Airlines

Bank cards with free airport lounge entry for approved customers

The thrill of an airport lounge are even higher when shared.

From complimentary meals and drinks to premium facilities like showers and quiet rooms, lounges are a reprieve from chaotic terminals and hurried vacationers. Should you’re touring with a companion, it is probably you’d need them to hitch you while you go to.

Whereas many rewards playing cards promote complimentary airport lounge entry as a perk for main cardholders, visitor entry has been tightening within the face of overcrowding. What’s a traveler and their companion to do?

Fortunately, some journey playing cards provide lounge entry to approved customers — typically for a further price.

Should you’re often touring with a companion or have somebody who would profit from having their very own lounge privileges, these are the playing cards you need to be including to your pockets.

Evaluating the very best playing cards with approved person lounge entry

Card Licensed person lounge entry Annual price Licensed person price
American Categorical Platinum Card® In addition they obtain entry to the American Categorical World Lounge Assortment, together with Delta Sky Membership*, Centurion and Precedence Cross™ lounges with the identical entry privileges as the first cardmember. (Enrollment is required.) $895 (see charges and costs) $195 for every further approved person (see charges and costs)
The Enterprise Platinum Card® from American Categorical In addition they obtain entry to the American Categorical World Lounge Assortment, together with Delta Sky Membership*, Centurion and Precedence Cross lounges with the identical entry privileges as the first cardmember. (Enrollment is required.) $895 (see charges and costs) $400 per further cardmember (see charges and costs)
Chase Sapphire Reserve® (see charges and costs) In addition they obtain entry to Chase Sapphire lounges, in addition to their very own Precedence Cross Choose membership, which presents entry to over 1,800 airport lounges worldwide. $795 $195 per further cardholder
Capital One Enterprise X Rewards Credit score Card In addition they obtain entry to Capital One lounges and Precedence Cross lounges. Starting Feb. 1, 2026, approved customers on the Enterprise X will now not obtain complimentary entry to Capital One lounges and Precedence Cross lounges. As a substitute, further cardholders might want to pay $125 per card to retain lounge entry. $395 No further price for as much as 4 approved customers (until you need complimentary lounge entry, then it is $125 per card beginning Feb. 1, 2026)
Citi® / AAdvantage® Government World Elite Mastercard® (see charges and costs) In addition they obtain entry to pick out American Airways Admirals Golf equipment and might deliver fast relations or as much as two company with them at no further price. Nevertheless, they don’t get entry to companion lounges. $595 As much as three further cardholders for $175, then $175 for every further approved person
Delta SkyMiles® Reserve American Categorical Card In addition they obtain entry to Delta Sky Golf equipment** and Amex Centurion Lounges after they journey on flights marketed and operated by Delta Air Traces and current a same-day Delta boarding move. $650 (see charges and costs) $175 per further cardmember (see charges and costs)
Delta SkyMiles® Reserve Enterprise American Categorical Card In addition they obtain entry to Delta Sky Golf equipment** and Amex Centurion Lounges after they journey on flights marketed and operated by Delta and current a same-day Delta boarding move. $650 (see charges and costs) $175 per further cardmember (see charges and costs)

*Eligible Platinum Card members will obtain 10 visits per eligible Platinum Card, per 12 months to the Delta Sky Membership or to Seize and Go areas when touring on a same-day Delta-operated flight, until they spend $75,000 or extra on their card to unlock limitless visits.

**Reserve cardmembers will obtain 15 visits per 12 months to the Delta Sky Membership; to earn a vast variety of visits annually, the full eligible purchases on the cardboard should equal $75,000 or extra per calendar 12 months.

Associated: 5 methods to make sure you have lounge entry earlier than your subsequent flight

Playing cards with approved person lounge entry

American Categorical Platinum Card

The Amex Platinum gives the identical intensive lounge entry loved by main cardmembers to approved customers. You may must pay a further cardmember price of $195 per approved person.

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Amex Platinum card art
THE POINTS GUY

The Amex Platinum contains a slew of helpful assertion credit and excessive incomes charges on travel-related purchases. Frequent vacationers cannot go improper with this card.

To study extra, learn our full overview of the Amex Platinum.


Apply right here: American Categorical Platinum Card


The Enterprise Platinum Card from American Categorical

Licensed customers of the Amex Enterprise Platinum obtain the identical lounge entry privileges as main cardmembers. Nevertheless, there is a steep $400 price for extra cardmembers on this one.

