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One of the best elevated card gives to enroll in this October

Editor’s word: That is The Factors Man’s everlasting web page with limited-time welcome gives to contemplate every month, so you’ll be able to bookmark it and verify again repeatedly for updates.


Bank card sign-up bonuses and welcome gives are the quickest and best option to rake in numerous factors and miles, so we repeatedly replace the roundup of our favourite present gives in our greatest bank cards information.

However that can assist you sustain with an ever-changing record of bonuses, we’ve additionally compiled an inventory right here of the most effective card gives presently out there — particularly those which might be value an additional look proper now as a result of they’re at all-time highs or could finish quickly.

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This month, we’re seeing some extremely engaging gives for among the greatest journey bank cards, together with a number of cobranded airline and lodge bank cards.

As an example, the ever-popular Platinum Card® from American Specific is presently providing 100,000 factors with $6,000 in spending within the first six months of card membership. That’s an excellent provide simply value $2,000 primarily based on TPG valuations. In the meantime, its enterprise counterpart, The Enterprise Platinum Card® from American Specific, is providing a whopping 120,000 factors after $15,000 in spending on eligible purchases within the first three months of card membership.

In the meantime, one other reader favourite — the Chase Sapphire Reserve — is presently providing 60,000 bonus factors with $4,000 in spending within the first three months from account opening. That’s an excellent provide value $1,200 primarily based on TPG valuations.

Since many issuers have restrictions on how typically you’ll be able to earn a bonus on a card, it’s essential to time your software for when there’s a great provide. Additionally, larger bonuses don’t at all times stick round for lengthy, so in the event you’re contemplating certainly one of these gives, you’ll need to hop on it sooner reasonably than later.

One of the best-elevated card gives for October 2022

Card Signal-up bonus/welcome provide Welcome provide worth* Annual price 
The Platinum Card® from American Specific 100,000 factors after you spend $6,000 within the first six months, although you might be able to get the next bonus by means of the CardMatch software (phrases apply). $2,000. $695 (see charges and charges).
Chase Sapphire Reserve  60,000 bonus factors after you spend $4,000 on purchases within the first three months of account opening. $1,200. $550.
Capital One Enterprise X Rewards Credit score Card

75,000 miles after you spend $4,000 on purchases within the first three months of account opening.

$1,388. $395.
Capital One Enterprise Rewards Credit score Card 75,000 miles after $4,000 in spend inside three months of account opening.  $1,388. $95.
The Enterprise Platinum Card® from American Specific 120,000 factors after you spend $15,000 on eligible purchases with the cardboard throughout the first three months of card membership. $2,400. $695 (see charges and charges).
Citi Premier® Card 80,000 factors after you spend $4,000 on purchases within the first three months from account opening. $1,440. $95.
Delta SkyMiles® Gold American Specific Card Earn 65,000 bonus miles after $2,000 in spending within the first six months of card membership. This provide ends on Nov. 9, 2022. $916.50. $0 introductory annual price for the primary yr, then $99 (see charges and charges).
Delta SkyMiles® Platinum American Specific Card Earn 80,000 bonus miles after $4,000 in spending within the first six months of card membership. This provide ends on Nov. 9, 2022. $1,128. $250 (see charges and charges).
Delta SkyMiles® Reserve American Specific Card Earn 95,000 bonus miles after $6,000 in spending within the first six months of card membership. This provide ends on Nov. 9, 2022. $1,339.50. $550 (see charges and charges).
Alaska Airways Visa® Enterprise Card 70,000 bonus miles plus Alaska’s Companion Fare from $121 ($99 fare plus taxes and charges from $22) after spending $4,000 on purchases within the first 90 days of account opening. $1,260. $50 for the corporate and $25 per card.
Marriott Bonvoy Good™ American Specific® Card 150,000 bonus factors after you spend $5,000 in eligible purchases in your first three months of card membership. Provide ends Jan. 11, 2023. $1,260. $650 (see charges and charges).
Marriott Bonvoy Bevy™ American Specific® Card 125,000 bonus factors after you spend $4,000 in eligible purchases within the first three months of card possession. Provide ends Jan. 11, 2023. $1,050. $250 (see charges and charges).
Marriott Bonvoy Enterprise® American Specific® Card 100,000 bonus factors after you utilize your new card to make $4,000 in eligible purchases throughout the first three months of card membership. Provide ends Nov. 2, 2022. $840. $125 (see charges and charges).
Marriott Bonvoy Boundless® Credit score Card 100,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening. $840. $95.
Marriott Bonvoy Daring® Credit score Card 60,000 bonus factors after spending $2,000 on purchases in your first three months from account opening. $504. $0.
Hilton Honors American Specific Surpass® Card 130,000 bonus factors after you spend $2,000 in purchases within the first three months of card membership. $780. $0 introductory annual price for the primary yr, then $95 (see charges and charges).Provide Ends 10/26/2022.
Ink Enterprise Most well-liked Credit score Card 100,000 factors after you spend $15,000 on eligible purchases with the cardboard throughout the first three months of card membership. $2,000. $95.
American Specific® Gold Card 60,000 factors after you spend $4,000 within the first six months of card membership, although you might be able to get the next bonus by means of the CardMatch software (phrases apply). $1,200. $250 (see charges and charges).

