprise Card is presently providing 50,000 bonus miles after you spend $5,000 on purchases within the first three months your account is open. Primarily based on TPG’s valuation of United miles at 1.45 cents every, this bonus is price about $725.


You are not eligible for the sign-up bonus if you happen to presently have the United Enterprise Card or beforehand had the United Enterprise Card and obtained a brand new cardmember bonus for it inside the final 24 months.

Nonetheless, the United Enterprise Card is taken into account by Chase to be a definite product from the no-longer-available United Explorer Enterprise Card and the United Membership Enterprise Card. So, you probably have or beforehand had both of those playing cards, you are still eligible for the sign-up bonus from the United Enterprise Card.

The data for the United Membership Enterprise and United Explorer Enterprise have been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

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The United Enterprise Card additionally seemingly falls below Chase’s unpublished 5/24 rule. Which means that if you happen to’ve opened 5 or extra bank card accounts within the final 24 months, you may not be permitted for it.

Associated: Finest enterprise bank cards of 2024

United Enterprise Card advantages

The United Enterprise Card is finest fitted to small-business homeowners who’re on the lookout for United Airways advantages and do not have United or Star Alliance elite standing.


The first cardmember and one companion touring on the identical reservation will every obtain their first commonplace checked bag free on United-operated flights. Plus, the first cardmember and companions on the identical reservation might be invited to board United-operated flights earlier than basic boarding when the first cardmember contains their United MileagePlus quantity.

You will additionally get two United Membership one-time passes every year, which might turn out to be useful even when you do not have different playing cards that present lounge entry.

You will additionally take pleasure in the next further advantages:

  • Annual United journey credit score: $100 United journey assertion credit score after seven eligible United purchases of $100 or extra with the United Enterprise Card inside an account anniversary 12 months
  • Assertion credit score on United inflight purchases: 25% again as a press release credit score on meals, drinks and Wi-Fi aboard United-operated flights if you pay along with your United Enterprise Card
  • “Higher collectively” bonus: 5,000 bonus miles every year in your United Enterprise Card anniversary when you could have each the United Enterprise Card and a private Chase United bank card
  • Worker playing cards: Get worker playing cards at no further price and set particular person spending limits on every worker card
  • Expanded award availability: The first cardholder might even see expanded award availability when utilizing miles to ebook any United-operated flight
  • Earn Premier qualifying factors: Get 500 Premier qualifying factors (PQPs) for each $12,000 in card spending, as much as 1,000 PQPs in a calendar 12 months, that may be utilized as much as Premier 1K elite standing
  • Journey protections: Journey delay reimbursement, journey cancellation and interruption insurance coverage, baggage delay insurance coverage, misplaced baggage reimbursement, auto rental collision harm waiver, roadside help and journey accident insurance coverage
  • Procuring protections: Buy safety and prolonged guarantee safety
  • No international transaction charges

Enterprise homeowners who fly United commonly will simply get sufficient worth from these advantages to justify paying the $99 annual charge.

Incomes miles with the United Enterprise Card

The United Enterprise Card earns 2 United miles per greenback on the next purchases:


In line with TPG’s valuation of 1.45 cents per United mile, you may get a 2.9% return on these purchases. You will additionally earn 1 mile per greenback spent on all different eligible purchases, which is a 1.45% return.

Redeeming miles on the United Enterprise Card

You should use United miles to ebook award journey on United, different Star Alliance airways and accomplice airways.


It is price noting that United makes use of dynamic award pricing reasonably than award charts. Though this makes it tougher to find out the value of an award till you are able to ebook, dynamic pricing can result in cheap award flights in some conditions.

Award charts nonetheless exist for utilizing United miles on accomplice airways — and there are some candy spots to be discovered on these charts. TPG contributor Sarah Hostetler notes that if you happen to fly from the U.S. to Paris (CDG), you might use the Excursionist Perk to get a free one-way flight to Amsterdam (AMS). Your itinerary may appear like this:

  • U.S. to Paris
  • Paris to Amsterdam (free)
  • Amsterdam to the U.S.

You will usually get essentially the most worth out of your United miles if you use them to ebook flights, however you too can use United miles to safe an improve, buy inflight Wi-Fi, ebook resort stays and automotive leases or use them for merchandise, reward playing cards and once-in-a-lifetime occasions.

Transferring miles on the United Enterprise Card

You may also switch your United miles to Marriott Bonvoy at a 1:1 ratio.


Nonetheless, that is removed from essentially the most beneficial possibility, so we suggest avoiding it except you simply have to high off your Marriott steadiness for a selected redemption.

Associated: How one can maximize redemptions with United MileagePlus

Which playing cards compete with The United Enterprise Card?

If you wish to earn United miles on your online business purchases, the United Enterprise Card has a couple of notable rivals.

For extra choices, try our listing of one of the best enterprise bank cards.

The data for the United Membership Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: 4 causes somebody in your loved ones wants a United bank card

Is the United Enterprise Card price it?

The United Enterprise Card affords numerous United Airways perks that enable many small-business homeowners, freelancers and aspect hustlers to simply justify the cardboard’s ongoing $99 annual charge. Nonetheless, those that hardly ever fly United might be higher off with a extra basic enterprise bank card.

Backside line

The United Enterprise Card supplies strong journey protections together with its ample advantages, and if you happen to make at the least seven purchases of $100 or extra with United every year in your card, you may get a $100 assertion credit score.

Different perks comparable to precedence boarding and 25% again on inflight purchases can add up over time. If you may get at the least $99 of worth every year from all the card’s perks, you must contemplate signing up for the United Enterprise Card.

Apply right here: United Enterprise Card

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