One yr in, here is why TPG staffers are loving the Capital One Enterprise X card
The Capital One Enterprise X Rewards Credit score Card entered the market one yr in the past with huge plans to disrupt the premium journey card business. I’m a fan, and I’ve taken benefit of just about each profit on the cardboard since I opened it. It additionally shortly grew to become my most well-liked card for on a regular basis spending because of the two miles per greenback I get on each buy.
It’s arduous to not love a card that provides a lot worth, together with an annual $300 assertion credit score (plus as much as 10 miles per greenback) for purchases by means of Capital One Journey, entry to over 1,400 airport lounges worldwide, a ten,000-mile anniversary bonus and extra.
The very best half? That is accessible for an annual charge of simply $395 — properly beneath its opponents.
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I’m not the one one who’s seen unimaginable worth from Enterprise X. Lots of my colleagues right here at The Factors Man have additionally been profiting from the cardboard because it first launched a yr in the past.
Maintain studying to learn the way — and why — the cardboard may very well be an awesome match in your personal pockets.
Advantages of the Capital One Enterprise X card
I discussed a couple of of Enterprise X’s perks above, however there are such a lot of. Right here’s a fast rundown of probably the most useful:
- 75,000 miles after you spend $4,000 on the cardboard within the first three months.
- As much as $300 computerized annual assertion credit score for bookings by means of Capital One Journey.
- Limitless entry to Capital One Lounges, together with two complimentary company.
- Limitless entry for you and two company to Capital One’s Companion Lounge Community of over 1,400 areas, together with Precedence Move areas, eating places and Plaza Premium lounges.
- 10,000 bonus miles each account anniversary, beginning in your first anniversary.
- As much as 4 approved customers at no extra value — who then get their very own entry to Capital One Lounges, Plaza Premium lounges and Precedence Move areas.
- Complimentary Hertz President’s Circle standing.
- 10 miles per greenback spent with Turo (by means of Could 16, 2023).
- As much as $100 in assertion credit for both TSA PreCheck or World Entry.
The cardboard additionally comes with journey cancellation and interruption insurance coverage, journey delay reimbursement and cellphone safety. And with Capital One Journey, it can save you a mean of 15% on flights utilizing worth alerts that notify you when it’s the perfect time to guide. Should you guide when Capital One Journey recommends, you’ll additionally get free worth drop safety. For added flexibility, you may even add the choice to cancel your flight for any purpose or freeze a flight worth for a couple of days.
As well as, Capital One Journey proactively matches or beats resort charges from Expedia and others, making certain you get the perfect worth in your room.
Associated: New 75,000-mile bonus, decrease minimal spending requirement: A assessment of Capital One Enterprise X
All of those advantages look nice on paper, however I’ve put Enterprise X by means of its paces this yr — and it’s earned a spot in my pockets for the long run.
My first yr with Enterprise X
The sign-up bonus was solely one of many the reason why I jumped on the probability so as to add Enterprise X to my pockets. Certain, the present provide is value $750 when used straight for journey purchases, however right here at TPG, we peg these 75,000 miles at almost $1,400 in case you strategically make the most of Capital One’s improbable switch companions.
Right here’s how I’ve made the a lot of the Enterprise X since I opened an account earlier this yr:
- Obtained a $300 assertion credit score for airfare booked by means of Capital One Journey — dropping my out-of-pocket value for an costly flight down to only over $200.
- Earned 10 miles per greenback on rental automobiles booked by means of Capital One Journey in Hawaii — and loved a complimentary improve because of Hertz President’s Circle standing.
- Gained entry to the unimaginable Capital One Lounge in DFW throughout an extended layover, permitting me to gasoline up with recent, locally-sourced meals and chill out with a craft cocktail.
- Transferred miles to Air France-KLM Flying Blue throughout a switch bonus for 4, one-way tickets from Paris to San Francisco, saving me 1000’s of {dollars}.