* Welcome provide worth is set utilizing TPG valuations and isn’t offered by nor reviewed by the issuer.

The Platinum Card® from American Specific

ASHLEY KOSCIOLEK/THE POINTS GUY

Sometimes called the king of the premium journey rewards playing cards, the Amex Platinum gives a slew of advantages — together with a $695 annual price (see charges and charges). Cardholders take pleasure in perks comparable to automated Gold standing with each Hilton Honors and Marriott Bonvoy plus entry to a variety of airport lounges, together with Amex Centurion, Precedence Move and Delta Sky Membership (on same-day Delta flights). On prime of that, you’ll rise up to $200 in annual airline price assertion credit, an up-to-$200 lodge assertion credit score to make use of towards pay as you go Amex High quality Motels + Resorts or The Resort Assortment bookings (the latter of which requires a minimal two-night keep) through Amex Journey, and an up-to-$189 Clear membership assertion credit score — together with quite a few different perks. Enrollment is required for choose advantages.

Associated: It’s a ‘way of life’ card now: A better have a look at the Amex Platinum’s 6 new advantages

Non-travel advantages embrace an up-to-$240 digital leisure assertion credit score (cut up into month-to-month $20 credit) to make use of for Audible, The New York Instances, SiriusXM, Peacock and companies below the Disney umbrella — together with Disney+, ESPN+ and Hulu.

Cardholders additionally obtain an up-to-$155 Walmart+ credit score (Plus Ups are excluded), an up-to-$300 SoulCycle bike credit score and an up-to-$300 Equinox assertion credit score for eligible Equinox memberships (as much as $25 in month-to-month credit score). You additionally obtain Uber VIP standing and as much as $200 in annual Uber Money (cut up into month-to-month $15 credit for U.S. rides plus a $20 bonus in December). Enrollment is required for choose advantages.

Lastly, cardholders will take pleasure in enhanced incomes charges on many journey purchases:

  • 5 factors per greenback on flights booked instantly with airways or with Amex Journey (on as much as $500,000 on these purchases per calendar yr).
  • 5 factors per greenback on pay as you go resorts booked with Amex Journey.
  • 1 level per greenback on different eligible purchases.

And whereas the present welcome provide supplies strong worth, make sure to verify the CardMatch Software to see in the event you can obtain a fair larger one (gives are focused and topic to vary at any time).

Learn our evaluation of the American Specific Platinum Card.


Official software hyperlink: The Platinum Card® from American Specific with 100,000 factors after you spend $6,000 on purchases within the first six months of card membership.


Chase Sapphire Reserve

WYATT SMITH/THE POINTS GUY

This is among the greatest premium bank cards out there. It earns a whopping 10 factors per greenback on Lyft by means of March 2025, Chase Eating booked by means of Final Rewards, and lodge and automobile rental purchases by means of the Final Rewards Journey portal. Cardholders additionally earn 5 factors per greenback on airline journey booked by means of the Final Rewards Journey portal, 3 factors per greenback on journey (after utilizing the $300 journey credit score) and eating, and 1 level per greenback on every little thing else.

