Redeem Chase Final Rewards factors: How TPG’s specialists maximize rewards

There’s by no means been a greater time to think about making use of for one of many Chase Sapphire playing cards. Each playing cards are at the moment providing elevated welcome bonuses — the best we’ve seen on these two widespread playing cards in over a yr.

The Chase Sapphire Most popular® Card at the moment provides 75,000 bonus Final Rewards factors after you spend $4,000 on purchases within the first three months from account opening. The Sapphire Most popular has no overseas transaction charges and has many journey perks, together with delayed baggage insurance coverage, journey interruption/cancellation insurance coverage and first automotive rental insurance coverage.

In the meantime, the Chase Sapphire Reserve® at the moment provides 75,000 bonus Final Rewards factors after you spend $4,000 on purchases within the first three months from account opening. Different perks embody an easy-to-use annual journey credit score price $300, a charge credit score for World Entry or TSA PreCheck (as much as $100 as soon as each 4 years) and Precedence Cross Choose lounge entry; it additionally provides entry to the rising checklist of recent Sapphire lounges. Cardholders get major automotive rental protection, journey interruption/cancellation insurance coverage and different protections.

In case you are new to redeeming Chase Final Rewards factors or are contemplating opening a Chase card to assist pay for a few of your travels, this relaxed newbie information will present you the right way to simply redeem 75,000 factors.

If you wish to get the utmost worth out of your Chase factors (most often, at the least 2 cents per level worth), we have requested our staff of factors and miles specialists to share essentially the most aspirational methods they’ve redeemed their Chase factors.

As you may see, you may usually get essentially the most worth from these factors by transferring them to airline and resort associate applications — particularly the World of Hyatt loyalty program.

A luxurious all-inclusive keep in Austin


Senior factors and miles author Katie Genter redeems a whole lot of hundreds of factors and miles yearly as a full-time digital nomad. She has redeemed 75,000 Chase factors for a last-minute getaway to Mexico, however her most aspirational Final Rewards redemption was when she transferred her Chase Final Rewards factors to World of Hyatt at 1:1 charges.

Whereas she normally redeems Hyatt factors for affordable and lower-tier Class 1 and a pair of stays, she not too long ago determined to guide a keep at one in every of Hyatt’s most luxurious all-inclusive properties: Miraval Austin Resort & Spa. The resort provides loads of wellness-focused actions, together with sound therapeutic periods, yoga and meditation courses; meals is served on the Hilltop Crossings Kitchen, and it is designed to be calming, wholesome and nourishing.

Charges at Miraval Austin begin round $1,200 or 57,500 World of Hyatt factors per evening, based mostly on double occupancy. Each award reserving features a $175 resort credit score per particular person.

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Associated: An all-inclusive Central Texas oasis: A overview of Miraval Austin Resort and Spa

Singapore Airways A380 enterprise class from Australia to Europe


Bank cards author Danyal Ahmed transferred factors to Singapore Airways KrisFlyer program so he might journey in fashion on the marathon journey from Australia to Europe. Chase Final Rewards factors switch to KrisFlyer at a 1:1 fee.

Again in 2019, he redeemed 105,000 KrisFlyer miles for greater than 20 hours of business-class journey. He flew from Sydney Airport (SYD) to Zurich Airport (ZRH) by way of Singapore Airways award-winning hub in Singapore Changi Airport (SIN) — all aboard the world’s largest industrial plane, the Airbus A380.

Whereas the redemption price has elevated barely since 2019, you’ll be able to nonetheless guide this for 130,500 Krisflyer miles per particular person every approach, plus minimal charges and taxes or simply $84. With money fares for this itinerary ranging from $4,000 one-way, it is a nice option to save hundreds and journey long-haul in fashion.

Associated: Which Singapore Airways enterprise class is healthier? A380 versus A350

7-day resort keep in Hawaii


Affiliate factors and miles author Rachel Craft redeemed 105,000 Final Rewards factors (primarily earned from the welcome bonus from the Chase Sapphire Most popular Card) to guide seven nights in Maui at Hyatt’s Lahaina Shores Seaside Resort. Chase Final Rewards factors switch to World of Hyatt at a 1:1 fee.

Whereas she admits this isn’t essentially the most luxurious of Hyatt’s properties, resort costs in Maui are sometimes sky-high. This property was excellent for her because it provided beachfront lodging and allowed her to snorkel (with pleasant turtles). It had a kitchenette, which allowed her to economize on eating out for each meal.

Rachel saved $330 nightly by redeeming 15,000 Hyatt factors per evening because of Hyatt’s engaging award charts. This gave her a redemption fee of two.2 cents — above each our valuation of Final Rewards and World of Hyatt factors.

Sadly, this resort is not bookable because of the 2023 Lahaina fires. Nevertheless, Maui followers might take a look at alternate Hyatt properties, together with the Hyatt Place Waikiki Seaside (15,000 Hyatt factors or $260 per evening in October), the Hyatt Regency Waikiki Seaside (20,000 Hyatt factors or $304 per evening) or the Hyatt Trip Membership at Ka’anapali Seaside (30,000 Hyatt factors or $723 per evening).

