One Key Card overview
The One Key™ Card (see charges and costs) is a no-annual-fee card that comes with first rate earnings charges and a few distinctive advantages inside the OneKey journey rewards program. For those who use Expedia, Resorts.com or Vrbo ceaselessly, the cardboard might make sense for you. Card ranking*: ⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
One Key is a loyalty program from Expedia, Resorts.com and Vrbo. It is free to affix and permits vacationers to earn rewards for his or her purchases throughout all three journey apps.
The One Key Card is a pared-down model of the $99-annual-fee One Key+™ Card (see charges and costs). Nevertheless, given its earnings charges, it might nonetheless be a match for some potential cardholders.
It has no annual payment, and we suggest a credit score rating of at the least 670 to extend your probabilities of approval. Here is what else you’ll want to know.
One Key Card execs and cons
| Execs | Cons |
|---|---|
|
|
One Key Card welcome provide
With the One Key Card, new cardholders can earn $300 in OneKeyCash after spending $1,000 on purchases within the first three months from account opening. This provide is barely accessible for a restricted time.
It is essential to notice that OneKeyCash is just not, in reality, redeemable for money, and can solely be used with Expedia, Resorts.com and Vrbo. Nonetheless, this welcome provide supplies first rate worth for individuals who use these platforms usually, and it is easy to earn for a lot of vacationers.
Associated: The very best bank card welcome gives
One Key Card advantages
The One Key Card is comparatively brief on advantages, however you’re going to get computerized Silver tier standing within the One Key rewards program, which incorporates financial savings of 15% or extra on over 10,000 lodges worldwide. You will unlock Gold standing after spending $15,000 or extra per calendar 12 months.
Reward your inbox with the TPG Every day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Until you are a die-hard fan of OneKey’s supported journey packages, you would be higher off placing $15,000 on a card that earns transferable factors or miles.
For frequent vacationers, the cardboard gives a couple of journey protections, together with journey cancellation and interruption safety, an auto rental collision harm waiver and journey accident insurance coverage.
The cardboard additionally supplies mobile phone safety if you pay your month-to-month invoice with the One Key Card. Cardholders stand up to $1,000 in safety in opposition to harm or theft, topic to a $25 deductible (restrict of two paid claims per 12-month interval).
Identical to most different journey bank cards, the One Key Card has no overseas transaction charges.
Once more, the One Key+ Card will win out on the advantages entrance for many customers, however this card could make sense if you wish to keep away from paying an annual payment.
Associated: How one can save on all facets of your journey with One Key — Expedia, Resorts.com and Vrbo’s loyalty program
Incomes rewards with the One Key Card
With the One Key Card, you will get:
These are stable earnings charges with some good bonus classes, however keep in mind that you will not be capable of use your rewards exterior of Expedia, Resorts.com and Vrbo redemptions. Meaning you would be higher off placing your bills on a common journey card, except you might have a particular OneKeyCash redemption in thoughts.
Associated: Greatest journey playing cards of 2025
Redeeming rewards with the One Key Card
As soon as once more, OneKeyCash is just not, in reality, redeemable for money, and may solely be used at Expedia, Resorts.com and Vrbo.
For those who usually e book journey via a type of websites, this card could make sense for you. In any other case, although, you will get extra worth from a unique journey rewards bank card.
Which playing cards compete with the One Key Card?
In order for you extra journey perks or extra versatile rewards, you could wish to select one in every of these playing cards as a substitute.
For extra choices, see our record of the greatest lodge bank cards.
Associated: Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless
Is the One Key Card value it?
Most vacationers will need extra versatile rewards than OneKeyCash, which may solely be redeemed with Expedia, Resorts.com and Vrbo. However when you do not thoughts that facet of the One Key Card, it is a stable no-annual-fee choice that may rack up rewards comparatively simply.
Backside line
In order for you a card that earns rewards with Expedia, Resorts.com and or Vrbo and has an easy-to-earn welcome provide in addition, you simply discovered it.
It isn’t essentially the most precious journey card on the market, however the One Key Card will make sense for customers who wish to make use of these platforms with out having to fret about paying an annual payment.
Apply right here: One Key Card
For charges and costs of the Hilton Honors Amex, click on right here.
Supply hyperlink
