In 2018, Capital One added switch companions to its journey rewards playing cards, and since then, it has blossomed into a top quality factors program — greater than 15 airline and lodge companions. Capital One miles have gained worth in our valuations in current months because of the addition of extra switch companions, improved switch ratios and decreased switch occasions to your miles to reach on the vacation spot program.
The worth of those common journey rewards playing cards has solely elevated with Capital One’s current program enhancements.
On this information, we’ll share tips on how to get the very best worth out of the miles you’ve got earned by redeeming your miles for flights or lodge stays.
The way to earn Capital One Miles
You possibly can earn Capital One miles on 5 bank cards:
| Capital One Enterprise Rewards Credit score Card | $95 (see charges and charges) | 75,000 bonus miles whenever you spend $4,000 on purchases within the first three months from account opening | 2 miles per greenback on purchases, no international transaction charges (see charges and charges) and World Entry/TSA PreCheck utility charge credit score (as much as $100) |
|---|---|---|---|
| Capital One Enterprise X Rewards Credit score Card | $395 (see charges and charges) | 75,000 bonus miles when you spend $4,000 on purchases inside the first three months from account opening | 2 miles per greenback on purchases, World Entry/TSA PreCheck utility charge credit score (as much as $100), no international transaction charges (see charges and charges), prolonged guarantee safety, Capital One Lounge entry and 10,000 annual bonus miles |
| Capital One VentureOne Rewards Credit score Card | $0 (see charges and charges) | 20,000 bonus miles when you spend $500 inside the first three months from account opening | 1.25 miles per greenback on all purchases |
| Capital One Spark Miles for Enterprise | $0 introductory annual charge the primary 12 months, then $95 (see charges and charges) | 50,000 bonus miles after you spend $4,500 on purchases inside the first three months of account opening | 2 miles per greenback on all purchases |
| Capital One Spark Miles Choose for Enterprise | $0 | 20,000 miles after you spend $3,000 on purchases inside the first three months of account opening | 1.5 miles per greenback on all purchases, free worker playing cards |
The knowledge for the Capital One Spark Miles Choose for Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Do you have to switch capital one miles to airline and lodge companions?
You’ve got two choices for redeeming your Capital One miles: for a set worth at 1 cent every or by transferring them to airline and lodge companions.
Transferring can get you a greater worth (particularly for luxurious rewards). That is very true whenever you switch to a accomplice that has retained fastened award charts, and you may pretty simply redeem 50,000 miles for one thing price excess of $500, supplying you with the next redemption worth than the fixed-value choices mentioned beneath.
No matter your redemption choice, the flexibility to combine and match redemptions to fit your journey wants offers Capital One a singular edge right here.
Associated: Do you have to use money or miles to e book airline tickets?
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Fastened-value rewards
Capital One gives just a few choices for getting a fixed-value return whenever you redeem your miles. Nonetheless, not all of those are created equal:
- Redeem for current journey: You should utilize your miles as credit score towards journey purchases made within the final 90 days in your Enterprise or Spark card at a set charge of 1 cent every. There is not any minimal redemption quantity.
- E-book new journey: You possibly can e book new journey immediately by means of Capital One Journey and redeem your miles on the similar worth of 1 cent apiece, however this might stop you from double dipping with any rewards program supplied by a web-based journey company. As well as, reserving lodges by means of a third-party website — together with Capital One Journey — would seemingly stop you from incomes factors and having fun with relevant elite standing perks. In consequence, you are seemingly higher off reserving journey immediately after which redeeming your miles towards the cost in your assertion. Nonetheless, you’ll nonetheless earn miles on flights booked this manner and may nonetheless get pleasure from loyalty perks with Hertz* — however not with different rental automotive applications.
- Redeem for reward playing cards: You should utilize your Capital One miles for reward playing cards on the similar charge of 1 cent per mile. However since reward playing cards can typically be bought on sale, redeeming miles to cowl journey purchases is a greater choice.
- Redeem for leisure: You possibly can redeem your miles by means of Capital One Leisure’s ticketing platform for a price of 0.8 cents per mile, with entry to greater than 500,000 occasions throughout sports activities, music and eating.
- Redeem for money again: It’s best to do all the pieces attainable to keep away from this feature, as it should solely present a redemption worth of 0.5 cents per mile.
- Redeem on Amazon and PayPal: You possibly can store with factors on Amazon and PayPal. You may fetch solely 0.8 cents per level in worth right here, so it is a unhealthy proposition until you’ve gotten a proposal to get steep reductions when utilizing simply 1 level at checkout.
If you happen to aren’t within the temper to seek for award availability, you’ve got discovered a deal for money airfare or you’ll be able to’t use airline miles to your journey bills, redeem your Capital One miles at a set worth. The method is comparatively straightforward and would not require leaping by means of any hoops.
Here is a step-by-step information exhibiting tips on how to use your Capital One miles at a set worth.
*Upon enrollment, accessible by means of the Capital One web site or cell app, eligible cardholders will stay at upgraded standing degree by means of Dec. 31. Please word that enrolling by means of the conventional Hertz Gold Plus Rewards enrollment course of (e.g., at hertz.com) is not going to routinely detect a cardholder as being eligible for this system and cardholders is not going to be routinely upgraded to the relevant standing tier. Extra phrases apply.
Transferring Capital One miles to airline and lodge companions
You may get extra worth out of your Capital One miles when you make the most of the issuer’s switch companions. Fortunately, the method of doing so is straightforward.
The Capital One Rewards journey portal could be accessed immediately from the principle web page of your account by clicking the “View Rewards” button.
From there, discover the “Convert Rewards” part.
