Hyperlink: Apply now for the Capital One Spark Miles for Enterprise Card
The Capital One Spark Miles for Enterprise (overview) is one in all my favourite enterprise bank cards. Should you’re trying to earn journey rewards and need a card that gives a terrific bonus, cheap annual price, and stable return on on a regular basis spending, that is the cardboard for you.
On this put up, I wished to share eight causes it is best to think about selecting up the cardboard. In no specific order…
Bonus of 50K Capital One Spark miles
The Capital One Spark Miles presents a welcome bonus of fifty,000 Spark miles after spending $4,500 throughout the first three months. Personally I worth Capital One miles at 1.7 cents every, so to me this bonus is price $850, which is kind of good. I’ll speak extra beneath concerning the common worth of and adaptability supplied by Capital One miles.
Annual price waived for first 12 months
The Capital One Spark Miles has an inexpensive $95 annual price, which is even waived for the primary 12 months. The waived annual price for the primary 12 months is a good way to attempt the cardboard earlier than it’s important to “purchase” it, so to talk.
On high of that, the continuing annual price is kind of cheap, and decrease than what you’ll discover on many different profitable enterprise playing cards, just like the American Categorical® Enterprise Gold Card (overview) or Capital One Spark Money Plus (overview).
2x Capital One Spark miles on all purchases
The Capital One Spark Miles presents limitless 2x Spark miles on all purchases, making this one of many finest playing cards for on a regular basis spending. I worth Capital One miles at 1.7 cents every, so to me that’s the equal of a 3.4% return on on a regular basis spending, which is hard to beat.
Capital One Spark miles are precious & versatile
Capital One miles present plenty of flexibility. For one, you should use the “Buy Eraser” function to redeem them after the actual fact for one cent every towards just about any journey buy. That’s not my most well-liked use of those miles, although.
Moderately my choice is to switch miles to Capital One’s airline & lodge companions, as you may switch miles at a 1:1 ratio to over a dozen companions. As is the case with all main transferable factors currencies, this lets you get approach outsized worth, particularly when redeeming for first & enterprise class journey.
No overseas transaction charges
The Capital One Spark Miles has no overseas transaction charges, making it a unbelievable card for purchases overseas. It’s good to not solely get an industry-leading return on spending, however to get that very same fee internationally with out it costing you further.
Most non-Capital One playing cards that earn 2x factors per greenback do have overseas transaction charges, so it is a vital aggressive benefit.
Airport lounge entry twice per yr
The Capital One Spark Miles presents lounge entry twice yearly to any of the next lounges, simply by presenting your card:
You should utilize your two annual lounge visits both for 2 separate visits only for you, or you should use them for a single go to with a visitor. Whereas there are after all different playing cards which have extra complete lounge entry perks, they virtually at all times have steep annual charges. So it is a fairly superior perk for a card like this.
Main rental automobile protection
Rental automobile protection is a crucial perk many individuals search for in bank cards. Happily the Capital One Spark Miles presents major collision harm waiver protection when renting for enterprise causes.
Simply cost your complete rental to your card and decline the rental firm’s collision harm waiver protection, and also you’ll be coated for harm resulting from collision or theft. After all you’ll wish to seek the advice of the cardmember settlement for full particulars.
World Entry or TSA PreCheck credit score
The Capital One Spark Miles presents a World Entry or TSA PreCheck credit score as soon as each 4 years. That is tremendous useful, as TSA PreCheck can prevent plenty of time at safety, whereas World Entry can prevent plenty of time at immigration. They’re among the many two improvements which have most improved the airport expertise over time, for my part.
Backside line
The Capital One Spark Miles is a unbelievable enterprise bank card, with a giant welcome bonus, annual price waived the primary yr, nice return on on a regular basis spending with no overseas transaction charges, and a few surprisingly precious perks for a card with an inexpensive ongoing annual price.
Should you’re on the lookout for a enterprise card with nice journey rewards for on a regular basis spending, it’s laborious to beat this card. Should you don’t but have the Capital One Spark Miles and are eligible, I’d advocate contemplating making use of.
