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Signal-up bonuses come and go, nevertheless it’s not usually that they are often described as “greatest ever.” The elevated provides on two IHG bank cards are simply that.
IHG revamped its bank card portfolio lower than a yr in the past, providing new perks and advantages, and launching a enterprise bank card for the primary time.
When you have upcoming journey to any of IHG’s manufacturers — which embody Vacation Inn, Vacation Inn Specific, Crowne Plaza, Kimpton, InterContinental and Resort Indigo — these new playing cards can prevent a whole lot of {dollars} yr after yr. And that is past the juicy welcome bonuses out there proper now.
Let’s check out these welcome provides and see which IHG Rewards card is the perfect match for you.
IHG Rewards Premier Credit score Card
Signal-up bonus: Earn 175,000 bonus factors after spending $3,000 on purchases inside the first three months of account opening. TPG values this bonus at $875. That is the best supply ever on the IHG Premier card.
Annual charge: $99.
Incomes charge: 10 factors per greenback on IHG stays, 5 factors per greenback on all different journey, 5 factors per greenback on eating (together with takeout and eligible supply providers) and fuel stations, and three factors per greenback on all different eligible purchases.
Why we prefer it: The cardboard comes with a free night time price as much as 40,000 factors on every account anniversary. Different essential perks embody computerized IHG Platinum elite standing (with a pathway to Diamond), as much as $50 of United TravelBank money per calendar yr, reimbursement in your utility charge to International Entry, TSA PreCheck or Nexus each for years and extra — all for a $99 annual charge.
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Factoring within the card’s fourth-night award perk (if you use factors to pay for 3 nights and get the fourth as a bonus), you may stand up to twenty award nights at IHG accommodations with this one sign-up bonus. Reward nights begin at simply 10,000 factors apiece, starting from sensible choices within the U.S. to lodgings overseas in Berlin, Brazil and past.
For extra particulars, see our full evaluation of the IHG Premier card.
Official utility hyperlink: IHG Rewards Premier Credit score Card.
IHG Rewards Traveler Credit score Card
Signal-up bonus: Earn 120,000 bonus factors after spending $2,000 on purchases inside the first three months of account opening. TPG values this bonus at $600. That is the best supply ever on the IHG Traveler card.
Annual charge: $0.
Incomes charge: 5 factors per greenback on IHG stays, 3 factors per greenback on utilities, web, cable, telephone and choose streaming providers, 3 factors per greenback on eating (together with takeout and eligible supply providers) and fuel stations, and a couple of factors per greenback on all different eligible purchases.
Why we prefer it: IHG’s no-annual-fee card, the IHG Rewards Traveler Credit score Card, provides computerized Silver Elite standing and the power to get a fourth night time free on bookings the place you pay with factors. Plus, the present sign-up bonus is strong for a card with no up-front, yearly value.
For extra particulars, see our full evaluation of the IHG Traveler card.
Official utility hyperlink: IHG Rewards Traveler Credit score Card.
IHG Rewards Premier Enterprise Credit score Card
Signal-up bonus: Earn 140,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. TPG values this bonus at $700.
Annual charge: $99.
Incomes charge: 10 factors per greenback on IHG stays, 5 factors per greenback on journey, eating, fuel, social media and search engine promoting and at workplace provide shops, and three factors per greenback on all different eligible purchases.
Why we prefer it: The IHG Rewards Premier Enterprise Credit score Card mimics lots of the identical nice perks on the patron model — the IHG Rewards Premier Credit score Card.
For example, the annual free night time award (price as much as 40,000 factors) will also be topped off with an infinite variety of factors, and also you’ll additionally take pleasure in elite perks because of computerized IHG Platinum standing. Cardholders may even obtain an extra free night time award price as much as 40,000 factors (that will also be topped off with extra factors) after spending $60,000 every calendar yr.
Different advantages embody reimbursement in your utility charge to International Entry, TSA PreCheck or Nexus, a fourth night time free on award stays and $50 of United TravelBank credit score every year.
