Iberia Visa Signature® Card overview
The Iberia Visa Signature® Card is an intriguing choice should you’re concerned with accumulating Avios factors. You’ll be able to redeem Avios for flights throughout the Oneworld alliance — and even switch them to companions like British Airways. As a cobranded airline card, advantages are pretty run-of-the-mill, however this card could make sense for Avios followers. Card Score*: ⭐⭐⭐
*Card Score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Worldwide airline bank cards sometimes have fewer advantages than their home counterparts. Not like a cobranded airline card from, say, Delta, the Iberia Visa Signature card does not include precedence boarding or a free checked bag. Nonetheless, that is the one cobranded providing from Iberia accessible within the U.S. — and it is ultimate should you’re making an attempt to earn further Iberia Avios.
The Iberia Visa Signature® Card comes with a $95 annual price that is not waived for the primary yr, however the hefty sign-up bonus and a few money-saving perks greater than offset the fee.
Iberia — and sister airways British Airways and Aer Lingus — all earn their very own model of Avios, and can be utilized for reserving flights everywhere in the world. Iberia can be a part of the Oneworld alliance, which opens the door to hundreds of mileage redemption prospects with airways on each continent. Avios is one among my favourite airline currencies to earn since they are often profitable for short-haul flying and enterprise class to Spain.
The advisable credit score rating for the Iberia Visa is not less than 670. Let’s take a more in-depth take a look at whether or not this card deserves a spot in your pockets.
Iberia Visa execs and cons
| Professionals | Cons |
|---|---|
|
|
Iberia Visa sign-up bonus
The Iberia Visa at the moment affords a powerful sign-up bonus of 75,000 Avios after you spend $5,000 throughout the first three months from account opening.
And for a restricted time, you will additionally earn 5 Avios on each greenback spent on fuel, grocery and eating in mixed purchases (both as much as $10,000 or for the primary 12 months from account opening, whichever comes first).
THE POINTS GUY
Day by day Publication
Reward your inbox with the TPG Day by day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
TPG values Avios at 1.5 cents apiece, making these 75,000 Avios are price $1,125. Then, should you absolutely max out the $10,000 cap in mixed purchases, you will earn one other 50,000 factors and add $750 of worth, bringing your whole bonus worth to $1,875. This locations it towards the highest of our greatest limited-time welcome affords accessible.
One necessary be aware: The Iberia Visa Signature falls beneath Chase’s 5/24 rule. Should you’ve opened greater than 5 bank cards prior to now 24 months (from all banks, not simply Chase), your utility will probably be mechanically rejected — even you probably have a virtually excellent rating.
Associated: Playing cards that provide sign-up bonuses of 100,000 factors or extra
Iberia Visa advantages
Though the Iberia Visa lacks lots of the standard home cobranded airline card advantages, equivalent to a free checked bag and precedence boarding, it does provide a number of perks that may make it a worthwhile addition to your pockets.
Incomes Avios on the Iberia Visa
With the Iberia Visa, you will earn Avios on the following charges:
- 3 Avios per greenback spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL.
- 2 Avios per greenback spent on resort lodging when bought immediately with the resort.
- 1 Avios per greenback spent on all different purchases.
Moreover, for a restricted time, you will earn 5 Avios on fuel, grocery and eating purchases (both as much as $10,000 or for the primary 12 months from account opening, whichever comes first).
If most of your flying — as soon as flying will get again in control — is completed on Iberia, British Airways or Aer Lingus, then you definitely’ll earn probably the most bonus factors when utilizing this card. You may get 3 Avios for each greenback spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL.
Nonetheless, these aren’t particularly spectacular incomes charges past the limited-time bonus classes. Chances are you’ll resolve to as a substitute get a card that earns Chase Final Rewards or American Specific Membership Rewards factors since you may switch them to Iberia Plus in addition to different switch companions.
Associated: Here is why you need to care about Avios
Redeeming Avios on the Iberia Visa
As with most frequent flyer packages, you will get one of the best worth out of your Iberia Visa Avios should you use them for flights. Nonetheless, you may as well use Avios for flight upgrades, resort stays, rental vehicles and experiences.
