Hyperlink: Apply for the IHG One Rewards Premier Enterprise Credit score Card
Chase and IHG have a co-brand bank card portfolio, comprised of three playing cards. This contains the $99 annual price IHG One Rewards Premier Enterprise Credit score Card, which is the one enterprise card within the assortment.
Whereas I’ve written an in depth evaluate of the cardboard, on this submit I need to share some causes you must contemplate making use of, assuming you’re not but a cardmember. In no specific order…
Restricted time welcome bonus of 200K factors
For functions by way of April 30, 2025, the IHG Premier Enterprise Card is providing a two-part welcome bonus that may earn you as much as 200,000 IHG One Rewards factors. It’s structured as follows:
- Earn 140,000 factors after spending $4,000 throughout the first three months
- Earn a further 60,000 factors after spending a complete of $9,000 throughout the first six months
I worth IHG One Rewards factors at 0.5 cents every, so to me, the bonus is value $1,000. As a degree of comparability, beforehand the cardboard’s bonus provided as much as 140,000 factors.
In relation to card eligibility, you possibly can choose up this card, together with incomes the bonus, even when you’ve got the IHG One Rewards Premier Credit score Card (evaluate).
Annual free night time, value as much as 40K factors
Arguably the only greatest ongoing perk of the IHG Premier Enterprise Card is that it presents an anniversary free night time award. This certificates could be redeemed at an IHG property retailing for as much as 40,000 factors per night time, which covers a overwhelming majority of IHG properties around the globe.
You may as well use factors to prime off a free night time certificates, to be able to redeem at a dearer property. For instance, you might guide a lodge costing 60,000 factors per night time by redeeming the free night time certificates plus 20,000 IHG factors. I’ve persistently gotten outsized worth with this free night time award.
Fourth night time free on award redemptions
The opposite greatest perk of the IHG Premier Enterprise Card is that it presents a fourth night time free on award redemptions. If you happen to keep for 4 consecutive nights on an award redemption, then you definitely solely need to redeem factors for the primary three nights.
That is an superior perk, since it may be used a limiteless variety of instances (you possibly can even use it to guide a number of rooms on the similar lodge, and you’ll even use it at Six Senses properties). If you happen to normally redeem factors for stays in increments of 4 nights, that is like getting 25% off all of your redemptions.
IHG One Rewards Platinum standing
Only for having the IHG Premier Enterprise Card, you get IHG One Rewards Platinum standing, which is legitimate for so long as you have got the cardboard. IHG Platinum standing contains the next perks:
- Room upgrades, topic to availability (together with probably to suites)
- A 60% bonus on base factors
- Early check-in and late check-out, topic to availability
- A welcome amenity
- Entry to award night time gross sales all year long
- The power to earn Milestone Rewards, which may get you membership lounge entry, confirmed suite upgrades, and extra
$50 in United TravelBank Money annually
The IHG Premier Enterprise Card presents as much as $50 in United TravelBank Money every calendar 12 months:
- Every calendar 12 months you obtain one $25 United TravelBank Money deposit round January 1, and one other round July 1
- Deposits made between January 1 and June 30 expire on July 15, and deposits made between July 1 and December 31 expire on January 15
- You have to full one-time registration to obtain this profit
If you happen to fly United with any frequency, then that is like $50 value of journey on United per 12 months.
As much as 10x factors and threshold rewards bonuses
The IHG Premier Enterprise Card really has a fairly compelling rewards construction. The cardboard presents the next, all with no overseas transaction charges:
- 10x factors on IHG spending
- 5x factors on journey and accommodations
- 5x factors on fuel stations
- 5x factors on eating
- 5x factors on social media and search engine promoting, and workplace provide shops
- 3x factors on all different purchases
That’s not unhealthy, but in addition not trade main. What probably suggestions the dimensions with making spending on the cardboard profitable is the extra threshold bonuses:
- If you happen to spend $20,000 on the cardboard in a calendar 12 months, you’ll obtain a $100 assertion credit score plus 10,000 bonus factors
- If you happen to spend $40,000 on the cardboard in a calendar 12 months, you possibly can earn IHG Diamond standing, which presents numerous precious perks, like complimentary breakfast, room upgrades (together with suites), 100% bonus factors, entry to the Milestone Rewards program, and rather more
- If you happen to spend $60,000 on the cardboard in a calendar 12 months, you possibly can earn a second anniversary free night time award
For an IHG loyalist, an argument may definitely be made for spending cash on the cardboard.
International Entry, TSA PreCheck, or NEXUS credit score
For some, this will likely be precious, and for others, it received’t supply a lot worth. The IHG Premier Enterprise Card presents an announcement credit score whenever you use your card for a International Entry, TSA PreCheck, or NEXUS enrollment price, as much as as soon as each 4 years. This can be a good perk that might simply get you extra worth than the annual price.
Is the IHG Premier Enterprise Card value it?
I’m impressed by the IHG Premier Enterprise Card, and it’s a card that I’ve on my radar for my subsequent bank card utility cycle. This card is mighty much like the IHG Premier Card, which is superior, since you possibly can have each playing cards.
On probably the most primary stage, if you have already got the non-public model of the cardboard, then it’s value selecting up the enterprise model of the cardboard so you possibly can obtain an additional annual free night time certificates. Most cardholders certainly discover the cardboard to be value holding onto for that purpose alone. These supply numerous flexibility, particularly since you possibly can prime them off with factors, to redeem at a dearer property.
Admittedly when you’ve got each the non-public and enterprise model of the cardboard then there’s fairly a little bit of overlap, as each playing cards supply IHG Platinum standing, a fourth night time free on award redemptions, and extra.
In the meantime for those who don’t have both card, then I feel the worth proposition of both product speaks for itself. There aren’t many playing cards with such cheap annual charges that supply a lot worth.
Backside line
The IHG Premier Enterprise Card is providing a superb bonus of as much as 200,000 IHG factors upon finishing minimal spending. The product is similar to the non-public model of the cardboard, the IHG Premier Card, and I’d contemplate that to be an excellent factor.
I feel the cardboard is value holding onto for the anniversary free night time award alone, and every part else is simply the icing on the cake. Given the bonus classes and spending threshold bonuses, I may additionally probably see it being worthwhile to spend cash on this card, assuming you worth IHG Diamond standing.
What do you make of the IHG Premier Enterprise Card?
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