One of the best time to use for these common Capital One bank cards primarily based on provide historical past
If you’re trying to apply for a bank card, it’s possible you’ll marvel: “How good is the welcome provide I am making use of for?”
There is not any easy reply to this query, however figuring out the earlier provides a card has had may also help you establish what’s welcome provide. Absolutely, getting any welcome provide is healthier than getting nothing in any respect, however you would not need to apply for a card after which see the next provide a month later.
We have collected and analyzed the provide historical past for the previous few years on Capital One’s hottest playing cards and decided our standards for one of the best time to use for every card.
It is essential to notice that we’ll solely talk about publicly accessible welcome provides. Nevertheless, you would possibly obtain focused provides with extra bonus miles or money again. Remember the fact that provides could change at any time, and among the provides talked about beneath is probably not accessible presently.
Finest Capital One bank card welcome bonuses
| Card | Finest welcome provide we have seen | When to use |
|---|---|---|
| Capital One Enterprise Rewards Credit score Card | As much as 100,000 bonus miles after spending $5,000 on purchases within the first three months from account opening | When the bonus provide is 75,000 miles or larger |
| Capital One Enterprise X Rewards Credit score Card | 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening | When the bonus provide is 75,000 miles or larger |
| Capital One Enterprise X Enterprise | As much as 350,000 bonus miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening | When the bonus provide is 150,000 miles or larger |
| Capital One VentureOne Rewards Credit score Card | 20,000 bonus miles after spending $500 on purchases inside the first three months from account opening | When the bonus provide is 20,000 miles or larger |
| Capital One Savor Money Rewards Credit score Card | $200 money bonus after spending $500 on purchases within the first three months from account opening | When the bonus provide is $200 or larger |
| Capital One Quicksilver Money Rewards Credit score Card | $200 money bonus after spending $500 on purchases within the first three months from account opening | When the bonus provide is $200 or larger |
| Capital One Spark Miles for Enterprise | 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening | When the bonus is 50,000 miles or larger |
| Capital One Spark Money Plus | As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months | When the bonus is $1,000 or larger |
Associated: Capital One miles: How you can earn, redeem and switch rewards
Capital One Enterprise Rewards Credit score Card
The cardboard’s modest $95 annual charge, easy incomes construction and stable return on on a regular basis spending make it a keeper when you’re authorised for it. Plus, you will all the time earn no less than 2 miles per greenback spent on all purchases.
Listed below are the provides we have seen on the Capital One Enterprise Rewards:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| Could 2025 to now | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
| February 2025 to Could 2025 | 75,000 miles after spending $4,000 on purchases within the first three months, plus a $250 Capital One Journey credit score to make use of in your first cardholder 12 months | As much as $1,638, together with the assertion credit score |
| September 2024 to February 2025 | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
| July 2024 to September 2024 | 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening, plus a $250 Capital One Journey credit score within the first cardholder 12 months | As much as $1,638, in case you maximize the whole credit score |
| June 2023 to July 2024 | 80,000 to 100,000 miles after spending $5,000 on purchases within the first three months (focused provide accessible via QR codes at choose airports)
75,000 miles after spending $4,000 on purchases within the first three months of account opening (public provide) |
$1,480 to $1,850 (focused provide)
$1,388 (public provide) |
| September 2021 to June 2023 | 75,000 miles after spending $4,000 on purchases within the first three months | $1,388 |
*Bonus provide worth relies on TPG’s July 2025 valuations and never offered by the bank card issuer.
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Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn as much as 100,000 bonus miles after spending $5,000 on purchases inside the first three months of account opening.
When to use for this card
When the bonus provide is 75,000 miles or larger, it meets our standards on when to use.
Study extra: Capital One Enterprise Rewards Credit score Card
Associated: Is the Capital One Enterprise Rewards card value it?
