Airlines

Is the Atmos Ascent card’s 80,000-point bonus value it?

Atmos Rewards gives unbelievable worth to Alaska Airways and Hawaiian Airways flyers, however I like this loyalty program for its enticing award charges with Oneworld companions, akin to American Airways, Japan Airways and Qantas.

The Atmos™ Rewards Ascent Visa Signature® bank card is a superb airline card to earn Atmos Rewards factors. Its present welcome supply for brand new cardholders is particularly compelling: earn 80,000 bonus factors and a $99 Companion Fare (plus taxes and costs from $23) after spending $4,000 on purchases inside the first 120 days from account opening, in addition to obtain a 50% flight low cost code for a qualifying future flight after opening your new account. This supply gives standout worth for a modest $95 annual charge.

With this strong welcome bonus on the Atmos Rewards Ascent, it’s possible you’ll be questioning simply how good this deal is. Here is my tackle this supply, how you can maximize the bonus and who’s greatest suited to it.

How widespread is that this supply on the Atmos Rewards Ascent?

Because the Atmos Rewards Ascent card is lower than a 12 months outdated, there are solely a handful of gives in its historical past to match with the present 80,000-point bonus (plus a $99 Companion Fare and one-time 50% flight low cost).

The primary supply the Atmos Rewards Ascent ever had allowed new cardholders to earn 80,000 bonus factors and a $99 Companion Fare (plus taxes and costs from $23) after spending $4,000 on purchases inside the first 120 days from account opening (supply now not accessible).

400TMAX/GETTY IMAGES

The second supply within the card’s historical past offered new cardholders 60,000 bonus factors and a $99 Companion Fare (plus taxes and costs from $23) after spending $3,000 on purchases within the first 90 days from account opening, plus a 30% international flight low cost code for a qualifying future flight after opening their new account (supply now not accessible).

The supply earlier than the present bonus offered 70,000 bonus factors and a $99 Companion Fare (plus taxes and costs from $23) after spending $3,000 on purchases inside the first 90 days from account opening (now not accessible).

We advocate making use of for the Atmos Rewards Ascent anytime it is providing greater than 60,000 factors and features a Companion Fare, so the present bonus definitely meets these standards. Plus, it features a one-time 50% flight low cost, which is the best flight low cost we have seen provided by this card.

Associated: New Atmos Rewards card gives: Earn bonus factors and a Companion Fare for Alaska and Hawaiian flights

Reward your inbox with the TPG Day by day publication

Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

Who’s eligible for the welcome bonus on the Atmos Rewards Ascent?

The Atmos Rewards Ascent card is issued by Financial institution of America. Because of this, you will be topic to Financial institution of America’s software restrictions once you apply for the cardboard.

Financial institution of America does not have any printed guidelines relating to what number of complete playing cards you possibly can have. Nonetheless, candidates with a Financial institution of America deposit account could also be denied in the event that they’ve opened seven or extra playing cards throughout all issuers previously 12 months, whereas these with out one could also be denied after opening three or extra playing cards in that timeframe.

hawaiian airlines plane
CLINT HENDERSON/THE POINTS GUY

Nonetheless, so long as you’re authorised, Financial institution of America has not specified any card-specific guidelines proscribing welcome bonus eligibility on the Atmos Rewards Ascent. So long as you’re a new cardholder opening a brand new account, you need to be eligible for the present bonus.

Associated: The most effective bank card welcome bonuses this month

How a lot are 80,000 Atmos Rewards factors plus a $99 Companion Fare value?

The 80,000 bonus factors on the Atmos Rewards Ascent card‘s welcome supply are value $1,120, per TPG’s April 2026 valuations. Once you mix this with the $99 Companion Fare, the bonus totals $1,219.

The one-time 50% flight low cost cannot be quantified, because it will depend on how you utilize it. It may be fairly precious, nevertheless, should you apply it to a high-cost ticket. However there are a number of restrictions to understand that could restrict how one can redeem it, together with particular dates of journey.

Aer Lingus A321XLR business class
BEN SMITHSON/THE POINTS GUY

There are various methods to maximize your Atmos Rewards factors. Listed here are some examples of flights you possibly can e book with this system’s companions to get your concepts flowing:

Associated: Tips on how to e book American Airways flights with Atmos Rewards factors

How does the $99 Companion Fare work?

The companion fare provided on the Atmos Rewards Ascent card‘s bonus is unbelievable for vacationers who plan to fly Alaska or Hawaiian with a good friend or member of the family.

You will have a 12 months after you earn the companion fare profit to make use of it for a one-way or round-trip flight. The companion fare have to be redeemed by 11:59 p.m. Pacific time on the expiration date, although the journey will be accomplished after that expiration date.

