These are the bank card winners of Editors’ Selection honors ultimately night time’s TPG Awards

The TPG Awards returned with a dwell occasion final night time for the primary time in three years as we acknowledged the very best in journey, loyalty and bank cards from the previous 12 months. And, as a part of this celebration, we handed out 4 cards-related editors’ selection awards to the manufacturers that stood tall in 2022.

Our group of content material specialists thought-about an array of candidates for these 4 honors earlier than deciding on those that in the end took residence trophies this 12 months.

Listed here are the bank card winners of the editors’ selection awards on the 2022 TPG Awards.

Greatest All-Round Credit score Card

This award went to the bank card that provides the very best total worth in the event you solely wish to carry a single card in your pockets. Some playing cards are greatest when paired with others, however there was one which our group felt stood tall.

Winner: Capital One Enterprise X Rewards Credit score Card

The Enterprise X packs a punch on this planet of premium rewards bank cards, maybe most notably as a consequence of its comparatively low $395 annual payment. The cardboard not too long ago celebrated its one-year anniversary, and plenty of TPG staffers plan to maintain it for the long run. Along with a hefty welcome bonus of 75,000 miles if you spend $4,000 on purchases within the first three months from account opening, you may earn 2 miles for each greenback you spend — plus bonus miles (and an as much as $300 annual assertion credit score) when reserving flights, accommodations and rental vehicles via Capital One Journey.


The Enterprise X additionally consists of entry to Capital One Lounges, Plaza Premium Lounges and a full Precedence Go membership. In reality, these perks lengthen to not simply you but in addition as much as 4 approved customers at no further price — although sadly, the cardboard can be shedding non-lounge privileges via Precedence Go as of Jan. 1, 2023.

Different advantages embrace:

  • 10,000 bonus miles in your cardmember anniversary.
  • World Entry or TSA PreCheck reimbursement each 4 years.
  • Complimentary Hertz President’s Circle standing.
  • No international transaction charges.

The issuer additionally not too long ago introduced that cardholders will quickly have entry to 2 new perks: The Premier Assortment, a sequence of curated accommodations with value-added perks for Enterprise X prospects, and Capital One Landings, a brand new dining-focused airport lounge idea coming to New York’s LaGuardia Airport (LGA) and Washington, D.C.’s Ronald Reagan Washington Nationwide Airport (DCA).

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Whereas the lower-priced Capital One Enterprise Rewards Credit score Card stays a strong choice due to its $95 annual payment, the array of further perks on the Enterprise X pushed it to the highest.

Greatest Credit score Card Perk

Round right here, now we have an actual ardour for bank card perks. We love getting standing, utilizing assertion credit and having access to distinctive locations and experiences via the playing cards in our wallets. Of all of the bank card perks we love, although, one stands out from all the remaining.

Winner: American Specific World Lounge Assortment

For the second 12 months in a row, complimentary entry to the American Specific World Lounge Assortment, a advantage of The Platinum Card® from American Specific and The Enterprise Platinum Card® from American Specific, is our selection for the very best card perk.

The World Lounge Assortment consists of American Specific Centurion lounges, Delta Sky Golf equipment and Precedence Go Choose lounges, amongst others, totaling greater than 1,400 areas throughout 140 international locations.


Lately, different issuers have began to hitch American Specific within the lounge house. Capital One opened its first of a number of deliberate lounges in 2021, and Chase opened its first Sapphire lounge in Hong Kong this 12 months. Nonetheless, the American Specific World Lounge Assortment is by far essentially the most in depth and dominates this space of bank card perks.

Whereas many premium playing cards include the good thing about airport lounge entry, the Amex World Lounge Assortment is essentially the most in depth and beloved by newbie and skilled vacationers alike.

Greatest Transferable Factors Program

Transferable factors are a few of our favorites to earn due to their worth and adaptability. Packages like American Specific Membership Rewards, Bilt Rewards, Chase Final Rewards, Capital One Miles and Citi ThankYou Rewards supply profitable switch companions and a variety of incomes potential. However in fact, we might solely select one winner.

Winner: Chase Final Rewards

Chase Final Rewards is our decide as the very best transferable factors program for yet one more 12 months. The pliability and worth of transferring to Chase’s journey companions, reminiscent of Hyatt and United, are robust to beat. Moreover, the 1:1 switch ratio and user-friendly journey portal make this program a wonderful selection for these simply dipping their toes into the world of transferable factors.


We additionally love that it is pretty simple to maximise your incomes potential to take residence much more invaluable factors. To earn absolutely transferable Chase Final Rewards factors, you may want a Chase Sapphire Reserve, Chase Sapphire Most well-liked Card or Ink Enterprise Most well-liked Credit score Card. However after you have one among these playing cards, you’ll be able to successfully convert cash-back rewards from playing cards just like the Chase Freedom Flex, Chase Freedom Limitless, Ink Enterprise Money Credit score Card or Ink Enterprise Limitless Credit score Card into absolutely transferable Chase factors.

Associated: The right way to switch Chase Final Rewards factors between accounts

With its excessive worth, robust switch companions, different choices for incomes rewards and easy redemption choices, Chase Final Rewards is the standout transferable factors program in our e-book.

Greatest New/Refreshed Credit score Card

Annually, we monitor the brand new playing cards on the block, in addition to people who endure important overhauls. This 12 months, it is not a brand new card however a refreshed one which left us impressed.

Winner: Marriott Bonvoy Good® American Specific® Card

The Marriott Bonvoy Good received a brand new look along with some massive modifications to its advantages this fall. The cardboard now comes with increased computerized elite standing, further elite night time credit and a extra invaluable free night time certificates.


The cardboard’s most notable modifications embrace:

  • As much as a $25 month-to-month eating credit score (beforehand $300 in annual assertion credit for Marriott purchases).
  • Computerized Platinum Elite standing and 25 elite night time credit yearly.
  • Further “Annual Earned Selection Award” after spending $60,000 on the cardboard in a calendar 12 months starting in 2023.
  • Elevated worth of annual free night time award (now legitimate for stays of as much as 85,000 factors as an alternative of fifty,000 factors).

These modifications did, nonetheless, include an annual payment improve, which now stands at $650 (see charges and charges). Even so, the elevated advantages this card now affords are invaluable sufficient for it to land our title of the very best new or refreshed bank card of 2022.

Associated: Why I need this Marriott bank card greater than ever — though the annual payment jumped to $650

Backside line

2022 has been an thrilling 12 months for bank cards. Whereas we love our remaining choices for these awards, we’re eagerly waiting for 2023 to see what we’ll be speaking about this time subsequent 12 months.

Till then, yow will discover us writing from our American Specific lounges, swiping our Capital One Enterprise X playing cards, transferring our Chase Final Rewards factors to our favourite journey companions and maximizing the brand new advantages on our Marriott Bonvoy Good playing cards.

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