For small-business house owners who like to fly with American Airways, the Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs) needs to be in your crosshairs.
It is an inexpensive card with no annual price for the primary cardholder 12 months, then a $99 annual price applies every year thereafter. I all the time recognize the possibility to attempt a card out for a 12 months to see if it is a good match for me with out committing to a price.
In fact, it is nonetheless good to take a detailed have a look at a card earlier than making use of. Happily, the Citi / AAdvantage Enterprise gives a variety of worth, together with free checked luggage and strong incomes charges on American. Card ranking*: ⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Citi / AAdvantage Enterprise: The fundamentals
The Citi / AAdvantage Enterprise is like a variety of mid-tier playing cards in that it gives a reasonable set of advantages as an alternative of the treasure trove of assertion credit, elite standing boosts and lounge perks that include premium playing cards.
This card’s advantages favor vacationers preferring to fly with American Airways, however it would not require a full dedication to the airline because of its modest $99 annual price (after the primary cardholder 12 months).
Not like what you may anticipate given its label as a enterprise card, the Citi / AAdvantage Enterprise would not actually have many perks particularly geared towards enterprise house owners.
Due to that, I imagine this card is greatest for these with a aspect hustle or a enterprise with minimal bills. You will nonetheless qualify for this card, and also you possible will not miss the enterprise advantages it lacks.
American Airways advantages
Cardholders will obtain the next American Airways-centric perks:
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- First checked bag free for you and as much as 4 individuals flying on the identical reservation
- Most popular boarding
- A 25% low cost on inflight purchases on American Airways flights
- Skill to earn an American Airways companion certificates ($99 plus taxes and costs) after spending $30,000 or extra in an account 12 months
- Skill to earn bonus miles on American Airways purchases and Loyalty Factors on all purchases
- Boosted earnings as an AAdvantage Enterprise member
Different perks
Along with the advantages I’ve simply talked about, cardholders have entry to those perks:
- Skill to earn bonus American Airways miles on fuel station, automotive rental and telecommunications purchases
- Can add worker playing cards at no further price
- Profit from no international transaction charges
Citi / AAdvantage Enterprise execs and cons
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Citi / AAdvantage Enterprise advantages
The Citi / AAdvantage Enterprise is among the most inexpensive airline playing cards. I view free checked luggage, most well-liked boarding, no-additional-fee worker playing cards and bonus Loyalty Factors on spending as its standout perks.
Provided that checking luggage with American prices not less than $35 per bag one-way, you may recoup this card’s annual price after the primary cardholder 12 months by checking a bag not less than 3 times. In the event you typically journey with an worker or one other companion, that turns into very straightforward to do.
With out this card, checking a bag 3 times would price $105, simply north of this card’s $99 annual price (after the primary 12 months). In the event you journey with one companion, checking one bag every would price you $210 with out the AAdvantage Enterprise.
You will must spend $30,000 in a cardholder 12 months to earn a companion certificates ($99 plus taxes and costs). That is an extremely excessive spending requirement for a mid-tier card; I would wish to see Citi slash that in half.
Any worker playing cards you add will earn bonus miles, so I strongly advocate including them if your online business has any staff.
I want this card had extra business-oriented advantages. Because it stands, the Citi / AAdvantage Enterprise shares lots of its perks with the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®.
If you have already got the AAdvantage Platinum Choose, it’ll most likely be laborious to seek out a lot of a purpose to open this card.
The knowledge for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Learn how to earn and use your rewards
The Citi / AAdvantage Enterprise retains its incomes classes easy. Cardholders earn:
- 2 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent on fuel station and automotive rental purchases
- 2 miles per greenback spent on telecommunications, cable and satellite tv for pc suppliers
- 1 mile per greenback spent on all different purchases
There aren’t many playing cards that provide bonus earnings on telecommunication companies, so the AAdvantage Enterprise is a viable possibility for these bills.
Loads of normal journey playing cards earn bonus rewards on fuel stations and automotive leases; these playing cards earn transferable rewards which are usually price greater than American Airways miles.
In fact, this card needs to be your go-to for American Airways purchases, until you’ve got a card that earns extra factors per greenback spent on flights (such because the American Categorical Platinum Card®).
Do not forget that you may earn 1 Loyalty Level per greenback spent on all purchases, serving to you get nearer to elite standing with American.
I would wish to see workplace provide shops and cloud service suppliers added as bonus classes since enterprise house owners may get a variety of worth out of them.
Utilizing your rewards
As soon as it comes time to redeem the miles you earn, your greatest wager is all the time to redeem them for flights. You should utilize your miles for American Airways flights or for a flight on one in every of its accomplice airways, reminiscent of Alaska Airways or Finnair.