Capital One Enterprise X Rewards Credit score Card
With plentiful, easy-to-understand perks, the Capital One Enterprise X is a no brainer for all vacationers, from luxurious seekers to the extra budget-minded, and the cardboard virtually pays for itself 12 months after 12 months.
Although the cardboard carries a $395 annual charge, it provides a $300 annual credit score towards bookings made via Capital One’s journey reserving web site and in addition rewards cardholders with 10,000 bonus miles each account anniversary (for much more free journey).
Listed below are the provides we have seen on the Capital One Enterprise X:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| March 2022 to now | 75,000 miles after spending $4,000 on purchases within the first three months of account opening | $1,388 |
| November 2021 to March 2022 | 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening | $1,850 |
*Bonus provide worth relies on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn 100,000 bonus miles after spending $10,000 on purchases inside the first six months of account opening. This provide was final accessible over 4 years in the past on the card’s launch; sadly, we do not predict this provide will come again anytime quickly.
When to use for this card
When the bonus provide is 75,000 miles or larger, it is a good time to use.
Study extra: Capital One Enterprise X Rewards Credit score Card
Associated: Is the Capital One Enterprise X well worth the $395 annual charge?
Capital One Enterprise X Enterprise
The Enterprise X Enterprise carries the identical $395 annual charge as the non-public model and comes with the identical main perks, together with a $300 annual credit score for journey booked via Capital One’s journey reserving web site and entry to Capital One and Precedence Go lounges. It additionally carries the identical incomes charges because the Enterprise X.
Listed below are the provides we have seen on the Capital One Enterprise X Enterprise:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| April 2025 to June 2025 | As much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening | As much as $6,475 |
| March 2024 to April 2025 | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| January 2024 to March 2024 | As much as 300,000 miles: 150,000 miles after spending $20,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $100,000 on purchases within the first six months of account opening | $5,550 |
| September 2023 to January 2024 | 150,000 miles after spending $30,000 on purchases within the first three months from account opening | $2,775 |
| Could 2023 to September 2023 | As much as 300,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening and one other 150,000 miles after spending $500,000 on purchases within the first six months of account opening. | $5,550 |
*Bonus provide worth relies on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best provide we have seen on this card allowed new cardholders to earn as much as 350,000 miles: 150,000 miles after spending $30,000 on purchases within the first three months of account opening, plus a further 200,000 miles after spending $200,000 on purchases within the first six months of account opening.
When to use for this card
When the bonus provide is 150,000 miles or larger, it meets our standards on when to use.
Study extra: Capital One Enterprise X Enterprise
Associated: Is the Enterprise X Enterprise well worth the $395 annual charge?
Capital One VentureOne Rewards Credit score Card
Whereas it comes with fewer perks, the Capital One VentureOne Rewards provides the identical nice redemption choices as its sister playing cards, the Capital One Enterprise Rewards and the Capital One Enterprise X, with no annual charge. You may earn a flat 1.25 miles per greenback spent on on a regular basis purchases.
At the moment, new cardholders can earn 20,000 bonus miles after spending $500 on purchases inside the first three months of account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of 20,000 miles after spending $500 on purchases inside the first three months of account opening.
When to use for this card
When the bonus provide is 20,000 miles or larger. We’ve not seen an elevated provide on this card in years, so that you should not wait a very long time to use for it.
Study extra: Capital One VentureOne Rewards Credit score Card
Associated: How (and why) you must earn transferable bank card factors
Capital One Savor Money Rewards Credit score Card
The largest downsides to cash-back playing cards are low incomes charges and an absence of bonus classes, however that is undoubtedly not true of the Capital One Savor Money Rewards.
For no annual charge, the Savor provides robust cash-back incomes charges on common and sometimes missed classes, together with 3% again on eating, leisure and common streaming companies.
At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases inside the first three months from account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of a $200 money bonus after spending $500 on purchases inside the first three months of account opening.
When to use for this card
When the bonus provide is $200 or larger, it meets our standards for when to use. This card not often provides an elevated welcome provide, so it possible is not value ready to use.