Iberia has an in depth partnership with British Airways and Aer Lingus, two airways that additionally use the Avios forex. You’ll be able to switch your Avios between these airways, which is a pleasant perk should you favor a selected program. As a U.S.-based traveler, probably the greatest facets of redeeming with Iberia is the flexibility to make use of Avios for short-haul flights on Oneworld companion airways, together with American Airways.
Iberia makes use of a definite distance-based award chart, completely different from that of British Airways and Aer Lingus. Certainly one of my favourite redemptions is an award chart candy spot: a one-way business-class ticket between New York (JFK) or Chicago (ORD) and Madrid (MAD) for simply 34,000 Avios off-peak.
On the detrimental facet, the Iberia web site is clunky and isn’t user-friendly. Additionally, for Iberia companions, every has its personal distance-based award charts (most are an identical), a few of which require round-trip bookings.Associated: Greatest methods to redeem Iberia Avios
Transferring Avios on the Iberia Visa
Not like different airline miles, you may switch Iberia Avios to a different airline so long as they keep beneath the identical umbrella because the father or mother firm of the Worldwide Airline Group.
That features transferring Avios to British Airways and Aer Lingus at a one-to-one ratio should you so select. This opens up a mess of the way in which you’ll redeem your Avios on Oneworld companions. As an example, you will get worth by transferring your Iberia Avios to British Airways to redeem on American Airways for nice worth on home flights.
ZACH GRIFF/THE POINTS GUY
Associated: Airways you may guide utilizing Avios
Which playing cards compete with the Iberia Visa?
Whereas different cobranded airline playing cards could be extra of a direct competitor, that will not be the case should you’re trying particularly for Avios. Iberia is a one-to-one switch companion of each American Specific Membership Rewards and Chase Final Rewards and a three-to-one switch companion of Marriott, so it is fairly easy to earn Avios.
- Should you favor a extra versatile forex and are beneath the 5/24 rule, The Chase Sapphire Most popular® Card is a stable card choice with a $95 annual price and incomes Final Rewards factors. With it, you will earn 3 factors on eating, 2 factors on journey and 1 in every single place else. For extra data, learn our full assessment of the Chase Sapphire Most popular.
- Should you favor a versatile forex and are over the 5/24 rule: The American Specific® Gold Card is a worthy competitor to the Chase Sapphire Most popular, though the annual price is a bit greater at $250 (see charges and charges). The cardboard earns Membership Rewards factors: 4 factors on eating at eating places and at U.S. supermarkets (U.S. supermarkets capped at $25,000 per calendar yr, then 1 level), 3 factors on flights booked immediately from the airline or amextravel.com and 1 level on all the pieces else. For extra data, learn our full assessment of the Amex Gold.
- Should you favor one other Avios-earning airline. The British Airways Visa Signature® Card is one other airline card that earns Avios. It additionally earns 3 factors per greenback on Aer Lingus, British Airways, Iberia, and Stage however has helpful advantages like 10% off eligible flights when booked by way of a particular hyperlink and a reward assertion credit score. For extra data, learn our full assessment of the British Airways Visa.
For added choices, try our greatest airline playing cards.
Associated: Methods to switch British Airways Avios to Iberia
Is the Iberia Visa price it?
With its low annual price, the Iberia Visa is price it for individuals who need to earn priceless Avios. Nonetheless, if you’d like extra flexibility or higher incomes charges, you will need to go for a card that earns transferable rewards as a substitute.
Backside line
The Iberia Visa Signature card is a stable choice if you wish to begin incomes Avios or are already invested in this system. With a stable sign-up bonus and respectable perks, it is price including to your pockets should you’re flying Iberia (or British Airways and Aer Lingus). Nonetheless, those that do not use Avios recurrently will probably be higher off with a card that earns American Specific Membership Rewards or Chase Final Rewards factors and transferring them to Iberia Plus as wanted.
Apply right here: Iberia Visa Signature card
For charges and charges of the Amex Gold card, click on right here.