Chase defines journey and eating fairly broadly, together with every little thing from parking charges to Airbnb stays and meals supply orders. Perks of the cardboard embrace a $300 annual journey credit score, Precedence Move membership, $5 month-to-month DoorDash in-app credit score by means of December 2024, a complimentary DashPass membership and a powerful array of journey protections.

Learn our evaluation of the Chase Sapphire Reserve.


Official software hyperlink: Chase Sapphire Reserve with 60,000 factors after you spend $4,000 on purchases within the first three months of card membership.


Capital One Enterprise X Rewards Credit score Card

JOHN GRIBBEN/THE POINTS GUY

The Enterprise X card is Capital One’s premium rewards card and gives nice incomes charges and unbelievable perks.

Except for a hefty welcome bonus of 75,000 miles after spending $4,000 on purchases within the first three months – value about $1,388 in accordance with our valuations because of Capital One’s wonderful airline and lodge switch companions – the cardboard provides members as much as $300 again in assertion credit yearly for bookings made by means of Capital One Journey and 10,000 bonus miles each account anniversary, beginning on their first anniversary (value $100 towards journey, or $185 by our valuations).

As for incomes charges, the Enterprise X racks up 10 miles per greenback on resorts and automobile leases booked through Capital One Journey together with Turo automobiles, 5 miles per greenback on flights booked through Capital One Journey, and a vast 2 miles per greenback on every little thing else.

Frequent vacationers can even take pleasure in making the most of entry to Capital One’s creating community of airport lounges in addition to the flexibility to enroll for Precedence Move membership for entry into greater than 1,300 lounge areas worldwide. And it has now added the flexibility to entry Plaza Premium lounges worldwide.

Learn our evaluation of the Capital One Enterprise X card.


Official software hyperlink: Capital One Enterprise X Rewards Credit score Card with 75,000 bonus miles after you spend $4,000 on purchases within the first three months from account opening.


Capital One Enterprise Rewards Credit score Card

WYATT SMITH/THE POINTS GUY

The Enterprise Rewards packs a reasonably good punch for a mid-tier bank card. It earns a flat 2 miles per greenback spent on all purchases worldwide, however you’ll be able to earn 5 miles per greenback on resorts and automobile leases booked by means of Capital One Journey together with automobiles reserved with Turo. The miles you earn with this card could be transferred to Capital One’s 17 airline and three lodge companions or redeemed by means of the Capital One Journey portal.

The cardboard stands out for providing an software price credit score for World Entry or TSA PreCheck each 4 years; many different playing cards that supply this profit have annual charges of $400 or extra. This TSA PreCheck/World Entry software price credit score alone is value as much as $100. When making on a regular basis purchases, you may additionally get prolonged guarantee safety. The Enterprise Rewards doesn’t cost overseas transaction charges, so you should utilize the cardboard abroad with out accumulating further expenses.

Learn our evaluation of the Capital One Enterprise Rewards Card.


Official software hyperlink: Capital One Enterprise Rewards Credit score Card with 75,000 bonus miles after you spend $4,000 on purchases within the first three months from account opening.


The Enterprise Platinum Card® from American Specific

RYAN PATTERSON/THE POINTS GUY

This enterprise card stands out for its journey perks that may simply cowl the cardboard’s $695 annual price (see charges and charges). Cardholders take pleasure in automated Gold standing in each the Hilton Honors and Marriott Bonvoy loyalty packages, together with entry all kinds of airport lounges — together with Amex Centurion, Precedence Move and Delta Sky Membership (when touring on same-day Delta flights). Enrollment is required for choose advantages.

Cardholders additionally take pleasure in 5 factors per greenback on flights and pay as you go resorts booked at American Specific Journey together with 1.5 factors per greenback on eligible purchases in choose enterprise classes and eligible purchases of $5,000 or extra (on as much as $2 million of those purchases per calendar yr).

