Is the United Membership Infinite Card annual charge price it?

Editor’s observe: This publish has been up to date with new info.

The United Membership Infinite Card provides a gang of advantages when flying with United Airways. You could be stunned to seek out on the market are additionally lodge advantages packed into this card.

Nonetheless, the $525 annual charge could be exhausting to swallow. Are there actually sufficient perks packed into this premium piece of plastic to make the United Membership Infinite Card’s annual charge price it? Let’s have a look.

Signal-up bonus

New candidates can earn 80,000 bonus miles after spending $5,000 on purchases inside the first three months from account opening. TPG values United miles at 1.21 cents apiece. Which means this bonus is price $968.

United Saks bedding within the Polaris enterprise class. ZACH GRIFF/THE POINTS GUY

Among the greatest makes use of of United miles embody home United flights that may value as little as 5,000 miles one-way in financial system (although extra usually 6,000-8,000 miles every), reserving Lufthansa top quality with out exorbitant charges, flying United’s Polaris enterprise class to Europe. An additional benefit to utilizing United’s miles for an award ticket is the low taxes and charges you will pay after redeeming your miles.

Associated: The most effective candy spots you possibly can guide with United MileagePlus

Then, there’s the Excursionist Perk. In case you observe a couple of easy guidelines, you possibly can add an additional flight to your subsequent award reserving with out paying any further miles.

United Membership membership

Entry to the United Membership normally is available in one in every of two methods: incomes a minimal of Gold standing with United Airways or shopping for a membership. A membership prices as much as $650 per 12 months.

Relying on the way you worth a United Membership membership and your (in)capacity to achieve the standing required to make use of the lounge earlier than your flights, this profit alone may justify holding the Membership Infinite card. That is as a result of the annual charge on the cardboard is $125 cheaper than shopping for a United Membership membership every year and is probably going hundreds of {dollars} cheaper than qualifying for elite standing with United yearly.

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Associated: The last word information to United Membership entry

That mentioned, should you aren’t flying with United Airways typically sufficient to earn standing then you might not use the lounge sufficient to justify these prices. That is since you want a same-day boarding go for United Airways or one in every of its companions to make use of the United Membership. Simply because you may have the Membership Infinite card — and thus a United Membership membership — doesn’t suggest you possibly can enter the lounge should you’re flying on American Airways, for instance.

For many who at the moment have a United Membership membership, you might wonder if it’s best to wait till subsequent 12 months to get the Membership Infinite card since you have already paid to your membership this 12 months. The excellent news if that should you open the Membership Infinite card, you will be reimbursed for the unused portion of your United Membership membership after approval for this bank card.

The United Membership at Newark’s EWR airport. ZACH GRIFF/THE POINTS GUY

Advantages on United flights

These with the United Membership Infinite Card take pleasure in entry to precedence check-in and precedence safety screening (the place accessible), in addition to precedence boarding privileges and precedence baggage dealing with. Which means your suitcase ought to come out first, avoiding delays at baggage declare.

Talking of luggage, you will additionally get a better checked baggage allowance. Those that haven’t got a United Airways bank card usually do not get free checked luggage when flying with United on home or short-haul financial system flights. And whereas different bank cards just like the United Explorer Card permit cardholders to examine one suitcase free of charge on these flights, Membership Infinite cardholders get two free checked luggage. This profit is accessible for the first cardholder and one companion who’s on the identical reservation.

Associated: United Airways baggage charges and find out how to keep away from paying them

It is also price noting that you will need to use your Membership Infinite card to pay to your tickets as a way to take pleasure in this profit. Merely having the cardboard does not invoke the power to examine two luggage free of charge.

Membership Infinite cardholders additionally obtain 25% again as a press release credit score for inflight purchases of meals, drinks and Wi-Fi on United-operated flights. You will additionally obtain 25% again on premium drinks at United Golf equipment when paying along with your card.

Lastly, Membership Infinite cardholders who’ve United MileagePlus standing are eligible for complimentary upgrades when flying with United or United Categorical on reservations that have been booked with miles. This additionally applies to 1 touring companion on the identical reservation. This perk makes upgrades accessible even after reserving seats in financial system utilizing your airline miles.


