Bank card switch companions: Tips on how to switch factors and miles to airways and motels

We love transferable bank card factors and miles right here at TPG.

The power to switch your rewards to a variety of airline and lodge loyalty packages supplies useful flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats out there in a single program, you possibly can select one other program earlier than transferring any bank card factors or miles. If a program devalues its forex with out discover, you possibly can swap to a unique program to your subsequent factors or miles switch.

With dozens of various switch prospects, it may be troublesome to recollect simply what number of choices you will have.

Here is a helpful information that breaks down which bank card factors and miles might be transferred to which airline and lodge packages, together with their respective switch ratios. We additionally record our valuation for every switch associate so you will get one of the best worth to maximise your hard-earned factors and miles.

Airline switch companions

*You possibly can switch Citi ThankYou rewards at a 1:1 ratio with sure Citi playing cards — the Citi Status® Card, Citi Strata Elite℠ Card (see charges and costs) and Citi Strata Premier® Card (see charges and costs). Rewards with different Citi playing cards switch at a 1:0.7 ratio.

The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

There are a couple of vital notes to spotlight concerning these switch companions:

• Many transfers are instantaneous, although you must try our guides to switch instances for American Specific, Bilt, Capital One, Chase, Citi and Wells Fargo for extra particulars.
• American Specific will devalue Emirates Skywards level transfers from a 1:1 ratio to five:4 on Sept. 16, representing a 20% lack of worth within the switch.
• Chase will lose Emirates Skywards as a switch associate Oct. 16.
• Avios might be transferred between Aer Lingus AerClub, British Airways Membership, Finnair Plus, Iberia Membership and Qatar Airways Privilege Membership accounts in any path at a 1:1 ratio.
• HawaiianMiles miles switch to Atmos Rewards at a 1:1 ratio; beginning Oct. 1, all remaining Hawaiian miles will robotically switch to Atmos Rewards.
• Packages often supply switch bonuses, which we spotlight in our often up to date information to switch bonuses.

Lastly, aside from EVA Air Infinity MileageLands and Finnair Plus, you possibly can switch Marriott Bonvoy factors to all airline companions listed above at a price of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline packages: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.

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Associated: Must you switch lodge factors to airline companions?

Resort switch companions

As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you possibly can learn extra in our beforehand talked about guides to switch instances for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.

Associated: Why you must grasp a couple of bank card switch companions, and (most definitely) go away the remainder behind

These are the preferred playing cards that earn American Specific Membership Rewards factors:

It is advisable make at the very least 5 transactions every assertion interval to earn factors (see rewards and advantages). Better of all, the Bilt Mastercard has no annual charge (see charges and costs).

Capital One miles

Listed here are the playing cards that at the moment earn transferable Capital One miles:

The knowledge for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Chase Final Rewards

Listed here are the playing cards that earn absolutely transferable Chase Final Rewards factors:

Nevertheless, if in case you have one in every of these playing cards, it’s also possible to mix your rewards from cash-back playing cards just like the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs) in a single account, successfully changing these cash-back earnings into absolutely transferable Final Rewards factors.

Citi ThankYou Rewards

Citi ThankYou Rewards has 21 airline and lodge switch companions, plus one retail partnership with Store Your Manner. In case you maintain the Citi Status, Strata Elite or Strata Premier, you possibly can leverage these companions at their full switch ratios.

Nevertheless, as with Chase Final Rewards factors, you possibly can mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This unlocks the complete switch ratios. In case you switch from one in every of these playing cards with out holding a premium Citi card, you may get a 1:0.7 switch ratio:

The knowledge for the Citi Customized Money Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Wells Fargo Rewards

Although Wells Fargo affords a number of bank cards, together with a number of that earn money rewards, you possibly can at the moment solely earn transferable Wells Fargo Rewards factors with the next playing cards:

Associated: How to decide on one of the best bank card for you

Backside line

Many switch choices can be found among the many main bank card loyalty packages. Transferable factors and miles are typically extra useful than any single airline or lodge level or mile due to the added flexibility of selecting the place to ship your rewards — and when to do it.

Bookmark this cheat sheet so you realize your choices when making use of to your subsequent transferable points- or miles-earning bank card or deciding in your subsequent redemption.

For charges and costs of the Bilt Mastercard, click on right here.
For rewards and advantages of the Bilt Mastercard, click on right here.