The Citi ThankYou program has simply launched a brand new switch bonus. Whereas I personally don’t suppose that is price it, it’s nonetheless price masking, in case it’s helpful to anybody.
Citi providing 25% Wyndham switch bonus
Between August 24 and September 20, 2025, the Citi ThankYou program in the USA is providing a 25% bonus on factors transfers to Wyndham Rewards.
Ordinarily factors switch at a 1:1 ratio (in 1,000 level increments), whereas by way of this promotion you’d get 1,250 Wyndham Rewards factors for each 1,000 Citi ThankYou factors transferred.
This promotion is being provided on Citi’s finish (in the USA), and is difficult coded into the switch ratio, that means you must see the bonus on the time that you simply make the switch. You may benefit from this supply an infinite variety of occasions. Transfers from Citi to Wyndham Rewards are usually on the spot.
Wyndham Rewards was added as a Citi ThankYou switch companion in 2021, and that is the fourth switch bonus that we’ve seen to this system. There are a number of nice playing cards incomes Citi ThankYou factors, together with the Citi Strata Premier® Card (evaluation) and Citi Strata Elite℠ Card (evaluation), and it’s straightforward to mix factors between the playing cards.
Must you switch Citi factors to Wyndham Rewards?
Whereas everybody ought to crunch the numbers for themselves, I’d argue that you simply usually shouldn’t switch your Citi ThankYou factors to Wyndham Rewards, even with a 25% bonus.
For context, Wyndham Rewards properties price both 7,500, 15,000, or 30,000 factors per evening, and whereas there are some premium properties, they’re the exception relatively than the norm. I simply don’t see an excessive amount of upside there.
Simply so as to add to the above level, Selection Privileges and Wyndham Rewards are each Citi ThankYou switch companions, and I worth the factors currencies roughly equally. The distinction is that factors switch to Selection at a 1:2 ratio, and switch to Wyndham at a 1:1 ratio. I’d say Wyndham transfers may very well be price it in some instances if the switch ratio had been 1:2 (or if there have been a 100% switch bonus), however in any other case, I believe there are few conditions the place you’ll get outsized worth.
Nevertheless, there may be one candy spot, because of Wyndham Rewards’ partnership with trip rental platform Vacasa. If you wish to e-book a Vacasa rental, you’ll pay both 15,000 or 30,000 factors per evening — the price is 15,000 factors per evening per bed room, when the rental has a median price of as much as $250 per evening, wile the price is 30,000 factors per evening per bed room, when the rental has a median price of $251-500 per evening.
So there’s some upside there, however I are inclined to suppose it’s fairly area of interest.
Backside line
By means of September 20, 2025, the Citi ThankYou program is providing a 25% bonus on factors transfers to Wyndham Rewards. For a overwhelming majority of individuals, this isn’t even price contemplating. I worth Wyndham Rewards factors at 0.7 cents every, so even with a 25% bonus, you’re getting very poor worth. Except you’ve got a Vacasa rental in thoughts, I’d in all probability give this a go.
Does anybody plan on making the most of this Citi switch bonus to Wyndham Rewards?
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