Is the Delta Platinum Amex definitely worth the annual charge?

The Delta SkyMiles® Platinum American Categorical Card is a mid-tier card with a $350 annual charge (see charges and charges).

When moving into the $300-plus vary for annual charges, you begin to query whether or not the advantages and perks make the annual charge price it.

So, let’s dive in and see if the Delta Platinum card is price its annual charge.

Welcome supply

The Delta SkyMiles Platinum card provides 90,000 bonus Delta Air Traces SkyMiles after you spend $4,000 throughout the first six months of card membership. TPG values Delta SkyMiles at 1.2 cents per level, which makes this supply price $1,080. This supply ends March 27.


You’ll be able to’t get this welcome supply in case you are upgrading or downgrading from different SkyMiles Amex playing cards. If you wish to improve or downgrade, you need to test your Amex account and see if there are any provides.

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Incomes charges

The Delta Platinum card is proscribed to solely incomes Delta SkyMiles. This card earns 3 miles per greenback on all Delta purchases and inns booked instantly, 2 miles per greenback on eating (eating places, takeout and supply within the U.S.) and U.S. supermarkets, and 1 mile per greenback on all different purchases. These charges equate to a 3.6%, 2.4%, and 1.2% return on spending, respectively.

Different playing cards have a better return on spending than 1.2% on on a regular basis purchases, however in case you are a Delta loyalist, the airline-specific advantages and different credit make this a stable choice.

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Complimentary upgrades

Cardmembers who do not have Delta SkyMiles Medallion standing are eligible to obtain complimentary upgrades to Delta One (throughout the 50 United States), top notch and Delta Consolation+ after Medallion members.

You will need to notice that upgrades from simply being a cardmember are unlikely as all Medallion elite and improve certificates will take increased priority within the improve queue.


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Assertion credit

Trip-hailing credit

Customers of ride-hailing companies will worth the truth that the Delta Platinum has a month-to-month up-to-$10 credit score after you employ your card to pay for an eligible ride-hailing service. This credit score is legitimate on choose ride-hailing companies within the U.S. (Enrollment is required.)


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Resy credit

Foodies can rejoice, because the Delta Platinum provides month-to-month up-to-$10 Resy credit. Cardmembers obtain as much as $10 month-to-month in assertion credit on eligible purchases with U.S. Resy eating places. You should utilize this at any restaurant that’s on the Resy platform. (Enrollment is required.)

Amex states: “Eligible Resy purchases embody purchases at U.S. eating places that provide reservations on and the Resy app, and purchases made instantly on or within the Resy app. Eating places have to be dwell on or the Resy app at time of buy to be eligible for the assertion credit score and are topic to vary at any time. Purchases made by way of Resy Pay and purchases of Resy OS restaurant administration software program are usually not eligible.”

This credit score is efficacious to me as I all the time eat out, and lots of eating places are listed on Resy, so this may be handled as $10 off my meal worth.

Delta Stays credit score

One other perk Delta added to playing cards this yr is the Delta Stays credit score. Delta Platinum cardmembers obtain an annual up-to-$150 credit score on Delta Stays. To obtain the credit score, you could e-book pay as you go inns or trip leases by the Delta Stays web site.

This could add nice worth as, in some cities, you possibly can simply discover inns or trip leases for underneath $150 an evening, basically netting you a free night time that offsets the price of the annual charge.

Associated: 16 methods to earn extra Delta SkyMiles

Hertz standing

Delta Platinum cardmembers obtain complimentary Hertz 5 Star standing. This standing is mid-tier, with a one-car-class improve (if accessible) and an additional 25% factors earned on every rental.

This profit is helpful should you e-book a smaller automobile however need a larger one. Hertz is my go-to automobile rental firm, and I’ve had 5 Star standing for years. I are likely to get an improve each time I lease; most often, the improve is multiple class. (Enrollment within the Hertz Gold Plus Rewards program is required.)


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Standing enhance

The Delta Platinum comes with a much-needed approach to jump-start qualification towards Medallion standing. For each $20 you spend, you’ll earn 1 Medallion Qualification Greenback.

Moreover, cardmembers obtain a head begin of two,500 MQDs deposited into their SkyMiles account each Medallion qualification yr.

Incomes MQDs by bank card spending means you possibly can fly much less and nonetheless earn coveted Medallion standing.

Associated: Delta Medallion standing: What it’s and the best way to earn it

Companion certificates

Cardmembers of the Delta Platinum get an annual companion certificates every card yr anniversary. This companion certificates lets you purchase two round-trip tickets for the worth of 1 plus the taxes and charges of not more than $80 for round-trip home flights and not more than $250 for round-trip worldwide flights. This companion certificates is legitimate on Fundamental Cabin home (together with Alaska and Hawaii), Caribbean and Central American routes.


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Different advantages

The Delta Platinum card comes with a wide range of different helpful advantages, comparable to:

  • 15% off all Delta-operated award flights in any cabin of service (I exploit this perk often when I’m seeking to e-book last-minute home transcontinental flights)
  • Precedence boarding in Group 7 of 10
  • Free checked luggage (first bag free for the cardmember and as much as eight folks touring on the identical reservation)
  • $100 credit score for TSA PreCheck each 4 years or as much as $85 for International Entry each 4 1/2 years
  • 20% again on inflight purchases of food and drinks (inflight Wi-Fi purchases not included)
  • Journey protections

Associated: Your full information to journey protections on American Categorical playing cards

Backside line

The Delta Platinum card is a mid-tier bank card within the SkyMiles Amex household and provides stable month-to-month credit and a good incomes charge to assist offset the annual charge (see charges and charges).

Should you make the most of all of the credit, you possibly can simply come out forward. This card choice is nice for Delta loyalists seeking to obtain or keep Medallion standing. Nonetheless, should you do not make the most of these credit or fly Delta often, there are higher choices with decrease annual charges.

To be taught extra concerning the card, learn our full assessment of the Delta Platinum card.

Apple right here: Delta SkyMiles Platinum

For charges and charges of the Delta SkyMiles Platinum, click on right here.

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