Not seeing your double money again on the Freedom Limitless? Right here’s why you shouldn’t fear

For a restricted time, Chase is operating a particular supply for signing up for one in all its hottest cash-back bank cards.

Since mid-October, the Chase Freedom Limitless has been providing new cardholders double money again earned within the first yr. Chase will mechanically match all of the money again you have earned within the first 12 months with no restrict, primarily doubling the cardboard’s incomes charges.

Nonetheless, some TPG readers — just like the one within the e-mail under — have contacted us to investigate why they are not seeing the double money again submit to their accounts.

I signed up for the Chase Freedom Limitless card by way of the TPG affiliate hyperlink a pair months in the past, and I’ve not seen double factors on my posted fees,” one reader wrote to TPG. “Looks as if others on Reddit are having an identical concern. Are they seeing the double factors submit as they spend, or does it hit on the one-year mark?”

Whereas common money again ought to submit shortly after your month-to-month billing cycle closes, the double money again earned by way of this particular supply can be awarded as a lump sum on the finish of your first yr.

Listed here are the phrases and circumstances of the particular supply:

With this supply you’ll obtain a one-time bonus equal to all Money Again rewards earned throughout your first 12 month-to-month billing cycles from account opening together with your Chase Freedom Limitless card. … Please permit 6 to eight weeks from the tip of your twelfth month-to-month billing cycle for bonus Money Again rewards to submit to your account.

Let us take a look at a real-world state of affairs. I utilized for and was authorized for this card on Dec. 5, so I’ll earn double money again on all my purchases till early December 2024. Through the subsequent 12 months, I’ll obtain the common cash-back charge on the finish of every month-to-month billing cycle.

Nonetheless, I might want to wait till someday between the primary half of December 2024 and doubtlessly as late as February 2025 to obtain the one-time lump sum of double money again.

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We do not anticipate this supply to stay round for for much longer — and it is arguably probably the greatest gives we have seen on this card. So, when you’ve been pondering of making use of, now’s the fitting time.

TPG affiliate bank cards author Ryan Wilcox wrote about why now’s the fitting time for him to choose up the cardboard. Director of content material Nick Ewen is planning to use for the cardboard this week, and web optimization analyst Emma Keller explains why she has this card in her pockets as a bank card newbie.

To be taught extra concerning the card, learn our full evaluation of the Chase Freedom Limitless.

Apply right here: Chase Freedom Limitless