Study extra: Capital One Savor Money Rewards Credit score Card
Associated: The professionals and cons of cash-back bank cards
Capital One Quicksilver Money Rewards Credit score Card
Whereas many different playing cards provide larger incomes potential in particular spending classes, this card provides the protection of figuring out you will earn a stable 1.5% again it doesn’t matter what you purchase.
At the moment, new cardholders can earn a $200 money bonus after spending $500 on purchases inside the first three months from account opening.
Highest welcome provide
The very best provide we have seen is the present welcome provide of a $200 money bonus after spending $500 on purchases inside the first three months from account opening.
When to use for this card
When the bonus provide is $200 or larger, it meets our standards for when to use. We’ve not seen an elevated provide on this card in years, so we would not maintain out ready for one.
Study extra: Capital One Quicksilver Money Rewards Credit score Card
Associated: 5 causes to maintain a cash-back bank card in your pockets
Capital One Spark Miles for Enterprise
This card is very helpful for small-business homeowners who need to earn versatile miles on all their purchases. It earns a constant 2 miles per greenback spent on all purchases and has a $95 annual charge ($0 introductory annual charge for the primary 12 months).
At the moment, new cardholders can earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening.
Highest welcome provide
The very best welcome provide we have seen on this card is the present provide of fifty,000 bonus miles after spending $4,500 within the first three months from account opening
When to use for this card
When the bonus is larger than 50,000 miles, it is a good time to use. That stated, this card’s welcome provide not often adjustments, so do not maintain out ready for an incredible provide.
Study extra: Capital One Spark Miles for Enterprise
Associated: Enterprise playing cards vs. private playing cards: Key variations
Capital One Spark Money Plus
The cardboard has a modest $150 annual charge that may be refunded whenever you spend no less than $150,000.
Listed below are the provides we have seen on the Capital One Spark Money Plus:
Welcome provide historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2024 to now | $2,000 money again after spending $30,000 on purchases within the first three months from account opening and a further $2,000 money bonus for each $500,000 spent through the first 12 months | $2,000 (or extra, relying on spending within the first 12 months) |
| March 2024 to August 2024 | $1,200 money again after spending $30,000 on purchases within the first three months from account opening | $1,200 |
| January 2024 to March 2024 | As much as $3,000: $1,500 after spending $20,000 on purchases within the first three months from account opening and a further $1,500 after spending $100,000 on purchases within the first six months from account opening | As much as $3,000 |
| June 2023 to January 2024 | $1,200 money again after spending $30,000 on purchases within the first three months from account opening | $1,200 |
| April 2022 to June 2023 | As much as $1,000: $500 after spending $5,000 on purchases within the first three months from account opening and $500 after spending $50,000 on purchases within the first six months from account opening | As much as $1,000 |
| August 2021 to April 2022 | As much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening | As much as $3,000 |
*Bonus provide worth relies on TPG’s July 2025 valuations and never offered by the bank card issuer.
Highest welcome provide
The very best welcome provide we have seen on this card supplied as much as $3,000: $500 after spending $5,000 on purchases within the first three months from account opening and $2,500 after spending $50,000 on purchases within the first six months from account opening.
When to use for this card
When the bonus is larger than $1,000, it meets our standards to use.
Study extra: Capital One Spark Money Plus
Associated: A information to Capital One’s Spark enterprise playing cards
Backside line
Earlier than you go fill out a Capital One bank card software, you will need to guarantee you may get one of the best welcome bonus potential. We have collected knowledge 12 months over 12 months on Capital One welcome provides that may offer you some steerage on one of the best time to use.
This information can function a reference for when one of the best time to use to your subsequent Capital One card is.
Try our different provide historical past guides whenever you’re trying to apply to your subsequent bank card:
For Capital One merchandise listed on this web page, among the advantages could also be offered by Visa® or Mastercard® and should differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
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