I respect the Enterprise X card not just for its beneficiant perks and relatively low-annual charge, but additionally as a result of I earn 2 miles per greenback on my on a regular basis purchases. The miles add up that a lot sooner, placing me even nearer to my journey targets.
Different TPG staffers
Don’t simply take my phrase for it. Right here’s how different TPG staffers use the Capital One Enterprise X Rewards Credit score Card:
Colby Kirkpatrick, social media supervisor
One huge Enterprise X reward I used this yr was the $300 journey credit score by means of Capital One Journey. With that, I lined virtually your complete value of my Chevrolet Tahoe automobile rental on my $0 Highway Journey up California’s iconic Freeway 1 — and I used Capital One miles at a hard and fast worth to erase the remainder of the acquisition. Each have been extremely straightforward to make use of.
Erica Silverstein, cruise editor
I used the $300 journey credit score once I needed to remain one night time in London within the West Finish space. The lodges on this in style vacationer space have been particularly dear, so this offset most of the price of that keep. And I’ve used the Precedence Move membership to get airport lounge entry at Washington, D.C.’s Dulles Worldwide Airport (IAD) and Miami Worldwide Airport (MIA). I plan to make use of the World Entry credit score for my son for the reason that perk applies to any software charge charged to Enterprise X, not simply that of the first cardholder.
Associated: 6 issues to do while you get the Capital One Enterprise X card
Hannah Streck, senior website positioning supervisor
I’ve loved accessing Precedence Move lounges which has been notably useful for worldwide journey, as not all main carriers have their flagship lounges in European airports. I used the $300 journey credit score towards a one-way ticket in premium financial system to Germany, and I additionally like that I earn 10 miles per greenback once I guide lodges by means of Capital One Journey. I’m saving my miles to redeem them for an enormous journey to New Zealand and Australia.
Katie Genter, senior author
I’ve had the Capital One Enterprise Rewards Credit score Card since 2015, however I opened a brand new Capital One Enterprise X Rewards Credit score Card in March 2022 as a result of its sign-up bonus was tough to refuse. I plan to make use of these miles by transferring them to one among Capital One’s switch companions.
Within the meantime, I’ve gotten nice worth from Enterprise X. I take advantage of the cardboard as my on a regular basis spending card since I do know I will earn a minimum of 2 miles per greenback on all purchases — together with issues like campsite reservations and charity donations, which often would not earn bonus rewards on my different playing cards. I’ve visited the Capital One Lounge in Dallas a number of instances and actually do suppose it is the perfect lounge in Dallas for any cardholder. And I’ve benefited a number of instances from worth drop safety after reserving flights by means of Capital One Journey with my Enterprise X card.
Matt Moffit, senior bank cards editor
I utilized for Enterprise X the primary month after it got here out, as I used to be wanting to earn the preliminary sign-up bonus. I transferred my miles to Singapore Airways KrisFlyer as a part of a promotion to earn KrisFlyer Gold standing by changing financial institution rewards to this system.
To share the advantage of lounge entry, I added relations and pals as approved customers on my Enterprise X. This free profit has granted every of them complimentary entry to over 1,400 lounges around the globe because of Capital One’s intensive community.
Lastly, I signed up for the Hertz President’s Circle standing perk included with this card. This has let me skip the road at some rental areas and obtain automobile upgrades.
Associated: Ideas and methods to get most worth out of your Capital One miles
Backside line
The cardboard additionally earns a minimum of 2 miles per greenback on each buy whereas providing intensive journey protections, and the ten,000-mile bonus on the one-year card anniversary is unquestionably a purpose to have a good time.
Maybe most significantly, the cardboard’s advantages hold getting higher — with latest bulletins of Capital One Landings, a brand new culinary-focused airport lounge idea and Premier Assortment, a curated listing of luxurious lodges with unique perks for Enterprise X cardholders.
All of this (and extra) will be yours with the bottom annual charge of any premium journey card.
Don’t miss out on the prospect to take your journey — and your rewards — additional. Apply for the Capital One Enterprise X card at the moment.