The profit additionally carries some extra restrictions and objects of be aware, as laid out on the Atmos Rewards companion fare FAQ web page:

  • Each the first ticket holder and the companion have to be booked on the identical itinerary on the identical time.
  • Each vacationers earn Atmos Rewards factors on the flights.
  • The certificates is legitimate just for saver or fundamental cabin journey, although the tickets are eligible for upgrades.
  • You wouldn’t have to be one of many vacationers utilizing your companion fare — nevertheless, you will need to use your Atmos Rewards card to pay for the tickets.
  • You’ll pay taxes and costs that begin at $23 (relying on the flight itinerary).
Alaska and Hawaiian plane
Alaska Airways and Hawaiian Airways planes at Seattle-Tacoma Worldwide Airport (SEA). SEAN CUDAHY/THE POINTS GUY

Carly Helfand, TPG’s director of factors, miles and bank card content material, as soon as used the Ascent’s Companion Fare to take a last-minute journey to Chicago along with her husband. Two round-trip flights from Portland Worldwide Airport (PDX) in Oregon to Chicago’s O’Hare Worldwide Airport (ORD) value $543 every. However with the Companion Fare, Carly paid $680 for each tickets, saving $406.

This companion fare can also be an ongoing anniversary profit you possibly can unlock by spending on the Atmos Rewards Ascent. When you spend no less than $6,000 in your card within the prior anniversary 12 months, you will earn an extra companion fare in your account anniversary for use within the following 12 months.

Associated: 2-for-1 flights: The most effective bank cards to earn companion passes and certificates

Web first-year worth breakdown: Atmos Rewards Ascent

When you get authorised for the Atmos Rewards Ascent card, earn its welcome bonus and maximize its perks, you possibly can anticipate to obtain $1,224 in web first-year worth.

Right here is how this breaks down:

  • Welcome bonus worth: $1,219, per TPG’s valuations (factors and companion fare profit mixed)
  • Alaska Lounge+ membership low cost: $100 off an annual Alaska Lounge+ membership (which usually prices $795 per 12 months) once you pay with this card
  • Complete potential first-year worth: $1,319
  • Annual charge: $95
  • Web first-year worth: $1,224

Remember that cardholders won’t obtain outright airport lounge entry (other than the Alaska Lounge+ membership low cost) or journey protections, akin to baggage delay insurance coverage and journey cancellation/interruption protection. If these are necessary elements to you, it’s possible you’ll wish to contemplate a distinct airline card.

Associated: Atmos Ascent vs. Atmos Summit: Which is greatest for Alaska and Hawaiian flyers?

Is the Atmos Rewards Ascent’s 80,000-point bonus, $99 Companion Fare and 50% flight low cost top-of-the-line offers ever?

When you’re into accumulating Atmos Rewards factors, the present supply on the Atmos Rewards Ascent card is value your sturdy consideration. The mix of 80,000 factors, a $99 Companion Fare (plus taxes and costs from $23) and a one-time 50% flight low cost in trade for a $95 annual charge (comparatively low within the mid-tier airline card panorama) makes this card value contemplating.

CLINT HENDERSON/THE POINTS GUY

Even past the sturdy welcome supply, there are 5 different the explanation why I like to recommend the Atmos Rewards Ascent to a number of varieties of vacationers:

  • Annual companion fare: As talked about above, you possibly can earn a $99 Companion Fare (plus taxes and costs from $23) upon every account anniversary, so long as you spend no less than $6,000 on purchases along with your card within the prior anniversary 12 months.
  • Good incomes charges in a number of classes: The Atmos Rewards Ascent earns 3 factors per greenback spent on eligible Alaska Airways and Hawaiian Airways purchases and a pair of factors per greenback spent on cable, at electrical automobile charging and fuel stations, on native transit and ride-hailing companies, and on choose streaming companies. Cardholders with an eligible Financial institution of America account additionally obtain a ten% bonus on all factors earned.
  • Excessive-value rewards: Atmos Rewards factors are precious and can be utilized to e book a wide range of itineraries all over the world with Alaska, Hawaiian or one in every of its companions.
  • Low annual charge: This card prices a $95 annual charge, making it among the many least costly airline cobranded playing cards available on the market.
  • Priceless perks when flying with Alaska or Hawaiian: Cardholders take pleasure in advantages akin to a free checked bag and most popular boarding when flying with both of those airways.
  • Welcome bonus: The bonus factors and companion fare profit included on this supply are value $1,219, per TPG’s valuations. This supply is among the many highest within the card’s quick historical past and gives a excessive variety of factors for comparatively low spending.

Associated: Which bank card do you have to use for Alaska Airways flights?

Backside line

There are various causes to like the Atmos Rewards Ascent card as an Alaska Airways and/or Hawaiian Airways flyer, however it may additionally present glorious worth to anybody seeking to e book Oneworld award flights.

With ongoing advantages to take pleasure in with the cardboard, its present supply simply could deliver it excessive for a lot of potential cardholders.

We do not know when this supply will finish, so should you’ve ever thought of making use of for the Atmos Rewards Ascent, now could also be time to use.

To study extra, learn our full evaluate of the Atmos Rewards Ascent card.


Apply right here: Atmos Rewards Ascent Visa Signature bank card



Supply hyperlink

Related Articles

Back to top button