Associated: The 18 finest resorts in Maui, from luxurious stays to family-friendly resorts

Lodge stays in Europe this summer time


TPG’s managing bank cards editor, Matt Moffitt, additionally appreciates the power to switch Chase Final Rewards to World of Hyatt at a 1:1 fee.

For an upcoming journey to Europe on peak summer time dates, Matt lowered his lodging prices by reserving Class 1 and a pair of properties in Slovakia and Poland; they price him simply 3,500 to five,000 factors per evening. He determined to “splurge” in Austria by reserving a TPG favourite, the Andaz Vienna Am Belvedere, for 12,000 factors per evening.

Total, he saved $1,012 after reserving resort rooms for eight nights utilizing 51,000 Hyatt factors. The typical price per evening was lower than 6,500 factors; due to this fact, he obtained nearly 2 cents every from his Chase factors.

As summer time is a well-liked time to journey to Europe, it is notable that he can save greater than $1,000 on greater than every week’s lodging by utilizing Chase factors.

Associated: Why my favourite use of Hyatt factors is a Class 1 airport resort

Promo Rewards for affordable business-class flights to Europe


Senior factors and miles author Ben Smithson loves a great deal and retains his eye on month-to-month Promo Rewards provided by Air France-KLM’s Flying Blue program. This provide supplies beneficiant reductions on choose short-haul and long-haul routes every month. Chase Final Rewards factors switch to Flying Blue at a 1:1 fee.

Enterprise-class flights to Europe begin from simply 50,000 miles every approach on common dates (a terrific deal in itself). Nevertheless, Ben was in a position to fly from Miami Worldwide Airport (MIA) to London’s Heathrow Airport (LHR) by way of Air France’s hub in Paris-Charles de Gaulle Airport (CDG) for simply 39,750 Final Rewards factors after transferring to Flying Blue; he paid round $221 in charges, taxes and carrier-imposed surcharges.

A frequent traveler between the U.S. and Europe, Ben ranks Air France’s enterprise class as among the finest methods to journey to Europe. He appreciates its trendy onboard product, connoisseur delicacies and glorious lounges. With money fares ranging from $4,000 one-way, he obtained round 10 cents from every of his Chase factors this fashion.

Flying to Europe in enterprise class for underneath 40,000 Chase factors is a spectacular deal price monitoring the month-to-month Promo Rewards.

Associated: Non-public suites and high-tech touches: What it is like flying Air France’s new enterprise class

Oceanfront views on the California coast


Bank cards editor Emily Thompson sometimes favors cheap redemptions, whether or not along with her favourite airline, Southwest, or World of Hyatt. She ranks her favourite Hyatt keep at Hyatt Carmel Highlands, which is on a cliffside dealing with the Pacific Ocean overlooking Huge Sur in California.

An older property welcoming visitors for over 100 years, this has been a go-to vacation spot for artists and writers, and Emily describes the views as “killer.” She paid simply 25,000 World of Hyatt factors per evening, saving $527 factors per evening. This gave her Chase factors a worth of round 2 cents every.

Associated: A overview of Hyatt’s Carmel Valley Ranch

Maximizing Aeroplan’s beneficiant award charts


Ben is a large fan of Air Canada’s Aeroplan program, because the provider has retained award charts for flights operated by associate airways. That is an more and more uncommon perk of a serious loyalty program in 2024. Chase Final Rewards factors switch to Aeroplan at a 1:1 fee.

Ben is particularly enthusiastic about Aeroplan’s Atlantic zone award chart, which generously covers international locations from South Africa proper as much as Norway and Iceland within the north.

This enables him to switch Chase factors to Aeroplan and guide long-haul business-class flights from as little as 45,000 factors for itineraries of two,001 to 4,000 miles in size. He had already flown an itinerary from London to Kenya’s Jomo Kenyatta Worldwide Airport (NBO) by way of Addis Ababa Bole Worldwide Airport; he flew Ethiopian Airways for 60,000 Aeroplan factors — all in enterprise class — for the 4,400-mile journey.

His Ethiopian Airways enterprise class expertise wasn’t with out its faults. Nevertheless, he additionally booked an upcoming nonstop flight on Turkish Airways (one other Star Alliance associate of Aeroplan) from Istanbul Airport (IST) to Banjul Worldwide Airport (BJL) in West Africa for simply 45,000 factors; he solely paid $65 in taxes and costs for the three,350-mile journey.

Ben appears ahead to returning to Turkish Airways’ flagship business-class lounge in Istanbul, which he charges as one of many world’s finest. He is additionally desperate to expertise a lie-flat mattress for the virtually eight-hour in a single day journey.

Backside line

In case you’re able to get the utmost worth out of your Chase Final Rewards factors, we hope this information has given you some inspiration. It is best to be capable of acquire at the least 2 cents per level by transferring factors to airline and resort companions.

With the elevated 75,000 Final Rewards factors welcome bonuses obtainable on the Chase Sapphire Most popular® Card and the Chase Sapphire Reserve® playing cards, it’s a nice time to think about the right way to get essentially the most worth out of your factors.

Inexperienced persons would possibly want to redeem factors by the Chase Journey℠ portal or Chase’s Pay Your self Again characteristic. In case you’re prepared for one thing extra superior, you’ll be able to intention to acquire upward of $1,500 of worth from these welcome bonuses by transferring to airline and resort associate applications.

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