Probably the most rewarding airline card you may pack with a passport

If the Atmos Rewards loyalty program is not in your radar but, it is time to buckle up and concentrate.

Born from the merger of Alaska Airways and Hawaiian Airways, this program has quietly grow to be probably the most precious within the trade, with an award chart filled with candy spots. And the premium Atmos™ Rewards Summit Visa Infinite® Credit score Card is one of the simplest ways to rack up numerous these factors shortly, particularly for those who journey internationally.

That is as a result of, along with an enormous welcome bonus, the Summit card earns a formidable 3 Atmos Rewards factors per greenback on each international buy.

That is not simply eating or journey, however each buy made in a international foreign money.

If you’re touring overseas, the very last thing you need is to have to determine which card to make use of for every transaction. With the Summit card, it is all you want. Here is why this single incomes price makes the cardboard the market chief for worldwide vacationers.

Associated: Are all of us (largely) winners? My tackle Alaska’s new unified Atmos Rewards program

Why the international purchases incomes price places this card in a league of its personal

At TPG’s February 2026 valuation of Atmos Rewards factors, incomes 3 factors per greenback on international purchases interprets to 4.5 cents of worth per greenback spent overseas. That return exceeds what you’d earn on bonus classes with the preferred premium journey playing cards, airline or in any other case.

The fantastic thing about the Summit card is its simplicity. There aren’t any rotating classes to activate, no cap on bonus earnings and no confusion about service provider codes or time zones. Each international transaction earns the identical beneficiant price, whether or not you are paying for a lodge in Tokyo, a prepare ticket in Switzerland or groceries in Mexico.

TPG contributing editor Matt Moffitt, who just lately relocated to Spain, now makes use of the Summit card for all non-dining purchases. Whereas the American Categorical® Gold Card nonetheless edges forward in a single single class (eating at 4 factors per greenback at eating places worldwide, on as much as $50,000 in purchases per calendar 12 months, the 1 level per greenback thereafter), Amex acceptance outdoors the U.S. may be inconsistent, one thing Matt does not face with the Summit’s worldwide Visa community.

How the Atmos Summit compares with different premium airline playing cards’ worldwide incomes charges

The Summit card earns:

• A vast 3 factors per greenback spent on eligible worldwide eating, Alaska Airways and Hawaiian Airways purchases and all international transactions; in addition to
• A vast 1 level per greenback spent on all different purchases (corresponding to supermarkets inside the USA).

The cardboard has an annual payment of $395.

Most premium airline playing cards with comparable annual charges supply bonus factors or miles in a restricted variety of choose journey classes and 1 level or mile per greenback on the whole lot else, however none match the Summit’s blanket 3 factors per greenback on international purchases:

• The Citi® / AAdvantage® Globe™ Mastercard® with a $350 annual payment (see charges and charges) earns 3 miles per greenback on eligible American Airways purchases, however solely 2 miles for eating and simply 1 mile for different international purchases.
• The Delta SkyMiles® Platinum American Categorical Card with a $350 annual payment (see charges and charges) earns an identical 3 miles per greenback on Delta purchases and purchases made instantly with resorts, however solely 2 miles for eating at eating places worldwide and simply 1 mile for different eligible purchases like grocery store purchasing.
• The United Quest℠ Card with a $350 annual payment (see charges and charges) earns 3 miles per greenback on United purchases, however simply 2 miles per greenback on eating, choose streaming providers and different journey. The cardboard earns 1 mile per greenback on all different purchases.

None of those playing cards comprehensively reward the routine spending that makes up the majority of what vacationers really cost overseas: groceries, transportation, purchasing and incidental bills. In the meantime, the Summit card generously and innovatively rewards you for being a global traveler.

Different advantages of the cardboard

The foreign-earnings price is my favourite characteristic, however the Summit’s broader providing justifies its $395 annual payment for frequent vacationers, whether or not they journey domestically or internationally.

The present limited-time welcome supply delivers critical worth: earn 80,000 bonus Atmos Rewards factors and a 25,000-point International Companion Award after spending $4,000 on purchases within the first 90 days from account opening. Primarily based on our February 2026 valuations, the bonus factors alone are value $1,200.

The International Companion Award affords a reduction of as much as 25,000 factors (or 100,000 factors after $60,000 in annual spending) on the second passenger’s ticket whenever you e-book two individuals touring along with Atmos Rewards factors. Uniquely, it’s legitimate for journey on Alaska Airways and all of its airline redemption companions, each in and outdoors of the Oneworld alliance, in any cabin — together with Hawaiian Airways, British Airways, Qantas, Iberia, Icelandair, Korean Air and others. Relevant charges and taxes nonetheless apply.

The cardboard additionally affords a number of different journey advantages, together with anniversary standing factors, a pathway to elite standing, lounge and Wi-Fi passes, waived same-day confirmed flight change payment and free checked baggage on Alaska and Hawaiian flights.

You needn’t fly Alaska to get wonderful worth from Atmos Rewards factors

Even for those who’ve by no means set foot on an Alaska Airways or Hawaiian Airways flight, Atmos Rewards factors can ship wonderful worth by associate redemptions. This system inherited Alaska Airways Mileage Plan’s award chart, which has lengthy been a favourite amongst factors and miles fanatics for its outsize worth on associate airways.

The candy spots span just about each area of the globe. You possibly can e-book an American Airways flight of as much as 700 miles in size for simply 4,500 factors, or fly Hawaiian Airways financial system from the West Coast to Hawaii for 10,000 factors.

Trying to cross the Atlantic? Aer Lingus enterprise class to Eire begins at simply 45,000 factors. For aspirational redemptions, 75,000 factors get you Japan Airways enterprise class from the West Coast to Tokyo, or Fiji Airways enterprise class to Fiji on the identical factors.

TPG’s Matt Moffitt, for instance, has been redeeming his Atmos Rewards factors from his Summit card for Iberia flights round Europe and American Airways flights again to the U.S.

Associated: I’ve by no means flown Alaska Airways earlier than — this is why I need their premium bank card

Backside line

Incomes 3 Atmos Rewards factors per greenback on each transaction overseas — value 4.5 cents per greenback at present valuations — is unmatched by every other airline card.

If you have not been being attentive to Atmos Rewards, think about this your wake-up name. Mixed with an enormous welcome supply, helpful journey perks and probably the most beneficiant associate redemption charts within the trade, the Atmos Rewards Summit card is an unimaginable companion to pack along with your passport.

The present welcome supply of 80,000 bonus factors and a 25,000-point International Companion Award is a limited-time supply, and we do not but know when it is going to finish.

If worldwide journey is a part of your life, this card must be, too.

Apply right here: Atmos Rewards Summit Visa Infinite Credit score Card

Associated studying:

For charges and charges of the Delta Platinum Amex, click on right here.