The Chase Sapphire Reserve® (see charges and costs) has rolled out its best-ever welcome bonus: Earn 150,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
With a proposal value $3,075 in journey (per TPG’s Might 2026 valuations), you will not wish to miss out. And if you have already got the Chase Sapphire Most popular® Card (see charges and costs), it’s possible you’ll be questioning whether or not you are eligible.
I’ve excellent news: For those who’re a Sapphire Most popular cardholder, you might be probably eligible for the Sapphire Reserve.
Let’s revisit Chase’s eligibility guidelines with its Sapphire household of playing cards and ensure whether or not you may earn the Sapphire Reserve’s stellar supply.
Am I eligible for the Sapphire Reserve if I’ve the Sapphire Most popular?
So long as you could have by no means held or beforehand earned a bonus on the Sapphire Reserve, you might be eligible now. That is true even for those who presently maintain its sister card, the Sapphire Most popular, and have earned its bonus.
I’m extremely contemplating including the Sapphire Reserve to my pockets. For my part, the versatile $300 annual journey credit score is without doubt one of the most helpful perks on the market, and it is going to be simple for me to maximise the cardboard’s as much as $300 in annual assertion credit for StubHub purchases (by way of Dec. 31, 2027; activation required), since I like reside music and comedy.
Although I have been a Sapphire Most popular cardholder since 2023, I will not have to fret about eligibility with the Sapphire Reserve. I’ve by no means had the Sapphire Reserve or earned its bonus.
For those who’re in an identical scenario to me, you are probably eligible for the Sapphire Reserve too.
Earlier than you submit your software, let’s undergo the opposite eligibility necessities for the Sapphire Reserve.
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Associated: The last word information to bank card software restrictions
Chase Sapphire eligibility guidelines defined
There are just a few extra necessities to make sure you meet earlier than you apply for the Sapphire Reserve.
- Chase’s 5/24 rule: Anybody who has opened 5 or extra new bank cards from any issuer previously 24 months will greater than probably be declined for the Sapphire Reserve (or any Chase card, for that matter). Take into account that Chase usually would not issue enterprise playing cards into this depend.
- You’ll be able to’t presently have an open Sapphire Reserve card.
- You are unlikely to earn one other Sapphire Reserve bonus for those who’ve already earned a bonus on the Sapphire Reserve.
- For those who’ve beforehand held the Sapphire Reserve, you might not be eligible for its present supply, even for those who did not earn a bonus on it the primary time.
- You may have to have an sufficient credit score historical past, and we advocate a credit score rating of at the very least 740 to qualify.
To place it merely, so long as you are below 5/24 and have by no means held the Sapphire Reserve or earned its bonus, you ought to be good to go.
Associated: Am I eligible for the Chase Sapphire Reserve’s bonus?
Backside line
The Sapphire Reserve is presently working the very best welcome supply in its historical past, and for those who’re a Chase Final Rewards fanatic, now’s a improbable time to use.
Even for those who presently maintain the Sapphire Most popular, you may add the Sapphire Reserve to your pockets.
Simply make certain you are below 5/24, have a great credit score historical past and have by no means held the Sapphire Reserve or earned its bonus earlier than. So long as you meet these necessities, you ought to be prepared to use.
Apply right here: Chase Sapphire Reserve
Supply hyperlink
