From worldwide enterprise class to home hops: 6 of the perfect Chase Final Rewards candy spots

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Chase Final Rewards factors will be some of the precious transferable currencies, however provided that you already know the perfect methods to make use of them.

Whereas Chase doesn’t have as many switch companions as applications like American Specific Membership Rewards, many individuals begin with an Final Rewards-earning card once they first get into factors and miles. That’s primarily as a result of Chase’s 5/24 rule and its restrictions on bank card functions.

With precious beginner-friendly playing cards just like the Chase Sapphire Reserve® and Chase Sapphire Most well-liked® Card, many readers usually tend to have Final Rewards factors at their disposal.

In case you don’t have already got a card that earns Final Rewards factors, now may be the time to use. Presently, the Sapphire Reserve is providing a better welcome bonus of 80,000 bonus factors after you spend $4,000 within the first three months of opening your account.

Associated: Redeeming Chase Final Rewards factors for max worth

Chase additionally has probably the greatest lineups of small-business bank cards, together with the Ink Enterprise Most well-liked® Credit score Card, which presents a welcome bonus of 100,000 Final Rewards factors after spending $15,000 on purchases within the first three months of account opening.

A number of Chase playing cards provide bonuses if you redeem your factors instantly by means of the Final Rewards journey portal. Nonetheless, the very best worth (and most aspirational redemptions) come from leveraging one of many program’s varied airline and resort switch companions. On this information, we’ll check out among the greatest Chase candy spots that will help you maximize your subsequent redemption.

High-tier Hyatt inns

Ventana Huge Sur Social Home. ZACH GRIFF/THE POINTS GUY

Chase’s shut relationship with World of Hyatt is nice information for anybody amassing Final Rewards factors.

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The World of Hyatt award chart is extremely low cost relative to a few of its rivals. With Final Rewards factors transferring at a 1:1 ratio, it’s straightforward to e-book Hyatt’s top-tier properties at affordable charges.

Whereas Hyatt has launched peak and off-peak pricing, you may nonetheless discover nice worth at many properties — particularly in case you can journey exterior vacation durations and spring break.

Even higher, you may e-book among the fanciest Park Hyatt properties in all the portfolio, together with the Park Hyatt New York and Park Hyatt Sydney, which will be booked for 35,000 factors per evening throughout off-peak dates. TPG values Final Rewards factors at 2 cents every, so 35,000 factors are price $700. That’s an important deal for inns that routinely promote for near $1,000, even when demand is low.


There’s additionally nice worth on the decrease finish of the Hyatt award chart. Class 1 inns vary from 3,500 to six,5000 factors per evening, relying on peak/commonplace/off-peak pricing throughout your go to. Nonetheless, you’ll usually get essentially the most outsize returns from Class 6, 7 and eight properties.


Associated: Greatest methods to earn factors with the World of Hyatt program

Iberia flights to Madrid

Simply 34,000 Chase factors can get you throughout the Atlantic in enterprise class. CHRISTIAN KRAMER/THE POINTS GUY

Most individuals affiliate the Avios foreign money with British Airways. Nonetheless, its sister airline — Iberia — additionally makes use of Avios and may symbolize a a lot better worth for some flights to Europe. Since Iberia’s award chart can also be distance-based, it’s possible you’ll be punished for taking longer routes or connecting flights. Nonetheless, you may rating an important deal on nonstop flights operated by Iberia.

The next chart exhibits Iberia’s award charges for one-way, nonstop flights from the U.S. to Madrid’s Adolfo Suárez Madrid-Barajas Airport (MAD):

Origin Blue class/financial system off-peak Blue class/financial system peak Premium financial system off-peak Premium financial system peak Enterprise off-peak Enterprise peak
New York’s John F. Kennedy Worldwide Airport (JFK) 17,000/22,000. 20,000/28,000. 25,500. 35,000. 34,000. 50,000.
Chicago’s O’Hare Worldwide Airport (ORD) 17,000/22,000. 20,000/28,000. 25,500. 35,000. 34,000. 50,000.
Boston Logan Worldwide Airport (BOS) 17,000/22,000. 20,000/28,000. 25,500. 35,000. 34,000. 50,000.
Miami Worldwide Airport (MIA) 21,250/27,750. 25,000/35,000. 31,750. 43,750. 42,500. 62,500.
Los Angeles Worldwide Airport (LAX) 21,250/27,750. 25,000/35,000. N/A. N/A. 42,500. 62,500.
San Francisco Worldwide Airport (SFO) 25,500/33,250. 30,000/42,000. N/A. N/A. 51,000. 75,000.