American Express Business Platinum card art
THE POINTS GUY

Like its private counterpart, the Amex Enterprise Platinum is a improbable card for frequent vacationers with a small enterprise. It gives many perks that differ from the patron card, so it might be a good suggestion for some cardmembers to hold each.

To study extra, learn our full overview of the Amex Enterprise Platinum.


Apply right here: The Enterprise Platinum Card from American Categorical


Chase Sapphire Reserve

If you wish to share entry to the rising assortment of Chase Sapphire lounges (and luxuriate in a Precedence Cross Choose membership), you may wish to add a certified person to your Chase Sapphire Reserve for a $195 price.

Chase Sapphire Reserve card art
THE POINTS GUY

This premium card from Chase earns helpful Chase Final Rewards factors and presents strong advantages on journey, eating and way of life purchases.

To study extra, learn our full overview of the Sapphire Reserve.


Apply right here: Chase Sapphire Reserve


Capital One Enterprise X Rewards Credit score Card

The Enterprise X has been identified for its beneficiant lounge coverage for approved customers at no further price, however that is altering in 2026.

Capital One Venture X card
THE POINTS GUY

Nonetheless, the Enterprise X stays an important choice for vacationers because it is available in at a decrease annual price threshold (in comparison with different premium playing cards) whereas offering luxurious perks.

To study extra, learn our full overview of the Enterprise X.


Study extra: Capital One Enterprise X Rewards Credit score Card


Citi / AAdvantage Government World Elite Mastercard

If entry to pick out Admirals Golf equipment issues to you, you could wish to add a certified person to the Citi / AAdvantage Government. You may be charged $175 for as much as three further cardholders, then $175 for every further approved person.

a hand holds a credit card
THE POINTS GUY

Frequent American Airways flyers will admire the worth this top-tier card gives, particularly if Admirals Membership entry is vital to them.

To study extra, learn our full overview of the Citi / AAdvantage Government.


Apply right here: Citi / AAdvantage Government World Elite Mastercard


Delta SkyMiles Reserve American Categorical Card

Delta SkyMiles Reserve cardmembers can add a further cardmember for $175, they usually’ll obtain entry to Delta Sky Golf equipment and Amex Centurion Lounges after they journey on flights marketed and operated by Delta and current a same-day Delta boarding move.

Delta Reserve Amex card art
THE POINTS GUY

The options on this card, together with a number of perks while you fly Delta and an annual companion certificates, have Delta loyalists in thoughts.

To study extra, learn our full overview of the Delta SkyMiles Reserve.


Apply right here: Delta SkyMiles Reserve American Categorical Card


Delta SkyMiles Reserve Enterprise American Categorical Card

Just like the beforehand talked about private Delta Reserve, you possibly can add further cardmembers to the Delta SkyMiles Reserve Enterprise for $175 every and obtain Delta Sky Membership and Amex Centurion Lounge entry for them.

Delta SkyMiles Reserve Business American Express Card_UPDATE AUG 2025
THE POINTS GUY

Enterprise homeowners who often discover themselves on Delta jets will admire the advantages of this card, which permits cardholders to spend towards elite standing and earn Delta SkyMiles on purchases.

To study extra, learn our full overview of the Delta SkyMiles Reserve Enterprise.


Apply right here: Delta SkyMiles Reserve Enterprise American Categorical Card


Backside line

If lounge entry is a prime precedence for somebody you journey with often, it is sensible so as to add them as a certified person on one in every of these playing cards.

These seven journey rewards playing cards additionally present a number of helpful advantages exterior of lounge entry, so make sure to issue within the further perks earlier than you apply.

Do not forget that complimentary lounge entry for approved customers nonetheless comes at a value — most playing cards on this record cost a further price so as to add cardholders. And as soon as Capital One rolls out its new insurance policies for the Enterprise X in February 2026, each card would require a further price for approved person lounge entry.

Associated: 9 home lounges which can be value going out of your means for

For charges and costs of the Amex Platinum Card, click on right here.
For charges and costs of the Amex Enterprise Platinum Card, click on right here.
For charges and costs of the Amex Delta Reserve card, click on right here.
For charges and costs of the Amex Delta Reserve Enterprise card, click on right here.


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