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Capital One Spark Miles for Enterprise bank card evaluation

Capital One Spark Miles for Enterprise overview

The Capital One Spark Miles for Enterprise is a stable enterprise bank card, providing double miles throughout each buy. Miles could be transferred to any of Capital One’s 15-plus companions, and you will pay a low annual payment of $95 ($0 introductory annual payment for the primary yr). Card Ranking*: ⭐⭐⭐⭐

*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

In case your small enterprise entails journey otherwise you wish to present journey perks to your self or your staff by utilizing the miles earned on enterprise spending, the Capital One Spark Miles for Enterprise can supply a number of worth.

TPG recommends a credit score rating of 670 to extend your possibilities of getting authorized.

Here is what it’s essential to know concerning the Capital One Spark Miles for Enterprise earlier than making use of.

Spark Miles For Enterprise execs and cons

Execs Cons
  • Entry to Capital One switch companions
  • Earns 2 miles per greenback on all purchases
  • No annual payment within the first yr
  • Has an annual payment after the primary yr
  • No bonus class earnings exterior of Capital One’s journey reserving web site

Spark Miles For Enterprise welcome supply

The Spark Miles for Enterprise is at the moment providing a welcome bonus of fifty,000 bonus miles after spending $4,500 on purchases within the first three months of account opening.

THE POINTS GUY

You possibly can simply redeem your miles for a hard and fast worth of 1 cent every, by which case the 50,000-mile bonus can be value $500 towards journey. However TPG’s September 2025 valuations place the worth of Capital One miles at 1.85 cents, which makes 50,000 miles value $925.

Relying on which switch companions you utilize and whether or not a switch bonus is obtainable whenever you redeem your miles, you may additionally have the ability to get much more worth.

Associated: Step-by-step: full a Capital One enterprise bank card software

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Spark Miles For Enterprise advantages

The Spark Miles for Enterprise does not supply as many advantages as some pricier enterprise playing cards, nevertheless it nonetheless affords stable perks for a card with a sub-$100 annual payment product.

One helpful perk is an as much as $120 assertion credit score each 4 years for a International Entry or TSA PreCheck software payment. Each applications could make journey simpler, and also you solely must pay the applying payment along with your Spark Miles card for the credit score to set off (usually inside 2 billing cycles).

If you have already got memberships with these applications, you need to use the credit score for an worker as a substitute.

a seating area at an airport lounge
WYATT SMITH/THE POINTS GUY

Whenever you use your Spark Miles for Enterprise card to purchase eligible objects, you may obtain prolonged guarantee safety along with the next advantages which may be notably helpful for small companies:

  • Account and enterprise administration instruments: Choose your individual month-to-month due date, arrange auto-pay and obtain year-end itemized spending reviews.
  • Capacity to assign an worker as an account supervisor: This worker can then make purchases and funds and evaluation transactions.
  • Hertz 5 Star standing: Obtain standing with Hertz, skip the counter and choose areas and select from a wider collection of rental vehicles.*
  • No payment worker playing cards: Add staff as approved customers and set spending limits for his or her playing cards.
  • No international transaction charges: Make purchases abroad with out accumulating further prices simply since you’re in another country.

*Upon enrollment, accessible by way of the Capital One web site or cellular app, eligible cardholders will stay at that standing degree by way of the period of the supply. Please word, enrolling by way of the conventional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t robotically detect a cardholder as being eligible for this system and cardholders won’t be robotically upgraded to the relevant standing tier. Further phrases apply.

Associated: 5 lesser-known perks of the Capital One Spark Miles for Enterprise

Incomes miles on the Spark Miles For Enterprise

The great thing about the Spark Miles for Enterprise is its simple incomes construction. You may earn 2 miles for each greenback spent with no annual cap, plus 5 miles per greenback spent on lodges, trip leases and rental vehicles booked by way of Capital One Journey.

hertz clear parking lot car rental
HERTZ

Though it retains issues easy, the shortage of additional bonus classes signifies that there are extra rewarding choices for business-specific spending, corresponding to workplace provides.

Associated: These are the Capital One bank cards that earn transferable miles

Redeeming miles on the Spark Miles For Enterprise

You possibly can redeem your miles with Capital One’s 15-plus switch companions to raise your small business journey.

Take TPG contributing editor Matt Moffitt, who leverages Capital One’s switch companions for redemptions, corresponding to Lufthansa first-class award seats between the U.S. and Europe for 116,000 Capital One miles when reserving by way of Avianca LifeMiles.

Lufthansa First Class (Photo by Zach Honig / The Points Guy)
ZACH HONIG/THE POINTS GUY

Transferring your miles will get you probably the most bang in your buck, however if you happen to’re after simplicity, you would redeem your miles at a hard and fast worth of 1 cent apiece towards journey purchases. You should use your miles when reserving new journey by way of Capital One, or you need to use your miles to pay for any eligible, latest journey buy you have made with the cardboard.

Associated: Redeeming Capital One miles for max worth

Which playing cards compete with the Spark Miles For Enterprise?

Since Capital One miles could be transferred to airline and resort companions, the Spark Miles for Enterprise is corresponding to different playing cards that earn transferable currencies.

The data for the Capital One Spark Miles Choose for Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

For extra choices, try our full listing of the perfect journey playing cards.

Associated: Your information to the Chase Ink Enterprise bank cards

Is the Spark Miles for Enterprise value it?

When you’re on the lookout for simplicity, the Spark Miles for Enterprise could also be card for all your small business spending because it earns a flat reward charge throughout all purchases (except you reserve journey by way of Capital One Journey, by which case you earn a better reward charge). However even when you have already got a number of playing cards that earn bonus miles in sure classes, the Spark Miles for Enterprise could possibly enhance your earnings on purchases that do not fall into your present bonus classes.

Backside line

The Spark Miles for Enterprise is a good card for enterprise house owners and managers who do not wish to observe bonus classes and need a easy option to observe bills all for an inexpensive annual payment.


Study extra: Capital One Spark Miles for Enterprise


For Capital One merchandise listed on this web page, a few of the advantages could also be supplied by Visa® or Mastercard® and should fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.

For charges and costs of the Blue Enterprise Plus Card, click on right here.


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