Spherical-trip flights from Boston, Chicago and New York solely set you again 34,000 Avios in financial system, 51,000 in premium financial system or 68,000 in enterprise. Contemplating that almost all airways cost about 60,000 miles for a one-way business-class award to Europe, you’re primarily getting a 50% low cost. This deal is so good that it may be price paying for a positioning flight to one in all these cities.

Even in case you’re flying from Miami Worldwide Airport (MIA), you may nonetheless get a terrific deal, with round-trip awards costing the next quantities:

  • Economic system: 42,500 Avios.
  • Premium financial system: 63,500 Avios.
  • Enterprise: 85,000 Avios.

In fact, you’ll have to fly throughout off-peak dates to get the bottom costs for every route. Check out the calendar and see if any of the dates give you the results you want and have award area. Dates in pink are peak and all others are off-peak.

Along with saving you tens of 1000’s of miles, reserving by means of Iberia also can provide help to save lots of of {dollars} in taxes and charges in your award ticket.

Iberia will cost you a manageable $200 in taxes for a round-trip business-class award from New York to Madrid. In case you booked the identical award utilizing British Airways Avios as an alternative, you’d pay the identical 68,000 Avios, however you’d additionally owe over $1,000 in taxes and charges.


Associated: How one can keep away from gas surcharges on award journey

Flights to Hawaii with Alaska and American

Use your Chase factors to e-book a visit to Hawaii with American Airways. PIERRE LECLERC/SHUTTERSTOCK

It takes a minute to wrap your head round the truth that flights to Europe (particularly London) rank among the many worst makes use of of British Airways Avios. Nonetheless, in case you set your sights westward on the Aloha State, you’ll find an unbelievable deal for flights to Hawaii.

You possibly can select to e-book awards with Oneworld companions American Airways and Alaska Airways. So long as your nonstop flight distance is underneath 3,000 miles every approach, you may leverage British Airways’ distance-based award chart to fly from any of the next West Coast gateways to Hawaii for less than 26,000 Avios spherical journey:

From these airports, you may fly to all of Hawaii’s hottest locations, together with Honolulu, Maui, Kauai and the Huge Island. Now you can e-book each American and Alaska award tickets on British Airways’ web site.


Between these two airways, you will have properly over 30 day by day nonstop flights from the West Coast to Hawaii to select from.

Associated: How one can e-book associate award flights with British Airways Avios

ANA flights with Virgin Atlantic

Fly ANA top notch for some of the luxurious experiences within the sky. CHRIS DONG/THE POINTS GUY

In case you’re seeking to fly on one particular Star Alliance airline (ANA), you’re higher off ignoring each United and Singapore and specializing in Virgin Atlantic to your reserving.

It’s not a member of one of many main alliances but, nevertheless it has shaped particular person partnerships with many airways. The Virgin Atlantic Flying Membership award chart for ANA is among the greatest candy spots on the market:


For simply 110,000 miles, you may fly spherical journey in top notch between the West Coast and Tokyo. Flights from different U.S. gateways solely value an additional 10,000 miles (120,000 miles spherical journey). As a degree of comparability, United requires 110,000 miles for a one-way ticket. You’re primarily saving 50% by reserving by means of Virgin Atlantic, whereas concurrently scoring a seat in some of the luxurious first-class merchandise.

Even flights in enterprise class are a steal, costing 90,000-95,000 miles spherical journey, relying in your U.S. departure airport. If doable, you’ll wish to route by means of New York (JFK) and fly ANA’s new industry-leading “The Room” enterprise class, which is simply obtainable on choose routes. ANA isn’t the most beneficiant with award area, nevertheless it’s comparatively straightforward to seek out area in case you’re versatile together with your dates.

Whilst you beforehand needed to e-book these awards spherical journey, Virgin Atlantic began providing one-way awards on ANA flights in early 2021. For one-way bookings, the mileage necessities are half of what you see within the chart above.

Associated: How one can discover and e-book Virgin Atlantic associate awards

Or, switch to Virgin Atlantic to e-book Delta One to Europe

Use your Chase factors to fly to Europe in Delta One. ZACH GRIFF/THE POINTS GUY

You may also switch your Chase factors to Virgin Atlantic and e-book Delta One business-class seats to Europe for simply 100,000 factors spherical journey with minimal taxes and charges. This pricing is legitimate on all of Delta’s U.S.-to-Europe routes exterior of the U.Ok., however you’ll pay extra factors for connecting tickets because the program fees per leg for Delta flights.

