Residence leases are a well-liked different to motels, and it’s possible you’ll be contemplating an Airbnb to your subsequent journey.
Whereas the subject of the finest bank cards for resort stays will get numerous consideration, it is a totally different matter for Airbnb stays. That is very true when you think about that resort chains have their very own bank cards, but Airbnb doesn’t.
For those who’ve determined to go the Airbnb route, which rewards bank card do you have to use to make the acquisition? Let’s check out your finest choices.
What’s Airbnb?
For those who’re unfamiliar with Airbnb, the location affords all kinds of lodging choices when touring. In lots of circumstances, Airbnb offers privately owned rooms, residences, homes, boathouses and resort rooms. They’re accessible for each short- and long-term stays.
Nonetheless, elements corresponding to room service, every day housekeeping and different full-service facilities aren’t normally discovered. However teams and people touring with others additionally are inclined to desire Airbnb, since it is easy to order multi-bedroom lodging.
Associated: Airbnb is aware of the way you wish to journey — and it is utilizing that information that can assist you e book the proper keep
The highest playing cards for Airbnb
*Bonus supply worth relies on TPG’s March 2026 valuations and never supplied by the bank card issuer.
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
American Categorical Inexperienced Card
Some journey playing cards have extra restricted journey classes that do not lengthen past airfare and motels. With the American Categorical Inexperienced Card’s broad journey bonus class, nonetheless, you may remember to earn greater than 1 level per greenback spent on Airbnb stays.
Reward your inbox with the TPG Each day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Annual price: $150
Welcome supply: Earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Airbnb incomes fee: 3 factors per greenback spent
Why we prefer it: The Amex Inexperienced is essentially the most versatile Membership Rewards card on the subject of incomes bonus factors for each greenback spent on Airbnb.
Plus, if you happen to’re flying to get to your Airbnb, you can even make the most of an as much as $209 assertion credit score towards a Clear+ membership to make that course of smoother. (Enrollment required; topic to auto-renewal)
To be taught extra, learn our full evaluate of the Amex Inexperienced Card.
Associated: Is the Amex Inexperienced Card well worth the annual price?
Capital One Enterprise Rewards Credit score Card
The Capital One Enterprise Rewards is a superb selection for many who worth a simple incomes fee on all purchases, together with trip rental bookings and different purchases.
Annual price: $95
Welcome supply: Earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening. Plus, upon approval, you may obtain a $250 Capital One Journey credit score to make use of throughout your first 12 months.
Airbnb incomes fee: 2 miles per greenback spent
Why we prefer it: In change for a $95 annual price, this Capital One bank card earns you a flat 2 miles per greenback spent on purchases with Airbnb.
You can too redeem your rewards to cowl your Airbnb keep at 1 cent per mile. Nonetheless, if you happen to determine to not use your rewards for Airbnb bookings, you should utilize them to cowl any journey purchases made together with your card within the final 90 days or switch them to one in all 15-plus airline and resort switch companions.
To be taught extra, learn our full evaluate of the Enterprise Rewards.
Study extra: Capital One Enterprise Rewards
Capital One Enterprise X Rewards Credit score Card
The Enterprise X card additionally affords a simple 2 miles per greenback spent on most purchases, together with your subsequent Airbnb reserving. It affords extra luxurious perks than its lower-annual-fee counterpart, the Enterprise Rewards.
Annual price: $395
Welcome supply: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.
Airbnb incomes fee: 2 miles per greenback spent
Why we prefer it: The Enterprise X’s incomes charges are easy, making this a stable possibility for many who do not need to memorize a number of bonus classes.
Like with the Enterprise Rewards, you possibly can redeem your Capital One miles to cowl your Airbnb keep at 1 cent per mile. You can too use them to cowl any journey purchases made together with your card within the final 90 days or switch them to a Capital One switch associate.
The Enterprise X’s $395 annual price is offset by its invaluable perks, corresponding to a $300 annual journey credit score for Capital One Journey bookings, reimbursement to your International Entry or TSA PreCheck utility price, entry to airport lounges (together with Capital One’s rising community) and rental automotive elite standing.
To be taught extra, learn our full evaluate of the Enterprise X.
Study extra: Capital One Enterprise X
Chase Sapphire Most popular Card
The Sapphire Most popular boasts sturdy incomes classes for an affordable annual price, making this one in all our favourite journey playing cards in the marketplace.
Annual price: $95
Welcome supply: Earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
Airbnb incomes fee: 2 factors per greenback spent
Why we prefer it: This card earns invaluable Chase Final Rewards factors, which might be transferred to one in all Chase’s journey companions.
Plus, you may obtain a $50 annual resort credit score on bookings made by means of Chase Journey℠. It is necessary to notice Airbnb bookings aren’t accessible by means of the portal, so they don’t seem to be eligible for this credit score.
To be taught extra, learn our full evaluate of the Sapphire Most popular.
Apply right here: Chase Sapphire Most popular
Ink Enterprise Most popular Credit score Card
For small-business homeowners searching for a stable return on their Airbnb purchases, the Ink Enterprise Most popular is a good selection.
Annual price: $95
Welcome supply: Earn 100,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
Airbnb incomes fee: 3 factors per greenback spent**
**On the primary $150,000 spent in mixed purchases every account anniversary 12 months within the following classes:
- Promoting purchases made with social media websites and engines like google
- Web, cable and telephone providers
- Transport purchases
- Journey, together with Airbnb
Why we prefer it: That is one other Chase card that earns a unbelievable 3 factors per greenback spent on journey, together with Airbnb stays.
Whereas this is not a client card, getting accepted for a enterprise card could also be simpler than you assume.
To be taught extra, learn our full evaluate of the Ink Enterprise Most popular.
Apply right here: Ink Enterprise Most popular
Wells Fargo Autograph Journey Card
The Wells Fargo Autograph Journey is a stable choice to earn bonus factors on Airbnb stays for a modest annual price.
Annual price: $95
Welcome supply: Earn 60,000 bonus factors after spending $4,000 in purchases within the first three months of account opening.
Airbnb incomes fee: 3 factors per greenback spent
Why we prefer it: Count on to obtain 3 factors per greenback spent on purchases made with Airbnb if you pay with the Autograph Journey.
Wells Fargo factors might be transferred to a number of switch companions. Whereas this listing is not so long as a few of its opponents, it does embody invaluable companions corresponding to British Airways Membership, Iberia Membership and Virgin Atlantic Flying Membership.
To be taught extra, learn our full evaluate of the Wells Fargo Autograph Journey.
Apply right here: Wells Fargo Autograph Journey Card
Maximizing your subsequent Airbnb keep
Some of the necessary components in profiting from your on a regular basis spending is selecting the most effective journey rewards bank card for each buy. This is not at all times a simple process, as some playing cards earn invaluable transferable factors whereas others give bonus factors for sure classes of purchases. Deciding what’s extra necessary is a private determination.
Backside line
Airbnb is a good lodging possibility for sure journeys, providing a pleasant different to conventional motels.
Along with the distinctive properties you possibly can e book, some stable bank card choices permit you to earn an honest haul of factors or money again. Simply keep in mind to evaluate every itemizing’s cancellation coverage and opinions rigorously earlier than reserving.
Associated: Our Airbnb host canceled our trip rental on the final minute. Now what?
Supply hyperlink
