My Atmos Rewards Enterprise Card Utility Approval Expertise

Hyperlink: Apply now for the Atmos™ Rewards Visa Signature® Enterprise Card
I’ve lots of Atmos Rewards factors coming my means! Not too long ago, I shared my expertise getting authorised for the model new Atmos™ Rewards Summit Visa Infinite® Credit score Card (evaluation), which is an extremely profitable new card.
I figured I’d as properly push my luck and attempt to decide up a second Atmos Rewards card, so I made a decision to use for the Atmos™ Rewards Visa Signature® Enterprise Card (evaluation), which is the enterprise card within the Atmos Rewards portfolio, and a rebranding of the previous Alaska Airways Visa Enterprise Card. The cardboard has a minimal of a $95 annual charge ($70 for the corporate, after which $25 per card).
There are many nice perks to this card, together with an enormous welcome bonus, so I’d wish to share my expertise making use of for the cardboard, as I didn’t (fairly) get an immediate approval. I discover this to be one of many simpler enterprise playing cards to get authorised for, so it’s a product that many individuals ought to take into account, for my part.
Primary Atmos Rewards Enterprise Card utility restrictions
The Atmos Rewards Enterprise Card is issued by Financial institution of America. So, what are the eligibility restrictions for this card? A number of issues to notice:
Are you eligible for the welcome bonus on the Atmos Rewards Enterprise Card if you happen to’ve had the Alaska Airways Visa Enterprise Card up to now? Anecdotally, the reply is sure — all experiences I’ve seen counsel that one can get authorised for this card and earn the bonus even when they’ve had it up to now.
For those who have a look at the phrases when making use of for the cardboard, you’ll see the next:
I additionally perceive that I could also be declined for extra bank card accounts if my enterprise entity at present has, or has had, one other enterprise card with Financial institution of America within the previous 24 month interval.
The important thing phrase right here is “could also be declined,” not “might be declined.” Moreover, remember that with Financial institution of America, if you happen to get authorised for the cardboard, you’re additionally usually eligible for the welcome bonus. So on the enterprise model of the cardboard, the final perception is that you simply’re eligible for the cardboard even if you happen to’ve had it up to now. You simply sometimes can’t decide up a second one, if you have already got one open.
For what it’s value, I discover Financial institution of America to be one of many simpler issuers on the subject of getting authorised for enterprise playing cards.
Atmos Rewards Enterprise Card utility & approval expertise
What’s the appliance course of like when making use of for the Atmos Rewards Enterprise Card? The applying is a single web page, although it’s maybe a bit longer than your typical enterprise card utility.
The primary part asks for enterprise info, together with the enterprise title, handle, telephone quantity, federal tax ID, enterprise construction, kind of trade, and so on. In fact it’s high-quality to use as a sole proprietorship, by which case you’d use your social safety quantity as your federal tax ID.



The second part then asks for private info, together with title, telephone quantity, e-mail handle, date of delivery, revenue, and extra.


After confirming all the small print had been right, I submitted my utility. Up till now, I’ve all the time obtained immediate approvals on Financial institution of America enterprise playing cards. To my shock, I bought a message telling me my utility was in evaluation.

I used to be nervous I won’t be authorised (for no matter motive), although I used to be pleasantly stunned once I obtained an e-mail simply minutes later, confirming that I had been authorised. Yay!

For what it’s value, I final had the Alaska Airways Visa Enterprise Card round two years in the past.
My long run Atmos Rewards Enterprise Card technique
I couldn’t flip down the large welcome bonus on the Atmos Rewards Enterprise Card, which was truthfully the principle factor that originally bought me to use. Between this and getting authorised for the Atmos Rewards Summit Card simply days earlier, I’ve fairly the bounty of Atmos Rewards factors headed my means.
So, what’s my long run technique with the cardboard? Properly, as I’ve already lined, my plan is to change to Atmos Rewards as my major loyalty program, at the same time as somebody who principally flies American. The Atmos Rewards Summit Card is a key a part of that technique, because it’s the Atmos Rewards card that racks up standing factors on the quickest fee.
What concerning the Atmos Rewards Enterprise Card? Properly, past the nice bonus, I feel there’s benefit to spending $6,000 per yr on the cardboard, if doable, to earn an annual $99 companion fare (with taxes & charges ranging from $23), provided that this might save lots of of {dollars}. Whereas I don’t plan on flying Alaska or Hawaiian a ton, it’s going to come in useful, particularly as we love touring to Hawaii. That’s the principle plan I’ve with the cardboard at this level.
For somebody who flies Alaska or Hawaiian extra casually, there’s benefit to getting this card for the primary checked bag free, inflight financial savings, and extra.

Backside line
I lately picked up the brand new Atmos Rewards Summit Card, after which figured I’d as properly decide up the Atmos Rewards Enterprise Card, to actually go all-in on maximizing factors within the ecosystem. The excellent news is that the Atmos Rewards enterprise bank card has restricted approval restrictions, so it’s not too arduous to get authorised and earn the bonus.
I simply submitted my utility, and whereas I initially bought a “pending evaluation” message, I obtained an e-mail minutes later indicating I had been authorised.
I’m enthusiastic about all these Atmos Rewards factors, as this program actually feels prefer it was designed for me (by awarding standing factors for award flights on all companions, amongst different issues).
For those who’ve utilized for the Atmos Rewards Enterprise Card, what was your expertise like?
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