10% cheaper United award flights

For flights inside the continental U.S. or between the U.S. and Canada, cardholders can save 10% on United saver awards for redemptions on financial system tickets (fare courses X and XN). This is applicable to flights on United and United Categorical solely, nonetheless.

This low cost is accessible for all passengers on the identical reservation as the first cardholder, however the journey should be booked from the first cardholder’s MileagePlus account. The low cost applies solely to the mileage portion of the ticket and will not scale back any taxes and charges required throughout ticketing, however there isn’t any restrict to the variety of miles that may be saved with this profit every year.

Spend your approach towards elite standing

With a view to attain standing with United Airways every year, you could full one of many following: a mix of flights (PQFs) and cash spent (PQPs) or just an elevated sum of money spent for further PQPs.

Associated: The last word information to incomes elite standing with United playing cards

These pursuing elite standing tiers with United can earn as much as 4,000 further PQPs every year by way of spending on the Membership Infinite card. Cardholders earn 500 PQP for every $12,000 spent on purchases, and there is a most of 4,000 PQPs that may be earned this fashion throughout a calendar 12 months. These bonus earnings are legitimate by way of the Premier 1K standing degree.

Resort and rental automobile advantages

The first cardholder can enroll for Platinum Elite standing with IHG One Rewards. That is the third of 4 tiers within the IHG One Rewards program and provides advantages like bonus factors on paid stays, complimentary room upgrades based mostly on availability at check-in, precedence check-in when arriving on the lodge, reductions on reward nights at choose properties and a welcome reward at check-in. This usually consists of factors or a snack.

The InterContinental New York Barclay, an IHG lodge. SCOTT MAYEROWITZ/THE POINTS GUY

One other profit with IHG is the power to obtain as much as $75 in assertion credit every year as reimbursement for spending at IHG properties. That is accessible every calendar 12 months.

Cardholders can also enroll for Avis President’s Membership standing. Usually accessible by invitation solely, perks at this tier embody complimentary two-class upgrades on rental vehicles, assured automobile availability, skipping the road when choosing up your rental automobile and extra.

As with standing in different rental automobile applications, the most effective worth on this profit could be the availability to match your rental automobile elite standing from one program to a different.

Different perks

With a view to expedite their approach by way of safety on the airport or when crossing the U.S.-Canada border, cardholders can obtain as much as $100 in reimbursement for his or her utility charge to International Entry, TSA PreCheck or Nexus. This profit is accessible as soon as each 4 years.

When making purchases, cardholders earn 4 United miles per greenback on purchases with United airways, 2 miles per greenback on all different journey and 1 mile per greenback on different purchases. This represents a 4.84% return on spending with United, 2.42% return on journey spending and 1.21% return on all different spending, based on TPG’s newest valuations.

Associated: United Membership Infinite bank card evaluation

Cardholders can also enroll in a 12 months of complimentary DashPass from DoorDash, which usually prices $9.99 per thirty days and supplies decrease companies and free supply on eligible orders. This profit has been prolonged by way of Dec. 31, 2024.

As a premium bank card, cardholders even have entry to Chase’s Luxurious Inns & Resort Assortment for reserving premium accommodations with perks added to every reservation. There are additionally advantages like automobile rental harm insurance coverage, journey cancellation/interruption insurance coverage and buy safety constructed into the cardboard.


Backside line

Many individuals are shocked once they see bank cards with annual charges of $500 or extra. One such card is the United Membership Infinite Card, which carries a $525 annual charge however comes with perks like reductions on award fares, upgrades and lounge entry.

Is the annual charge on the Membership Infinite card price it? That is determined by how typically you are utilizing these perks. For frequent guests to the United Membership and those that redeem loads of miles for home financial system flights within the U.S., that is doubtless a quick “sure” reply.

Conversely, for many who make occasional visits to the lounge, fly on a mixture of airways and do not make many award redemptions for United flights in financial system seats, it is most likely powerful to justify the annual charge after exhausting the miles from a sizeable welcome bonus within the first 12 months.

Official utility hyperlink: United Membership Infinite Card with an 80,000-mile welcome provide after you spend $5,000 on purchases in your new card inside the first three months from account opening.

Further reporting by Ryan Smith.

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