The way to use the Delta Stays credit score on the Delta Amex playing cards

Loads of bank cards provide resort assertion credit to cardmembers as a profit. The Delta Air Strains and American Specific household of playing cards isn’t any completely different, with one of many extra underrated credit supplied on many of the Delta playing cards being the annual Delta Stays credit score.
Whereas it is a helpful profit that may assist offset among the annual charges the playing cards cost, many cardmembers overlook to make use of it earlier than it expires on the finish of the yr.
So, let’s dive into the right way to use — and maximize — the Delta Stays credit score.
What’s the Delta Stays credit score?
The Delta Stays credit score is an annual assertion credit score on choose Delta Amex playing cards for pay as you go lodges or trip leases booked via Delta’s resort platform, powered by Expedia. It presents $100 to $250 again every calendar yr, relying on which card you might have.
Which playing cards provide the Delta Stays credit score?
Six of the seven Delta playing cards obtain the credit score; the one one that does not provide the credit score is the entry-level Delta SkyMiles® Blue American Specific Card. Listed here are the annual quantities damaged down by card:
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Key phrases
Listed here are some necessary issues to notice when utilizing the credit score:
- Solely pay as you go stays are eligible.
- The quantity of the credit score is per calendar yr.
- The credit score doesn’t have for use . It may be used on a number of stays till you attain the complete worth.
- There isn’t a minimal night time requirement for this credit score, which is a bonus contemplating another bank cards’ resort assertion credit require you to e-book a minimum of two nights.
- In case your keep prices greater than the credit score worth, it would successfully be utilized as a reduction.
- If in case you have a number of Delta playing cards, you’ll obtain a number of credit. Nonetheless, the credit can’t be stacked on the identical reservation.
- You may earn 2 or 3 SkyMiles per greenback spent (relying on which card you might have), in addition to Medallion Qualification {Dollars}.
If in case you have resort elite standing, needless to say you usually will not obtain any of these advantages or earn loyalty factors when reserving via a web-based journey company like Delta Stays. So, in the event you keep at a resort chain the place you maintain standing, be ready to your advantages to not be honored.
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My advice is to make use of resort credit like these on the resort chains you have no standing with or at boutique lodges not a part of a loyalty program.
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The way to use the Delta Stays credit score
Reserving with this credit score is straightforward and could be accomplished in only a few simple steps:
- First, go to the Delta Stays web site and choose the “Stays” (for lodges) or “Trip Leases” tab.
- Then, enter your vacation spot, dates, and variety of nights and vacationers.
- Subsequent, choose the property you need to keep at.
- At checkout, choose a pay as you go price to qualify for the credit score. Many pay as you go charges are totally refundable, supplying you with flexibility in case your plans change — however keep away from choices that say “Reserve now, pay at resort” since they don’t seem to be pay as you go.
- Lastly, pay along with your Delta bank card.

After you e-book and pay for a resort via Delta Stays, the phrases and circumstances state that the credit score can take as much as 90 days to submit to your account. Nonetheless, the credit score often posts a lot faster than that, usually inside 4 days.
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How the TPG employees has maximized the credit score
This credit score is a straightforward method to scale back journey prices, and when used strategically, it may possibly even cowl a whole night time’s keep. This is how just a few of us at TPG have put this perk to work.
Making early flights simpler
The room price $252, however due to the as much as $200 credit score on his Delta Reserve, he paid simply $52 out of pocket. It was a stress-free finish to his journey and a sensible method to maximize the credit score’s worth.
Turning an extended drive into a brief hop
Gabrielle Bernardini, TPG’s senior factors and miles editor, used her credit score on a household journey to Italy. After exploring the Dolomites, she wanted to catch an early morning flight from Venice to Sicily. Reasonably than waking up in the course of the night time for a three-hour drive, she booked an evening at an unbiased resort simply 10 minutes from the airport.

The keep price $184, however after making use of her Delta Stays credit score from her Delta Gold, she paid solely $84. It made an early journey day a lot smoother — and cheaper.
My plan for a free night time in South Africa
As for me, I am planning to make use of this yr’s credit score throughout an upcoming journey to South Africa. I will be there for just a few weeks, so masking even one night time makes a distinction.
I’ve chosen the Hyatt Home Johannesburg Rosebank, which is available in underneath $100 per night time. I do not maintain elite standing with Hyatt, so I am not lacking out on any perks by reserving via Delta Stays — and I am going to successfully get a free night time simply through the use of the credit score on my Delta Gold.
Associated: Why the Delta SkyMiles Reserve card continues to be among the best playing cards I’ve added to my pockets
Suggestions for utilizing the Delta Stays credit score
To get essentially the most worth out of your annual Delta Stays credit score, hold the following tips in thoughts:
- Watch the calendar. The credit score is issued per calendar yr and would not roll over. Keep away from reserving stays on the very finish of December as a result of in the event you e-book Dec. 30 or 31 and the credit score posts in January, you will lose that yr’s credit score totally. Deal with it as a use-it-or-lose-it perk.
- Goal brief stays. The credit score works greatest on one- or two-night stays costing $100 to $250 (relying on which card you might have). This retains your out-of-pocket price low and your worth excessive.
- Evaluate costs. Charges via Delta Stays can generally be increased than reserving immediately with the resort. As an illustration, after I checked out my South Africa resort, the Delta Stays price was $14 increased than reserving immediately with Hyatt. The small distinction did not trouble me because the keep was successfully free, but it surely’s value checking.
- Look past the massive chains. Reserving boutique lodges or trip leases could be a good transfer since you will not miss out on resort loyalty factors or elite perks you may in any other case earn from main chains.
- Think about using it overseas. Lodge costs in some worldwide locations could be far decrease than within the U.S. Some TPG staffers, like me, desire to make use of this credit score overseas, the place it may possibly generally cowl a number of nights.
- Ebook pay as you go stays. To set off the credit score, you need to e-book a pay as you go keep via the Delta Stays web site. If it isn’t pay as you go, you will not obtain the assertion credit score.

Backside line
The Delta Stays credit score is a straightforward method to get actual worth out of your Delta bank card. Relying in your card, you will get $100 to $250 again annually on pay as you go resort bookings made via the Delta Stays portal, serving to to offset the annual charge and maybe even cowl a full night time’s keep.
Simply be sure you use it earlier than the calendar yr ends, and provides your self sufficient time for the credit score to submit. Slightly planning can flip this typically missed perk into a straightforward win.
Associated: Which bank card do you have to use for Delta Air Strains flights?
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