In early 2025, the Capital One Enterprise X Rewards Credit score Card (assessment) and Capital One Enterprise X Enterprise (assessment) will likely be updating the Plaza Premium Lounge entry perks that they provide. Nonetheless, the cuts aren’t fairly as dangerous as they may sound. Because of @josh_koch for flagging this.
Capital One & Plaza Premium lower direct ties
The Capital One Enterprise X is likely one of the finest premium bank cards for lounge entry. Along with providing a Precedence Go membership, entry to Capital One Lounges, and entry to Capital One Landings, the cardboard has additionally traditionally provided direct entry to Plaza Premium Lounges.
Nonetheless, that will likely be altering. Capital One has revealed that as of March 1, 2025, Enterprise X and Enterprise X Enterprise cardholders will not obtain complimentary entry to lounges within the Plaza Premium Group community, no less than when immediately utilizing their card.
Nonetheless, the excellent news is that nearly all Plaza Premium Lounge places belong to Precedence Go, so the Precedence Go membership issued by the playing cards will nonetheless get you entry to those lounges.
Wanting on the aggressive panorama, Amex continues to have a direct relationship with Plaza Premium for lounge entry, whereas Chase affords entry to Plaza Premium places by Precedence Go.
What are the implications of this alteration?
What does this alteration truly imply for cardmembers? For one, it implies that you’ll wish to current your Precedence Go card slightly than your bank card when getting into Plaza Premium Lounge places through Capital One.
Traditionally, Plaza Premium Lounge entry by Amex and Capital One has had two benefits over Precedence Go:
- Precedence Go members are sometimes restricted to utilizing Plaza Premium places for 2 hours, whereas Amex and Capital One cardmembers have been in a position to make use of the lounges for 3 hours
- Precedence Go members sometimes must pay additional for Plaza Premium showers, whereas Amex and Capital One cardmembers have been in a position to make use of the showers at no extra price
It’s value noting that Plaza Premium and Precedence Go have an fascinating historical past. Remember that Plaza Premium is a lounge operator, whereas Precedence Go is an organization that facilitates entry to different lounges, with memberships bought immediately, and in addition by bank cards.
Traditionally, nearly all Plaza Premium Lounge places belonged to Precedence Go. That modified in 2021, when the 2 corporations lower ties. Clearly Plaza Premium thought it may by some means higher monetize its lounges independently. Whereas Precedence Go may not ship the best income per visitor, it definitely delivers numerous quantity.
Evidently try at independence didn’t work out, and in 2023, Plaza Premium and Precedence Go as soon as once more partnered. It’s protected to say that bank card issuers partnering immediately with Plaza Premium isn’t as necessary because it was within the interval from 2021 to 2023, when Capital One launched its premium bank cards. Nonetheless, I’d think about this to be a light loss.
If accessing Plaza Premium Lounge places, I’d suggest doing so with The Platinum Card® from American Categorical (assessment) or The Enterprise Platinum Card® from American Categorical (assessment), which gives you entry to lounges for longer, and embrace showers.
Backside line
As of March 2025, the Capital One Enterprise X and Enterprise X Enterprise will not provide direct entry to Plaza Premium Lounges. The excellent news is that the Precedence Go membership issued with Capital One playing cards affords entry to nearly all Plaza Premium places, although with completely different situations. Plaza Premium entry by Precedence Go usually doesn’t embrace showers, and is restricted to 2 hours.
What do you make of Capital One and Plaza Premium reducing direct ties?
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