TPG senior editor Giselle Gomez booked a round-trip flight from Miami Worldwide Airport (MIA) to Las Vegas’ Harry Reid Worldwide Airport (LAS) final 12 months for 17,000 miles complete. Money costs had been round $450 on the time, so she managed to snag a strong deal for her miles, above TPG’s March 2026 valuations.
You too can use your AAdvantage miles for flight upgrades, inns, automotive leases, trip packages, cruises and Admirals Membership passes. Other than cabin upgrades on flights, I do not advocate any of those choices.
Associated: Why American Airways AAdvantage has turn out to be my most precious rewards foreign money
Downsides to contemplate concerning the Citi / AAdvantage Enterprise
As I discussed beforehand, the Citi / AAdvantage Enterprise lacks important business-oriented perks to set it other than the Platinum Choose. If you have already got a shopper Citi / AAdvantage card, it could be laborious to justify holding the Citi / AAdvantage Enterprise.
This card’s incomes classes aren’t the strongest, other than its earnings on American Airways purchases. In the event you’re on the lookout for a card in your on a regular basis bills, you would be higher off with an alternative choice.
With a view to get outsize worth out of this card’s $99 annual price (after the primary cardholder 12 months), you may must fly with American not less than a number of occasions every year.
Associated: Which AAdvantage card is best for you? Listed here are 3 choices it is best to contemplate
Citi / AAdvantage Enterprise vs. Citi / AAdvantage Platinum Choose
As I alluded to earlier, the AAdvantage Enterprise and the AAdvantage Platinum Choose have lots in widespread. The largest distinction you may discover is of their incomes charges.
Each playing cards earn 2 miles per greenback spent on eligible American Airways purchases and at fuel stations. The Platinum Choose units itself aside by incomes 2 miles per greenback spent on eating places fairly than on telecommunications and automotive leases.
You will nonetheless get free checked luggage, most well-liked boarding, bonus Loyalty Factors and inflight financial savings with the Platinum Choose.
Much like how the AAdvantage Enterprise would not cost additional for worker playing cards, you will not must pay further charges for licensed customers on the Platinum Choose.
Which card you select comes right down to which incomes charges you favor.
Is the Citi / AAdvantage Enterprise price it?
In the event you do not have already got the Platinum Choose and may make the most of its American Airways-oriented perks, I like to recommend the Citi / AAdvantage Enterprise. It gives a strong roster of advantages for many who get pleasure from flying with American, plus affordable incomes charges for the common enterprise spender.
When to use for the Citi / AAdvantage Enterprise
For a restricted time, new Citi / AAdvantage Enterprise cardholders can earn 75,000 bonus miles after spending $5,000 on purchases within the first 5 months from account opening.
In response to TPG’s valuations, these bonus miles are price $1,275. This matches the best provide we have seen for this card, so now is a superb time to use.
Including 75,000 miles to your AAdvantage account can go a good distance, relying on what you redeem them for. A couple of concepts embrace:
- Home flights, which begin as little as 7,500 miles one-way plus taxes and costs, although choose offers often deliver costs down much more to six,000 miles
- Lengthy-haul business-class flights, reminiscent of Dulles Worldwide Airport (IAD) close to Washington, D.C., to London’s Heathrow Airport (LHR) on Iberia for simply 57,500 miles and $155 in taxes and costs
- Spherical-trip financial system flights to Mexico, reminiscent of between Dallas Fort Price Worldwide Airport (DFW) and Cancun Worldwide Airport (CUN) for 16,000 miles plus $149 in taxes and costs
Earlier than submitting your utility, be certain that to take Citi’s utility guidelines into consideration.
Different playing cards to contemplate if you don’t need the Citi / AAdvantage Enterprise
I’ve already talked about the Platinum Choose as a robust competitor, however listed here are another choices to consider:
For added choices, try our picks for the greatest American Airways playing cards and the greatest journey playing cards.
Backside line
The Citi / AAdvantage Enterprise is a good mid-tier alternative for small-business house owners on the lookout for a card to assist elevate their travels with American Airways. It gives a reasonable collection of perks that can assist your flight expertise go extra easily, from checking luggage to boarding to creating inflight purchases.
If you have already got an AAdvantage card, you may not get a lot out of the AAdvantage Enterprise. But when that is your first foray into American Airways’ playing cards, I recommend giving the AAdvantage Enterprise a shot.
Apply right here: Citi / AAdvantage Enterprise World Elite Mastercard
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