Hyperlink: Apply now for the Citi Strata Premier℠ Card
The Citi Strata Premier℠ Card is an exceptional bank card. The cardboard provides a number of perks, and one of many often-overlooked perks is the $100 annual resort credit score. On this publish, I needed to take a better take a look at how that works.
Why it’s best to contemplate the Citi Strata Premier Card
There are many causes it’s best to contemplate the $95 annual price Citi Strata Premier Card. Amongst different issues:
- The cardboard has well-rounded bonus classes, and provides 3x factors on eating, fuel stations and EV charging, groceries, airfare, and resorts, in addition to 10x factors on resorts, rental automobiles, and points of interest, booked by Citi Journey
- The cardboard has a restricted time welcome bonus of 75,000 ThankYou factors after spending $4,000 throughout the first three months
- The cardboard enables you to maximize the worth you will get from different Citi playing cards, just like the no annual price Citi Double Money® Card (overview), which I contemplate to be one of many greatest playing cards for on a regular basis, non-bonused spending
These are just some of the advantages of the cardboard that I like probably the most, although you’ll be able to learn a full Citi Strata Premier Card overview right here. On this publish I needed to concentrate on the cardboard’s $100 annual resort credit score, which many individuals aren’t aware of.
What’s the Citi Strata Premier $100 resort credit score?
With the Citi Strata Premier Card $100 annual resort financial savings profit, you’ll be able to get pleasure from $100 off a single resort keep of $500 or extra. As you’d count on, there are some phrases to concentrate on:
- You want to e book your resort on-line at thankyou.com, or by cellphone at 1-800-THANKYOU
- This profit is out there as soon as per calendar 12 months
- The reservation have to be made by the first cardmember, although the keep may be for the first cardmember or a licensed consumer
- It’s essential to spend not less than $500 on a single resort keep, excluding taxes and costs, to set off the $100 financial savings
- It’s essential to pre-pay on your full keep together with your Citi Strata Premier Card, ThankYou factors, or a mix of the 2
- In the event you cancel a reserving for which you used the $100 resort credit score, the profit will stay obtainable to you for a similar calendar 12 months
- Bundle charges, together with air and resort packages, or resort and automobile rental packages, don’t qualify for this profit
- The $100 resort credit score can’t be mixed with every other promotions or reductions on thankyou.com
- When you have each the Citi Strata Premier and Citi Status, you’ll be able to’t stack the $100 resort credit score on the previous with the fourth evening free profit on the latter
What’s good is that you could make the most of the $100 financial savings, and likewise earn 10x factors on the cash you do spend in your resort keep, since Citi Journey resort bookings qualify for 10x factors.
How do you utilize the Citi Strata Premier $100 resort credit score?
The simplest approach to make use of this profit is thru thankyou.com. Log into the account related together with your Citi Strata Premier Card. When you get to the resort reserving web page, you’ll see a window asking you if you wish to use your $100 resort credit score.
You’ll be able to then search any resort you need, and assuming you elected to make use of the credit score, the $100 low cost will routinely be utilized throughout the reserving course of (ensure you see this earlier than confirming your reserving). It’s that simple!
What’s the catch with the Citi Strata Premier $100 resort credit score?
The upside to utilizing the Citi Strata Premier Card $100 resort credit score is fairly apparent — in case you spend precisely $500 on a resort keep (pre-tax), you can save 20%, not factoring within the 10x factors that you just earn, which is profitable as nicely. That’s superior.
There are just a few potential downsides, although, that are value protecting in thoughts, and being strategic about:
- The Citi ThankYou journey reserving portal is taken into account a web based journey company, so in case you’re staying at a sequence resort, you usually wouldn’t earn factors or obtain elite advantages on these stays
- Chances are you’ll discover cheaper charges for a resort by different web sites; for instance, the main resort teams usually have members-only charges, and also you usually gained’t be capable to e book these by Citi Journey
- In the event you’re staying at a luxurious resort, you might be able to get further perks by applications like Virtuoso or Amex High quality Motels & Resorts, which you’ll’t mix with these financial savings, so maintain that chance price in thoughts
I completely suppose there’s worth on this credit score, although I additionally suppose it’s necessary to be good about how you utilize it. When utilizing the Citi Strata Premier $100 resort credit score profit, I’d suggest:
- Reserving a resort keep costing as near $500 as attainable (with out going underneath)
- Utilizing it at an unbiased resort, or resort the place you’re forgoing the fewest factors or perks by reserving by a 3rd get together
- Utilizing it at a resort the place the worth distinction between the Citi ThankYou fee and the perfect obtainable fee you’ll find on-line is the smallest
Most individuals with the Citi Strata Premier Card ought to be capable to discover worth with this perk, although it pays to be strategic.
How does this examine to the Chase Sapphire Most popular resort credit score?
The Chase Sapphire Most popular® Card (overview) is a competitor to the Citi Strata Premier Card. There are additionally a number of causes to contemplate this card. It’s attention-grabbing to notice that the Chase Sapphire Most popular provides a $50 annual resort credit score. How does that examine?
- The credit score is for $50 quite than $100, nevertheless it has the good thing about having no minimal keep quantity; in different phrases, you can save $50 off a $50 resort keep
- The credit score is per cardmember 12 months, quite than per calendar 12 months
Which of the 2 credit is extra precious actually relies on your resort patterns. Some might choose the larger low cost of the Citi Strata Premier, whereas others might choose the decrease minimal of the Chase Sapphire Most popular. Personally, I feel the Chase Sapphire Most popular resort credit score is best, given the decrease spending requirement.
Backside line
The Citi Strata Premier Card is an superior card with an awesome welcome bonus and helpful bonus classes for spending. On prime of that, the cardboard options an usually missed $100 annual resort credit score, which may be utilized to a resort reserving of $500+ that’s made with the Citi Journey portal.
Whereas there are some phrases related to this, and whereas there could also be a chance price to utilizing this, it’s nonetheless a precious perk that it’s best to take note. Saving as much as 20% on a resort keep could be a good worth.
When you have the Citi Strata Premier, have you ever used the $100 resort profit? In that case, what was your expertise like?
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