Associated: Amex refreshes Enterprise Platinum Card with new perks, larger annual price and a 120,000-point bonus

On prime of that, the cardboard comes with as much as $200 in annual airline price assertion credit and a 35% factors rebate for flights booked by means of Amex Journey in first or enterprise class on any airline (as much as 1 million factors again per calendar yr), or in any class on the U.S. airline of your selection annually. Non-travel advantages embrace as much as $400 in annual assertion credit towards U.S. Dell purchases, as much as $360 in credit towards Certainly, as much as $150 towards choose Adobe purchases and as much as $120 towards wi-fi phone companies. Enrollment is required for choose advantages.

Learn our evaluation of the American Specific Enterprise Platinum Card.


Official software hyperlink: The Enterprise Platinum Card® from American Specific with 120,000 factors after you spend $15,000 on eligible purchases with the cardboard throughout the first three months of card membership.


Citi Premier® Card

JOHN GRIBBEN/THE POINTS GUY

That is the cardboard to get in the event you’re seeking to rapidly fill up on Citi ThankYou factors. The 80,000-point bonus is a lot better than the 60,000 factors this card beforehand supplied — and is presently the best publicly out there bonus of any ThankYou Rewards-earning card.

What makes these factors so priceless is you can switch them to over a dozen airline companions, together with some much less frequent ones comparable to Turkish Airways Miles & Smiles.

Different advantages of the cardboard embrace a $100 lodge financial savings profit as soon as per calendar yr while you ebook a lodge keep of $500 or extra by means of thankyou.com and entry to Citi Leisure, which provides you particular entry to buy tickets to 1000’s of occasions, together with presale tickets.

Learn our evaluation of the Citi Premier.


Official software hyperlink: Citi Premier Card with 80,000 bonus factors after spending $4,000 within the first three months.


Marriott bank cards

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Marriott lately introduced a main overhaul to its cobranded card lineup, together with new perks (and the next annual price) on the top-tier Marriott Bonvoy Good American Specific. Nevertheless, this additionally included elevated welcome gives throughout the portfolio. They embrace:

  • Marriott Bonvoy Good: 150,000 bonus factors after you spend $5,000 in eligible purchases in your first three months of card membership. Provide ends Jan. 11, 2023.
  • Marriott Bonvoy Bevy: 125,000 bonus factors after you spend $4,000 in eligible purchases within the first three months of card possession. Provide ends Jan. 11, 2023.
  • Marriott Bonvoy Enterprise: 100,000 bonus factors after you utilize your new card to make $4,000 in eligible purchases throughout the first three months of card membership. Provide ends Nov. 2, 2022.
  • Marriott Bonvoy Boundless: 100,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening.
  • Marriott Bonvoy Daring: 60,000 bonus factors after spending $2,000 on purchases in your first three months from account opening.

These gives vary in worth from $504 to $1,260, per our valuations. Additionally they embrace an array of perks when staying at Marriott properties — so make sure to try our greatest Marriott bank cards web page to assist determine which is greatest to your pockets.


Official software hyperlink: Marriott Bonvoy Good with 150,000 bonus factors after you spend $5,000 in eligible purchases in your first three months of card membership.
Official software hyperlink: Marriott Bonvoy Bevy with 125,000 bonus factors after you spend $4,000 in eligible purchases within the first three months of card possession.
Official software hyperlink: Marriott Bonvoy Enterprise with 100,000 bonus factors after you utilize your new card to make $4,000 in eligible purchases throughout the first three months of card membership.
Official software hyperlink: Marriott Bonvoy Boundless with 100,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening.
Official software hyperlink: Marriott Bonvoy Daring with 60,000 bonus factors after spending $2,000 on purchases in your first three months from account opening.


Alaska Airways Visa® Enterprise card

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This card is presently serving up a welcome provide of 70,000 bonus miles, plus Alaska’s Companion Fare from $121 ($99 fare plus taxes and charges from $22), after spending $4,000 on purchases within the first 90 days of account opening.

