OneKey Card evaluation: Full particulars

*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

One Secret is a loyalty program from Expedia, Motels.com and Vrbo. It is free to affix and permits vacationers to earn rewards for his or her purchases throughout all three journey apps, the primary rewards program of its sort.

The One Key Card is a pared-down model of the $99-annual-fee One Key+™ Card (see charges and charges). Nevertheless, given its earnings charges, it may nonetheless be a match for some potential cardholders.

It has no annual price, and we suggest a credit score rating of 670 to extend your possibilities of approval. This is what else it’s worthwhile to know.

One Key Card execs and cons

It is vital to notice that OneKeyCash is just not, in reality, redeemable for money, and might solely be used with Expedia, Motels.com and Vrbo. Nonetheless, this welcome supply gives respectable worth for many who use these platforms typically and it is comparatively simple to earn for a lot of vacationers.

The standard welcome supply requires the identical spending requirement however provides a decrease OneKeyCash™ bonus of $300, making this present supply worthwhile.

Associated: The very best bank card welcome provides

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One Key Card advantages

For frequent vacationers, the cardboard provides just a few journey protections, together with journey cancellation and interruption safety, an auto rental collision harm waiver and journey accident insurance coverage.

The cardboard additionally gives mobile phone safety once you pay your month-to-month invoice with the One Key Card. Cardholders stand up to $1,000 in safety in opposition to harm or theft, topic to a $25 deductible (restrict of two paid claims per 12-month interval).

Similar to most different journey bank cards, the One Key Card has no international transaction charges.

Once more, the One Key+ Card will win out on the advantages entrance for many customers, however this card could make sense if you wish to keep away from paying an annual price.

Associated: How one can save on all features of your journey with One Key — Expedia, Motels.com and Vrbo’s loyalty program

Incomes rewards with the One Key Card

These are stable earnings charges with some good bonus classes, but it surely’s price noting that you just will not be capable to use your rewards exterior of Expedia, Motels.com and Vrbo redemptions.

Associated: Finest journey playing cards of 2025

Redeeming rewards with the One Key Card

As soon as once more, OneKeyCash is just not, in reality, redeemable for money, and might solely be used at Expedia, Motels.com and Vrbo.

Which playing cards compete with the One Key Card?

If you’d like extra journey perks or extra versatile rewards, you could need to select one in all these playing cards as a substitute.

Associated: Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Is the One Key Card price it?

Backside line

If you’d like a card that earns rewards with Expedia, Motels.com and or Vrbo and has an easy-to-earn welcome supply besides, you simply discovered it.

It isn’t probably the most worthwhile journey card on the market, however the One Key Card will make sense for shoppers who need to make use of these platforms with out having to fret about paying an annual price.

For charges and charges of the Hilton Honors Amex, click on right here.