Hyperlink: Apply now for the IHG One Rewards Traveler Credit score Card with 100K bonus factors
The no annual charge IHG One Rewards Traveler Credit score Card is essentially the most primary card that’s a part of the Chase & IHG co-brand card portfolio. We’ve simply seen an improved welcome bonus rolled out on this card, so should you’ve been contemplating making use of, now could be the time to take action.
Nonetheless, let me say upfront that personally I’d advocate making use of for the IHG One Rewards Premier Credit score Card (overview), which provides a a lot larger bonus, plus stronger perks.
IHG Traveler Card providing 100K bonus factors
For functions via September 4, 2024, the IHG Traveler Card is providing a welcome bonus the place you possibly can 100,000 IHG One Rewards bonus factors after spending $2,000 throughout the first three months.
For what it’s value, I worth IHG One Rewards factors at 0.5 cents every, so to me, the bonus is value $500. This is without doubt one of the finest bonuses we’ve seen on this no annual charge card.
Who’s eligible for the IHG Traveler Card bonus?
You might be accepted for the IHG Traveler Card and obtain the bonus should you don’t at the moment have an IHG private bank card, and/or haven’t obtained a brand new cardmember bonus on an IHG private bank card previously 24 months.
So eligibility does think about whether or not you have got or have had the IHG One Rewards Premier Credit score Card (overview), nevertheless it’s unrelated as to if you have got or have had the IHG One Rewards Premier Enterprise Credit score Card (overview).
Notice that that is based mostly on whether or not you’re the first cardmember on such a card, because it’s okay to be a certified consumer on another person’s card. That by no means precludes you from incomes the bonus on a card.
Additionally consider the final guidelines of making use of for Chase playing cards, together with the 5/24 rule (although there are more and more studies of individuals being accepted despite being over the 5/24 restrict).
Do you have to get the IHG Traveler Card?
For a no annual charge product, the IHG Traveler Card is definitely fairly compelling. Along with an ideal welcome bonus, the cardboard provides some nice perks, like a fourth evening free profit on award redemptions, automated IHG One Rewards Silver standing, and extra.
That being mentioned, personally I believe the significantly better play is to use for the $99 annual charge IHG Premier Card. Not solely does the cardboard have an enormous welcome bonus, nevertheless it provides plenty of nice incremental perks that greater than justify the annual charge, for my part. These embody IHG One Rewards Platinum standing, an anniversary free evening certificates, as much as $50 in United TravelBank credit score yearly, a World Entry or TSA PreCheck credit score as soon as each 4 years, and extra.
I believe it’s value giving the extra premium model of the cardboard a attempt, and if it doesn’t work out for you, it is best to be capable of downgrade it to the no annual charge model after a 12 months.
Learn a full overview of the IHG Traveler Card.
Backside line
The IHG Traveler Card has a restricted time welcome bonus of 100K factors, which is considerably higher than traditional, and fairly nice for a no annual charge card.
Whereas it is a stable welcome bonus for such a card, personally I believe the most effective technique is to as a substitute decide up the IHG Premier Card. Whereas the cardboard has a $99 annual charge, it provides a a lot larger bonus, and significantly better perks. In the event you determine the cardboard doesn’t give you the results you want, it is best to be capable of downgrade it sooner or later.
Anybody plan on selecting up the IHG Traveler Card with this bonus?