Capital One at present has greater than 15 airline and lodge companions. The applications are:
- Aeromexico Rewards
- Air Canada Aeroplan
- Air France-KLM Flying Blue
- ALL — Accor Reside Limitless
- Avianca LifeMiles
- British Airways Government Membership
- Cathay Pacific Asia Miles
- Selection Privileges
- Emirates Skywards
- Etihad Airways Visitor
- EVA Airways Infinity MileageLands
- Finnair Plus
- Qantas Frequent Flyer
- Singapore Airways KrisFlyer
- TAP Air Portugal Miles&Go
- Turkish Airways Miles&Smiles
- Virgin Pink
- Wyndham Rewards
Associated: How lengthy do Capital One miles transfers take?
The hyperlink to “Switch Miles” is towards the best of the web page.
Discover the choice for this system you wish to switch your miles to. When you click on “Switch Miles,” you’ll be prompted to enter your loyalty quantity for that program and comply with phrases earlier than finishing the switch.
Issues to know earlier than you switch Capital One Miles
Transfers are irreversible as quickly as they’re full, so watch out to enter the precise variety of miles you wish to switch.
Observe that the minimal variety of miles you’ll be able to switch is 1,000; from there, you’ll be able to enhance the quantity in increments of 100. This can be a good function that differs from different transferable currencies. For instance, transfers from Chase Final Rewards should be in increments of 1,000 factors. Capital One can thus be particularly helpful if that you must high off your account, although remember to take note of the switch ratios.
Capital One miles switch at three completely different ratios relying on the accomplice (1:1, 2:1.5 or 2:1), so 10,000 Capital One miles will not get you 10,000 factors or miles for each program. Fortuitously, you will see this data in the course of the switch course of, telling you explicitly what number of factors or miles you will obtain in alternate for the designated variety of Capital One miles. Switch ratios are additionally discovered within the desk beneath — although word that you could be often see switch bonuses.
As soon as the switch is full, you will see a “Success!” pop-up with a affirmation code it can save you and/or print. That is useful, particularly since three accomplice airways didn’t supply on the spot switch functionality as of our newest check.
Associated: One of the best Capital One bank cards
Capital One switch occasions
Per our newest exams, these are the everyday switch occasions to your miles to maneuver from Capital One to the specified loyalty program and their switch ratios.
| Program | Switch time | Switch ratio |
|---|---|---|
| Aeromexico Rewards | Prompt | 1:1 (1,000 miles = 1,000 Aeromexico Rewards factors) |
| Air Canada Aeroplan | Prompt | 1:1 (1,000 miles = 1,000 Aeroplan factors) |
| Air France-KLM Flying Blue | Prompt | 1:1 (1,000 miles = 1,000 Flying Blue miles) |
| Avianca LifeMiles | Prompt | 1:1 (1,000 miles = 1,000 LifeMiles) |
| ALL — Accor Reside Limitless | Two enterprise days | 2:1 (1,000 miles = 500 ALL factors) |
| British Airways Government Membership | Prompt | 1:1 (1,000 miles = 1,000 Avios) |
| Cathay Pacific Asia Miles | 24-hour turnaround | 1:1 (1,000 miles = 1,000 Asia Miles) |
| Selection Privileges | 24-hour turnaround | 1:1 (1,000 miles = 1,000 Selection Privileges factors) |
| Emirates Skywards | Prompt | 1:1 (1,000 miles = 1,000 Skywards miles) |
| Etihad Visitor | Prompt | 1:1 (1,000 miles = 1,000 Etihad Visitor miles) |
| EVA Airways Infinity MileageLands | 36-hour turnaround | 2:1.5 (1,000 miles = 750 Infinity MileageLands miles) |
| Finnair Plus | Prompt | 1:1 (1,000 miles = 1,000 Finnair Plus factors) |
| Qantas Frequent Flyer | Prompt | 1:1 (1,000 miles = 1,000 Qantas Frequent Flyer factors) |
| Singapore Airways KrisFlyer | Prompt | 1:1 (1,000 miles = 1,000 KrisFlyer miles) |
| TAP Air Portugal Miles&Go | Prompt | 1:1 (1,000 miles = 1,000 Miles&Go miles) |
| Turkish Airways Miles&Smiles | Prompt | 1:1 (1,000 miles = 1,000 Miles&Smiles miles) |
| Virgin Pink | Prompt | 1:1 (1,000 miles = 1,000 Virgin factors; Virgin Pink factors will also be redeemed by means of Virgin Atlantic Flying Membership) |
| Wyndham Rewards | Prompt | 1:1 (1,000 miles = 1,000 Wyndham Rewards factors) |
* Switch occasions could differ. Some TPG employees members have reported switch occasions of as much as two weeks for Accor.
Simply because you’ll be able to switch Capital One miles to airline companions doesn’t essentially imply it’s best to. We have collected some suggestions and tips to get most worth out of your Capital One miles, which ought to enable you to perceive the great and unhealthy redemptions.
Transferring to companions can unlock a wide range of worthwhile redemptions by means of the above airways, so remember to think about that.
Associated: The way to full a Capital One enterprise bank card utility
Backside line
The power to switch Capital One miles to many worthwhile accomplice applications paired with the always-available choice to make use of your rewards immediately makes for a stable lineup of Capital One bank cards. The foreign money’s present worth is 1.85 cents in TPG’s most up-to-date valuations.
By transferring to airline and lodge companions, you can begin benefiting from some unimaginable redemptions.
The truth that each the Enterprise and Enterprise X playing cards function a beneficiant welcome bonus proper now will help you shortly amass these worthwhile Capital One miles to your subsequent journey.
For Capital One merchandise listed on this web page, a few of the above advantages are offered by Visa® or Mastercard® and should differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
