Do you have to switch Chase factors or e-book a resort by way of Chase Journey?
Many vacationers love redeeming Chase Final Rewards factors for resort stays by way of the Chase Journey℠ portal. Chase Sapphire Reserve® (see charges and charges) cardmembers get a redemption worth of 1.5 cents per level when doing so, whereas Chase Sapphire Most popular® Card (see charges and charges) and Ink Enterprise Most popular® Credit score Card (see charges and charges) cardmembers get 1.25 cents per level.
Nonetheless, in case you have one among these three playing cards, you may additionally switch your Chase factors to pick out resort loyalty applications — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by way of that program in your keep.
Provide ending quickly: Chase Sapphire Most popular Card: Highest-ever 100,000-point bonus after spending $5,000 on purchases throughout the first three months of account opening.
It is comparatively straightforward to e-book a keep no matter whether or not you e-book by way of the Chase Journey portal or switch factors to a resort associate loyalty program after which redeem by way of that program, so ease of reserving should not be an element. Nonetheless, when deciding how you can redeem Chase factors for a resort keep, there are two necessary features to contemplate. So, let’s dive in.
Factors required in your keep
The best option to decide whether or not you must switch Chase factors to a resort loyalty program or e-book a resort by way of Chase Journey is to check the variety of factors you’d have to redeem.
If you wish to e-book a particular Hyatt, IHG or Marriott property, you may examine the factors value by way of the Chase Journey portal to the factors value of the property in the event you redeemed by way of the resort loyalty program.
For instance, I may switch 5,000 Chase Final Rewards factors to Hyatt after which redeem 5,000 Hyatt factors for this evening on the Hyatt Place Atlanta Airport – North.
But when I wished to e-book by way of Chase Journey utilizing factors from my Chase Sapphire Most popular Card account, I might have to redeem 9,646 Chase factors for a similar evening.
On this case, I might get higher worth by transferring Chase factors to Hyatt and reserving an award keep by way of the World of Hyatt program.
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If you do not have a particular property you need to e-book, you may nonetheless examine your choices by selecting a property by way of Chase Journey and checking award charges for properties bookable by way of Marriott, IHG and Hyatt. It will allow you to examine your choices and the variety of Chase factors you’d have to redeem for every.
Associated: How a lot are Chase Final Rewards factors value?
Loyalty program advantages
The second facet to contemplate is loyalty program advantages whenever you e-book straight, together with on award stays. For instance, I recognize getting advantages resulting from my resort elite standing after I e-book straight with Hyatt, Marriott and IHG. Plus, I like incomes elite-qualifying nights towards requalifying for elite standing with these applications. In any case, these applications all present elite-qualifying nights, even on award stays.
You normally will not get loyalty program advantages and elite earnings whenever you e-book by way of a web-based journey company like Chase Journey, aside from choose properties booked by way of The Edit by Chase Journey. So, I take advantage of Chase Journey to e-book lodges outdoors my main resort loyalty applications, corresponding to boutique or impartial lodges.
Associated: Maximize your rewards by getting a fourth or fifth evening free on award stays
Backside line
Evaluating your choices is necessary, and might allow you to get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most popular and was going to e-book a one-night keep throughout a highway journey by way of the Chase Journey portal for about 20,000 Chase factors. Earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely value her 5,000 factors for a similar evening if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as an alternative of reserving by way of the Chase Journey portal.
Nonetheless, it is also value remembering that you would be able to switch Chase Final Rewards factors to varied airline loyalty applications. Take a look at the next tales to study extra about how you can maximize your redemptions:
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