Associated: When and the right way to e-book Delta awards with Virgin Atlantic Flying Membership

Thus, it is best to fly on nonstop routes wherever doable to get the perfect worth.


You possibly can e-book these flights on Virgin Atlantic’s web site. Be aware that the search software could be a bit wonky, so it’s possible you’ll have to name to e-book your flight. You possibly can confirm award area utilizing ExpertFlyer’s (owned by TPG’s guardian firm, Purple Ventures) award search perform.

Right here’s a pattern flight from Boston to Paris-Charles de Gaulle Airport (CDG):


That is far lower than what Delta SkyMiles fees for a lot of related routes. Delta requires 180,000 SkyMiles one-way for a similar flight on the identical date.


Try to e-book tickets on Delta routes with the service’s new Delta One Suites business-class product. This offers you a real suite within the sky, full with a closing door. This is a superb technique to journey from the U.S. to Europe in consolation.

Associated: Each Delta Air Traces premium seat ranked from greatest to worst

Save factors by choosing the proper Star Alliance program

Take care to switch to the correct associate if you redeem Chase factors for Star Alliance award tickets. SUDPOTH SIRIRATTANASAKUL/SHUTTERSTOCK

Have you ever ever questioned why transferable factors like Chase Final Rewards are price greater than the factors of any particular person airline or resort they associate with? They get immense worth from the pliability they provide. This doesn’t simply embrace the pliability to e-book flights on completely different airways in numerous alliances; it additionally means that you can choose which program in a single alliance will get you the perfect worth.

With Chase Final Rewards factors, you may entry three nice Star Alliance loyalty applications: Air Canada Aeroplan, Singapore KrisFlyer and United MileagePlus.

You possibly can take a look at our information for a walk-through of which Star Alliance program to make use of to e-book various kinds of awards, however listed here are a couple of examples of how one can pit these three applications in opposition to one another to avoid wasting factors:

Flights to Hawaii

Whereas United’s dynamic award pricing makes it exhausting to foretell simply how a lot an award ticket will value, we all know from the previous award chart {that a} round-trip financial system saver award from the U.S. mainland to Hawaii ought to begin at about 45,000 miles, although it may possibly climb a lot greater. By comparability, Singapore fees 39,000 miles for a similar ticket.

Associated: The most effective methods to get to Hawaii utilizing factors and miles

Star Alliance premium cabins

United usually fees greater award charges for Star Alliance premium-cabin flights when in comparison with different alliance companions. Nonetheless, for United-operated business-class flights to Europe, you’re higher off utilizing United miles to e-book these tickets (for 60,000 miles every approach).

The one caveat is that United and Air Canada don’t go on gas surcharges on associate awards, whereas Singapore does for a lot of airways. So in case you’re reserving an award ticket operated by Austrian, Lufthansa or one other Star Alliance service that provides these fees, take into account reserving with a kind of applications to economize.

Brief-haul flights to Canada

Aeroplan caught to an award chart for associate redemptions however added dynamic pricing for Air Canada flights. Because of this, you may typically discover tremendous low cost short-haul tickets from the U.S. to Canada. For instance, New York to Toronto will be booked for underneath 6,000 miles one-way on many dates in early 2023. That is far cheaper than the 13,800 miles United fees for a similar flight.


Which Star Alliance program is best for you’ll rely upon the particular route you propose to fly, however examine each choices earlier than transferring your factors.

Booking Lufthansa first class forces you to decide whether you'd rather spend more miles or pay higher taxes
Reserving Lufthansa’s top notch forces you to determine whether or not you’d relatively spend extra miles or pay greater taxes. ZACH HONIG/THE POINTS GUY

Associated: E book this, not that: Star Alliance award tickets

Backside line

The myriad methods you may redeem your Final Rewards factors make them some of the precious and versatile transferable factors currencies. Whether or not you’re seeking to journey domestically or bask in worldwide luxurious, a switch associate will help you get and (probably) keep there. In case you’re searching for once-in-a-lifetime experiences, Chase has your again with many distinctive actions obtainable on its journey portal.

Whereas these redemptions are among the greatest choices obtainable, they’re actually simply the tip of the iceberg. In case you play your playing cards proper (pun supposed), there are a lot of different methods to get nice worth out of your Final Rewards factors.

Extra reporting by Andrew Kunesh, Dia Adams and Carissa Rawson.

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