Once I take into consideration the journey advantages from my rewards playing cards, one favourite stands out: the Capital One Journey credit score.
Should you aren’t acquainted, it is a $300 journey credit score included on the premium Capital One Enterprise X Rewards Credit score Card and the Capital One Enterprise X Enterprise card every cardholder yr. Each of those playing cards cost a $395 annual charge, and this credit score offsets most of it.
The same profit can also be at present out there via the limited-time welcome provide on the mid-tier Capital One Enterprise Rewards Credit score Card. With the Enterprise Rewards, you possibly can earn 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening. Plus, upon approval, you may obtain a $250 Capital One Journey credit score to make use of throughout your first yr.
Nevertheless, this bonus on the Enterprise Rewards is ending April 13, so if you wish to take pleasure in a $250 journey portal credit score for a $95 annual charge, you may need to submit your utility quickly.
I’m a giant fan of the Capital One Journey credit score. For a journey credit score, I discover it fairly helpful and simple to redeem, and I am not the one TPG staffer who enjoys it. This is a set of how TPG staffers use their Capital One Journey credit.
Stretch your credit score throughout a number of automotive leases
Director of journey content material Eric Rosen stated that he as soon as break up his Capital One Journey credit score throughout two automotive leases, one for $120 and one other for $180. He likes utilizing his credit score for automotive leases as a result of his Enterprise X provides main rental automotive insurance coverage.
It is value noting that Capital One Journey credit will be break up throughout a number of bookings, so Eric may have additionally used among the credit score for a flight or resort booked via the portal (if he hadn’t used all of it on these automotive leases).
Contributing editor Matt Moffitt usually makes use of his credit score to scale back the price of weeklong automotive leases when he visits pals in Austin.
He stated that when he searches the Capital One Journey portal, he virtually at all times books with Hertz due to the Enterprise X’s President’s Circle standing profit. Due to his standing, he can go straight to the President’s Circle aisle and choose any automotive upon touchdown.
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Upon enrollment, accessible via the Capital One web site or cellular app, eligible cardholders will stay at that standing stage via the length of the provide. Please be aware, enrolling via the traditional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t mechanically detect a cardholder as being eligible for this system and cardholders won’t be mechanically upgraded to the relevant standing tier. Further phrases apply
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E book flights with built-in value drop safety
Lead factors and miles author Katie Genter at all times makes use of Capital One Journey credit for flights — ideally, flights the place she would need to use Capital One’s built-in value drop safety.
With value drop safety, whenever you e book a flight really helpful by Capital One Journey’s value prediction instrument, Capital One then displays the worth for 10 days. If the worth drops throughout that interval, you may obtain the distinction as a journey credit score, value as much as $50.
Most not too long ago, Katie booked two one-way flights on Azerbaijan Airways from Heydar Aliyev Worldwide Airport (GYD) in Baku, Azerbaijan, to Istanbul Airport (IST) for $279 complete. She earned virtually 1,400 Capital One miles for this reserving because the Enterprise X earns 5 miles per greenback spent on flights booked via Capital One Journey.
I’ve additionally used a Capital One Journey credit score this fashion. I booked a one-way flight in Virgin Atlantic’s Economic system Delight class from London to New York for $611, which was diminished to $311 due to my $300 credit score. I earned greater than 1,500 Capital One miles on this flight.
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Cowl an in a single day airport resort with ease
Journey author Rachel Craft used a few of her Capital One Journey credit score for one evening on the Hilton Chicago O’Hare Airport throughout an in a single day layover.
Whereas the Hilton inside Chicago’s O’Hare Worldwide Airport (ORD) will be costlier than different choices farther away, it is clearly essentially the most handy.
The resort value $258 for one evening, however Rachel stated she did not thoughts the fee as a result of it was primarily free — due to the Capital One Journey credit score.
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Offset dear resort stays (like Las Vegas getaways)
I additionally redeemed a Capital One Journey credit score to save lots of on a resort keep.
I booked a three-night keep on the Conrad Las Vegas at Resorts World in January 2025. I used to be touring to Las Vegas for an costly live performance, so discovering any option to save on the remainder of the journey was superb.
Fortunately, my $300 Capital One Journey credit score diminished the price of a three-night resort keep to $314. I earned 3,140 Capital One miles for this reserving since I made it via the portal.
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Save on big-ticket stays (like marriage ceremony weekends)
Eric stated he has additionally used a Capital One Journey credit score for a keep over the weekend of his marriage ceremony on the Del Mar Seaside Resort in San Diego.
If Eric had paid for the keep in full with money, it will have value $1,200, however his credit score introduced the full right down to $900. As an added bonus, since he earned 10 miles per greenback spent on the reserving along with his Enterprise X, he earned 9,000 Capital One miles. (Be aware: You don’t earn miles on the portion of your expense lined by the journey credit score.)
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Backside line
The Capital One Journey credit score is without doubt one of the finest journey credit on the market, particularly since you do not have to spend a minimal quantity to earn the credit score and do not must spend it .
Should you’re into simplicity and (relative) flexibility, there are many methods to maximise this credit score.
A $300 Capital One Journey credit score is an ongoing advantage of the premium Enterprise X and Enterprise X Enterprise playing cards. The mid-tier Enterprise Rewards can also be at present providing a $250 credit score via its limited-time provide, however that bonus ends April 13. So, hold this date in thoughts when you’re .
Be taught extra: Capital One Enterprise X Rewards Credit score Card
Be taught extra: Capital One Enterprise X Enterprise
Be taught extra: Capital One Enterprise Rewards Credit score Card
For Capital One merchandise listed on this web page, among the advantages could also be offered by Visa® or Mastercard® and should differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
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