The miles alone are value $1,260, in accordance with TPG valuations, and are a strong step up from this card’s regular 40,000-mile welcome provide. The cardboard additionally comes at simply $50 per firm, plus $25 per card.

You’ll additionally earn 3 miles per greenback on eligible Alaska Airways purchases, get 20% again on Alaska Airways inflight purchases and pay no worldwide transaction price, all nice causes to contemplate making use of.

Briefly, in the event you’re a frequent Alaskan flyer for enterprise journeys, now’s undoubtedly the time to use for this card.


Official software hyperlink: Alaska Airways Visa® Enterprise card with 70,000 bonus miles, plus Alaska’s Well-known Companion Fare™ from $121 ($99 fare plus taxes and charges from $22), after spending $4,000 on purchases within the first 90 days of account opening.


Delta bank cards

ZACH GRIFF/THE POINTS GUY

For these keen on Delta, now may very well be a great time to use for one of many airline’s cobranded American Specific playing cards, which introduced limited-time welcome bonuses on the finish of September — all of which finish on Nov. 9, 2022:

  • Delta SkyMiles Gold: Earn 65,000 bonus miles after $2,000 in spending within the first six months of card membership.
  • Delta SkyMiles Platinum: Earn 80,000 bonus miles after $4,000 in spending within the first six months of card membership.
  • Delta SkyMiles Reserve: Earn 95,000 bonus miles after $6,000 in spending within the first six months of card membership.
  • Delta SkyMiles® Gold Enterprise American Specific Card: Earn 70,000 bonus miles after $3,000 in spending within the first three months of card membership.
  • Delta SkyMiles® Platinum Enterprise American Specific Card: Earn 85,000 bonus miles after $4,000 in spending within the first three months of card membership.
  • Delta SkyMiles® Reserve Enterprise American Specific Card: Earn 100,000 bonus miles after $6,000 in spending within the first three months of card membership.

Official software hyperlink: Delta SkyMiles Gold card with 65,000 bonus miles after $2,000 in spending within the first six months of card membership.
Official software hyperlink: Delta SkyMiles Platinum card with 80,000 bonus miles after $4,000 in spending within the first six months of card membership.
Official software hyperlink: Delta SkyMiles Reserve card with 95,000 bonus miles after $6,000 in spending within the first six months of card membership.
Official software hyperlink: Delta SkyMiles Gold Enterprise card with 70,000 bonus miles after $3,000 in spending within the first three months of card membership.
Official software hyperlink: Delta SkyMiles Platinum Enterprise card with 85,000 bonus miles after $4,000 in spending within the first three months of card membership.
Official software hyperlink: Delta SkyMiles Reserve Enterprise card with 100,000 bonus miles after $6,000 in spending within the first three months of card membership.


Hilton Honors American Specific Surpass® Card

THE POINTS GUY

This card’s present provide is 130,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first three months of card membership. Based mostly on TPG’s present valuations, these bonus factors are value as much as $780.

Provided that Hilton has greater than 6,300 properties worldwide, there are tons of makes use of for these bonus factors, comparable to 5 nights at Common Orlando or on the DoubleTree by Hilton Resort Queenstown in New Zealand.

You’ll get an opportunity to do this card with a $0 introductory annual price for the primary yr of card possession, then a $95 annual price (see charges and charges), a fair higher worth.

The continued incomes charges additionally outrank its competitors:

  • 12 factors per greenback spent on eligible purchases at resorts and resorts within the Hilton portfolio (a 7.2% return primarily based on TPG valuations).
  • 6 factors per greenback spent at U.S. supermarkets, U.S. eating places and U.S. gasoline stations.
  • 3 factors per greenback on different eligible purchases.

Advantages embrace 10 Precedence Move lounge entry passes annually (enrollment required), complimentary Hilton Gold elite standing and a pathway to incomes Diamond standing. Moreover, you’ll be able to earn a weekend evening reward redeemable at any Hilton Honors property after you make $15,000 in purchases in your card in a calendar yr.

Learn our evaluation of the Hilton Honors Surpass.


