Hyperlink: Apply now for the IHG® Rewards Traveler Credit score Card
There are many causes it may well make sense to have resort bank cards, together with the power to earn elite standing, free nights, and extra. Nonetheless, not all resort bank cards are created equal.
On this publish, I wished to try the IHG® Rewards Traveler Credit score Card, which is a no annual price resort bank card that provides some precious perks. IHG’s bank card portfolio has undergone a refresh, and on prime of that IHG’s loyalty program general has seen some vital enhancements.
In consequence, this card might be value one other look. That’s very true in gentle of the cardboard’s present welcome bonus, which was lately improved.
IHG Traveler Card Particulars For January 2023
For these wanting a no annual price resort rewards card, the IHG Traveler Card is likely one of the finest choices on the market. The cardboard has a wonderful welcome bonus and perks, however I do assume there’s a greater method to take than making use of outright for this card. First, let’s cowl a number of the fundamental particulars of the IHG Traveler Card.
No Annual Price & No Overseas Transaction Charges
No one likes paying charges, so one large optimistic of the IHG Traveler Card is that it has no annual price and no international transaction charges. Whereas there’s an growing variety of no annual price playing cards with no international transaction charges, it’s nonetheless comparatively uncommon.
Welcome Bonus Of 120,000 IHG Factors
The IHG Traveler Card is providing a welcome bonus of 120,000 IHG factors after spending $2,000 inside three months:
Earn Up To 5x IHG Factors Per Greenback Spent
The IHG Traveler Card has a brand new & improved rewards construction, with higher bonus classes. The cardboard earns the next (and once more, I worth IHG factors at 0.5 cents every):
The rewards construction of this card is far more profitable than it was once, particularly for a no annual price card.
Fourth Evening Free On IHG Award Redemptions
One of the precious advantages of the IHG Traveler Card is that you just get a fourth evening free on award redemptions. There’s no restrict to how usually you need to use this profit, so that is basically a method to save as much as 25% on factors redemptions, assuming you keep in increments of 4 nights. That is additionally a profit supplied on the costlier IHG® Rewards Premier Credit score Card.
Obtain IHG Silver Elite Standing
The IHG Traveler Card provides Silver Elite standing for so long as you’re a cardmember. This standing ordinarily requires 10 elite nights in a yr, and provides perks like a 20% factors bonus. Whereas this standing isn’t going to be life altering, it’s higher than nothing.
IHG Gold Elite standing with spending
The IHG Traveler Card provides Gold Elite standing if you spend $20,000 on the cardboard in a calendar yr. Gold Elite ordinarily requires 20 elite nights in a yr, and provides perks like a 40% factors bonus. It’s in all probability not value spending that a lot on the cardboard purely for that standing, although, since the advantages are pretty restricted.
Ought to You Apply For The IHG Traveler Card?
For a no annual price card, the IHG Traveler Card is kind of strong — it has a wonderful welcome bonus, no international transaction charges, and even has helpful perks, like a fourth evening free on award redemptions.
Nonetheless, for nearly anybody I believe the higher technique is to use for the IHG Premier Card (assessment):
I’m under no circumstances an IHG loyalist, however this card greater than pays for itself yr after yr, as I persistently redeem the free evening certificates at properties costing $250+ per evening.
I believe many will discover that they get extra worth with the IHG Premier Card than the IHG Traveler Card, however when you don’t, there’s excellent news:
- After a yr you could possibly downgrade the IHG Premier Card to the IHG Traveler Card, when you don’t need to pay the $99 annual price
- Nonetheless, I believe many will discover the IHG Premier Card worthwhile after getting it, and will not need to downgrade
The no annual price IHG Traveler Card provides a wonderful welcome bonus of 120,000 factors, plus precious perks, like a fourth evening free and IHG Silver standing. This isn’t a card I might put a lot spending on, although, as there are extra rewarding playing cards for on a regular basis spending.
Personally, I believe the higher transfer is to use for the IHG Premier Card for the higher bonus and much superior perks. Should you like the cardboard you’ll be able to maintain it for years, whereas when you don’t you’ll be able to at all times downgrade it to the IHG Traveler Card.
If you wish to be taught extra concerning the IHG Traveler Card or apply, comply with this hyperlink.