For extra particulars, see our full evaluation of the IHG Enterprise card.
Official utility hyperlink: IHG Rewards Premier Enterprise Credit score Card.
Causes to get an IHG Rewards card past the bonus
Incomes as much as 175,000 factors for including a brand new card to your pockets could be very attractive, however these three playing cards supply plenty of potential worth past that preliminary haul of factors.
Elite standing
Each IHG Rewards card provides some degree of computerized elite standing.
For instance, IHG Rewards Premier and IHG Rewards Premier Enterprise cardholders will earn computerized IHG Platinum Elite standing. TPG at present values Platinum Elite standing at $1,245 for individuals who earn it by stays. Clearly, that worth is much less for individuals who keep at IHG-branded accommodations much less continuously, however it’s best to be capable of recoup the $99 annual charge on the patron or enterprise model of the Premier card for those who spend quite a lot of nights a yr at IHG properties.
Fourth-night-reward profit
All IHG Rewards cardholders mechanically get a fourth consecutive night time reward. Briefly, if you redeem factors for stays of 4 nights or extra, the fourth night time is complimentary.
This profit’s worth will depend on your journey fashion. For vacationers who solely ebook brief lodge stays, this isn’t very helpful. However for vacationers who keep lengthy sufficient to make the most of this perk, it may be extremely worthwhile. And there’s no cap on what number of factors it can save you with this profit.
TPG values IHG factors at 0.5 cents every. Thus, a single fourth-night reward keep at a 20,000-point property saves you $100 price of IHG factors.
Associated: The extremely straightforward method of redeeming IHG’s 4th-night reward
Class bonuses
The IHG Rewards playing cards enable you to rack up factors quick, because of an growth of bonus classes — together with fuel, which could be an costly recurring buy for a lot of households.
However, it will get higher than that. For the reason that IHG Rewards Premier and the IHG Rewards Premier Enterprise each grant you computerized Platinum Elite standing, you’ll additionally earn a 50% factors bonus on IHG lodge stays. IHG Rewards members earn 10 factors per greenback spent at most properties, so the 50% elite bonus supplies 15 factors per greenback at IHG properties. Add that to the ten factors per greenback you earn with the cardboard and also you’ll get (a minimum of) 25 factors complete per greenback spent on the cardboard on IHG lodge stays.
20% low cost on shopping for factors
Lastly, if it’s essential to prime off your IHG factors stability, you may get a 20% low cost if you purchase factors together with your card. Mixed with the power to prime off free night time certificates, this perk could possibly be useful for those who’re trying to save up your awards for aspirational stays.
Software guidelines
You possibly can have a number of IHG bank cards, however know that the IHG Rewards playing cards, like all different Chase playing cards, are topic to Chase’s 5/24 rule. This implies for those who’ve opened 5 or extra private bank card accounts throughout all banks within the final 24 months, Chase is unlikely to approve you.
Observe that you just additionally aren’t eligible if any of those exclusions apply to you:
- For private playing cards: If you happen to at present have a private IHG Rewards bank card (which incorporates the legacy IHG Rewards Membership Choose Credit score Card that is not out there to new candidates) or for those who obtained a bonus on any private IHG bank card up to now 24 months.
- For the IHG Enterprise card: You obtained a brand new cardmember bonus on this card within the final 24 months.
Associated: The last word information to bank card utility restrictions
Backside line
The IHG Rewards bank cards are much more attractive when you think about these glorious new welcome provides. On prime of high quality advantages, you possibly can obtain the perfect welcome bonuses we have ever seen on two of those three playing cards for those who apply proper now.
Associated: The very best time to use for these well-liked Chase bank cards primarily based on supply historical past
Official utility hyperlink: IHG Rewards Premier Credit score Card
Official utility hyperlink: IHG Rewards Traveler Credit score Card
Official utility hyperlink: IHG Rewards Premier Enterprise Credit score Card
Extra reporting by Ryan Wilcox, Benji Stawski and Ryan Smith.
