The Capital One Enterprise X Enterprise lately introduced its highest welcome supply ever — and it may be the most important welcome supply we now have ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and a further 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual payment of $395, which is decrease than most of its premium opponents.
I’ve cherished having the Capital One Enterprise X Rewards Credit score Card for the previous few years, so I am at all times on the lookout for methods to earn extra worthwhile Capital One miles.
Here is my tackle this supply and why I am so on this card.
How frequent is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the best welcome bonus ever provided on this card, together with when it was launched in 2023.
The earlier highest supply we have seen on the Enterprise X Enterprise was in June, when you possibly can earn as much as 350,000 bonus miles (now not obtainable) — 50,000 miles decrease than the present supply.
In the event you’re a big-spending enterprise proprietor who has ever thought of making use of for this card, now’s the perfect time to take action, given how sturdy the welcome bonus at present is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you might have a credit score rating of 740 or above for this card.
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You do not have to be a conventional enterprise proprietor to qualify for a enterprise bank card; nonetheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will go well with companies with very excessive spending patterns.
In the event you already maintain the private Capital One Enterprise X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the brand new “household” rule of Enterprise welcome bonus restrictions.
Nonetheless, you might be denied the welcome bonus on the Enterprise X Enterprise should you at present maintain one other Capital One enterprise bank card, similar to a Spark card (in keeping with Capital One’s phrases and situations).
You have to wait six months between functions for Capital One playing cards. So, should you’ve been accredited for any Capital One card inside the final six months, you may want to carry off to be accredited for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles price?
In keeping with TPG’s November 2025 valuations, Capital One miles are price 1.85 cents every. At that fee, 400,000 miles are price as much as $7,400 when transferred to Capital One’s 15-plus switch airline and lodge companions and used for top‑worth bookings.
In the event you want to avoid wasting time by redeeming every part simply in a single place, you may as well redeem Capital One miles at a set fee of 1 cent every towards latest journey purchases or bookings by means of Capital One Enterprise Journey. So, the 400,000‑mile bonus can be price $4,000 in that state of affairs.
Having earned and redeemed numerous Capital One miles, listed here are a number of the methods I like to recommend utilizing them to get the perfect worth:
Additionally, bear in mind by spending $150,000 on the cardboard to earn the complete welcome bonus, you’d earn not less than a further 300,000 Capital One miles as the cardboard earns not less than 2 miles per greenback spent on purchases. This implies you’d have not less than 700,000 Capital One miles to maximise.
So, for instance, you possibly can e book not less than 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent switch bonus presents as effectively, the place you may want even fewer miles to e book these offers.
Associated: Why Air Canada Aeroplan has change into my favourite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X supply top-of-the-line offers ever?
When even a 100,000-mile welcome bonus can be thought of beneficiant on a rewards bank card, this spectacular supply from Capital One must be of curiosity to any high-spending enterprise proprietor seeking to earn a really important quantity of rewards.
Past the 400,000-mile welcome bonus, listed here are the highest 5 the explanation why I imagine this card is so worthwhile:
- Annual credit score: You will obtain $300 in credit yearly for bookings made by means of Capital One Enterprise Journey, which is simpler for a busy enterprise proprietor to make use of in comparison with the complicated coupon e book of advantages another premium playing cards supply.
- Anniversary bonus: Get pleasure from 10,000 bonus miles each account anniversary, beginning in your first anniversary (price $185 towards journey in keeping with TPG’s November 2025 valuations).
- Lounge entry: Get pleasure from complimentary entry for your self (as the first cardholder) and as much as two company to Capital One Lounges and greater than 1,300-plus Precedence Go lounges. (Consider, nonetheless, that visitor lounge entry is about to tighten in February.)
- Excessive portal incomes charges: Earn 10 miles per greenback spent on lodges and rental automobiles, and 5 miles per greenback spent on flights and trip leases booked by way of Capital One Enterprise Journey. If your small business has journey bills, that is a straightforward method to rack up numerous additional miles with the benefit of reserving every part in a single place.
- Wonderful on a regular basis incomes: Earn 2 miles per greenback spent on all different purchases.
It is nice to comprehend that whenever you’re paying the $395 annual payment within the second (and subsequent) years, you may obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual payment every year.
Backside line
The 400,000‑mile welcome supply on the Capital One Enterprise X Enterprise is the perfect deal we now have seen on a enterprise bank card in a very long time. Here is why:
- That is the best welcome bonus ever publicly provided on the cardboard.
- The welcome bonus is price $7,400, in keeping with TPG’s November 2025 valuations.
- The cardboard earns not less than 2 miles per greenback spent on each buy.
- You’ll be able to switch your Capital One miles to e book flights on a number of the world’s finest airways, in addition to stays with lodge applications.
Whereas the complete welcome bonus is barely attainable by companies with important bank card spending, they’ll earn large rewards.
Capital One has not but introduced an finish date for this supply, so should you’ve ever thought of making use of for the Enterprise X Enterprise, now’s the time to take action.
For extra particulars, learn our full evaluate of the Enterprise X Enterprise.
Be taught extra: Capital One Enterprise X Enterprise
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