Official software hyperlink: Hilton Honors American Specific Surpass card with 130,000 bonus factors after you spend $2,000 in purchases, plus a $0 introductory annual price for the primary yr, then $95 annual price.


Ink Enterprise Most well-liked Credit score Card

JOHN GRIBBEN/THE POINTS GUY

In accordance with TPG’s valuations, this card’s welcome bonus alone is value $2,000 since you’ll be able to benefit from Chase’s wonderful assortment of airline and lodge switch companions. Factors redeemed by means of the Chase journey portal are value 1.25 cents every, which isn’t unhealthy, both.

One other issue on this card’s favor? Its great incomes charges. You’ll earn 3 factors per greenback throughout the next classes on as much as $150,000 in mixed purchases (1 level per greenback thereafter):

  • Journey.
  • Transport purchases.
  • Web, cable and cellphone companies.
  • Promoting on social media websites and search engines like google.

Relying on which classes you spend in, you might earn a whopping 450,000 bonus factors per yr in the event you maxed out that $150,000 cap.

Among the many Ink Enterprise Most well-liked’s unsung advantages are cellphone safety, major rental automobile protection (when renting for enterprise functions) and different journey and buy protections. You can even add worker playing cards to your account free of charge.

Learn our full evaluation of the Ink Enterprise Most well-liked Credit score Card.


Official software hyperlink: Ink Enterprise Most well-liked Credit score Card with 100,000 bonus factors after you spend $15,000 on eligible purchases with the cardboard throughout the first three months of account opening.


American Specific® Gold Card

WYATT SMITH/THE POINTS GUY

The Amex Gold card is a favourite of many TPG staffers thanks (largely) to its terrific incomes charges:

  • 4 factors per greenback on eating at eating places (together with take out and supply within the U.S.)
  • 4 factors per greenback at U.S. supermarkets on as much as $25,000 in purchases per calendar yr (1 level per greenback after that).
  • 3 factors per greenback on flights booked instantly with airways or by means of Amex Journey.
  • 1 level per greenback on all different eligible purchases.

The cardboard additionally gives as much as $120 in annual credit score for Uber rides and Uber Eats purchases and as much as $120 in assertion credit for choose eating purchases (enrollment is required for choose advantages) — all for a manageable annual price of $250 (see charges and charges)

And whereas it’s not offering a limited-time bonus for brand spanking new cardmembers, you’ll be able to typically discover elevated welcome gives by means of the CardMatch software. The cardboard presently contains a public welcome provide of 60,000 factors after you spend $4,000 on eligible purchases throughout the first six months. Nevertheless, some new clients can earn a 75,000-point and even 90,000-point welcome provide through the CardMatch software after assembly the identical minimal spending necessities. Notice that these elevated gives are focused and topic to vary at any time.

Learn our evaluation of the American Specific Gold Card.


Official software hyperlink: American Specific® Gold Card with 60,000 factors after you spend $4,000 within the first six months of card membership.


*Bonus provide worth relies on TPG valuations and never offered by issuers.

For charges and charges of the Amex Enterprise Platinum card, click on right here.
For charges and charges of the Amex Platinum card, click on right here.
For charges and charges of the Amex Gold card, click on right here.
For charges and charges of the Delta SkyMiles Gold card, click on right here.
For charges and charges of the Delta SkyMiles Platinum card, click on right here.
For charges and charges of the Delta SkyMiles Reserve card, click on right here.
For charges and charges of the Delta SkyMiles Gold Enterprise card, click on right here.
For charges and charges of the Delta SkyMiles Platinum Enterprise card, click on right here.
For charges and charges of the Delta SkyMiles Reserve Enterprise card, click on right here.
For charges and charges of the Marriott Bonvoy Good card, click on right here.
For charges and charges of the Marriott Bonvoy Bevy card, click on right here.
For charges and charges of the Marriott Bonvoy Enterprise card, click on right here.
For charges and charges of the Hilton Honors Amex Surpass, click on right here.

Extra reporting by Ryan Wilcox and Eric Rosen.

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