The Chase Final Rewards program permits vacationers to redeem their rewards in varied methods. However probably the most precious methods to redeem Chase factors is through Final Rewards’ airline and lodge switch companions. One among these switch companions is IHG One Rewards.
Nonetheless, some Chase switch companions provide extra precious rewards than others. So, this is all the pieces it is best to know in the event you’re contemplating transferring Chase factors to IHG One Rewards.
The best way to switch Chase Final Rewards factors to IHG One Rewards
In case you have not less than one Chase bank card that earns transferable Final Rewards factors, you may redeem your rewards by transferring them to pick airline or lodge applications that companion with the Final Rewards program. One among these companion applications is IHG One Rewards.
You may switch Chase factors to IHG in increments of 1,000 through the Chase web site or app. Transfers are closing, although, so guarantee you’re sure you wish to switch Chase factors to IHG earlier than finishing the switch.
Associated: How (and why) it is best to earn transferable bank card factors
Are you able to switch Chase factors to IHG?
You may switch Chase factors to IHG One Rewards if in case you have choose Chase playing cards that earn transferable Final Rewards factors, together with:
You may mix rewards throughout all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs) that earn cash-back rewards — right into a single account. If the account you utilize to gather your rewards earns transferable Final Rewards factors, then all of the rewards in that account are transferable.
So, if in case you have the Chase Sapphire Most popular and the Chase Freedom Limitless, you may mix the rewards you earn in your Freedom Limitless into your Sapphire Most popular account. Then, you can switch any or all the rewards in your Chase Sapphire Most popular account to IHG One Rewards (or any of the opposite Chase switch companions).
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Associated: How (and why) to mix your Chase Final Rewards factors right into a single account
Chase to IHG switch ratio
The Chase-to-IHG switch ratio is 1:1. Nonetheless, you may solely switch Chase factors in increments of 1,000.
For each 1,000 Chase factors you switch, you’d get 1,000 IHG factors. Based mostly on TPG’s January 2026 valuations, 1,000 Chase factors are value $20.50 whereas 1,000 IHG factors are value $5. That is a major distinction, though you could obtain roughly worth when redeeming IHG factors, relying in your particular redemption.
Chase often affords switch bonuses. Throughout such bonuses, you could possibly switch factors from Chase to IHG at the next ratio.
Associated: How a lot are Chase Final Rewards factors value?
How lengthy does it take to switch Chase factors to IHG One Rewards?
Transfers from Chase to IHG are often on the spot. And even when the switch is not on the spot, it can often happen by the following enterprise day. So, you may usually wait to switch Chase factors to IHG till you want IHG factors for a reserving.
In uncommon instances, it could take as much as seven enterprise days to switch Chase factors to IHG One Rewards. Fortunately, you will obtain an e-mail confirming your factors switch is in progress when you verify a switch request with Chase. Then, you will get one other e-mail from Chase as soon as the switch is full. So, even when the switch is not on the spot, you may depend on getting an e-mail as soon as the switch is full.
Associated: How lengthy do Chase Final Rewards factors take to switch to companion applications?
The best way to switch Chase factors to IHG One Rewards
To switch Chase factors to IHG One Rewards, go to the Chase web site or app and log in. Click on on the Chase card that earns transferable Final Rewards factors that you simply wish to use. On the web page that masses, click on on “Redeem” subsequent to your factors stability.
Click on “Journey” on the highest navigation bar, and choose “Switch factors to companions.”
Scroll by means of the switch companions record till you may click on on the IHG One Rewards tile. Learn by means of the knowledge on the web page that masses, then click on “Switch factors.” Doing so will take you to a web page the place you may enter or verify your IHG One Rewards account data earlier than clicking “Subsequent.”
Enter the variety of Chase factors you wish to switch to IHG after which click on “Subsequent.”
A closing web page will load, permitting you to assessment and confirm all the knowledge. Click on “Submit” when you’re able to switch Chase factors to IHG One Rewards.
Transferring Chase factors to IHG is a one-way transaction, so make certain you wish to achieve this earlier than submitting the shape.
Associated: Do you have to purchase IHG factors or switch rewards from Chase?
When must you switch Chase factors to IHG One Rewards?
Now that you understand how to switch Chase factors to IHG One Rewards, the query is: When must you switch Chase factors to IHG?
The reply to this query varies from individual to individual and relies on many various components. However, contemplating that Chase factors are greater than 4 occasions as precious as IHG factors based mostly on TPG’s January 2026 valuations, many award vacationers would let you know that you shouldn’t switch Chase factors to IHG One Rewards.
Actually, it is my private perception that you simply often should not switch Chase factors to IHG One Rewards for 2 causes. Firstly, different Chase switch companions can present far more worth per Chase level. One among these companions is World of Hyatt, which affords award nights beginning at simply 3,500 factors per night time. Moreover, you may often buy IHG factors for as little as 0.5 cents every a number of occasions a yr.
So, I desire to purchase IHG factors throughout 100% bonus gross sales for 0.5 cents every. And I desire to switch my Chase factors to different switch companions, resembling World of Hyatt and Air Canada Aeroplan.
This does not imply it can by no means be the correct transfer for somebody to switch Chase factors to IHG, although. For instance, in the event you’re just some thousand factors shy of with the ability to ebook an IHG award night time or keep, it might make sense to switch Chase factors to IHG to finish the reserving. Nonetheless, generally, you will get extra worth out of your factors if you use different Chase switch companions. Or, in the event you actually wish to ebook an IHG lodge with Chase factors, you could get higher worth by redeeming Chase factors by means of the Chase Journey℠ portal for a paid keep.
Associated: When to switch Chase factors as an alternative of reserving a lodge by means of Chase Journey
Backside line
Chase Final Rewards factors are probably the most precious bank card rewards forex, in keeping with TPG’s January 2026 valuations. And the Chase switch companions are a number of the finest methods to get outsize worth out of your factors.
It is doable to get loads of worth when redeeming IHG factors, however the low worth of IHG One Rewards factors (0.5 cents every based mostly on TPG’s January 2026 valuations) in comparison with different Chase switch companions makes IHG One Rewards one of many weaker choices for transferring Chase factors. As such, you will often wish to switch your Chase factors to different switch companions.
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