In September 2022, the listing of Marriott Bonvoy bank cards grew with two new additions. In some ways, the Marriott Bonvoy Bevy™ American Categorical® Card and the Marriott Bonvoy Bountiful Card from Chase (the 2 new playing cards) are very related. You would be forgiven for pondering they’re the identical card.
Whereas extra related than totally different, the Amex Marriott Bonvoy Bevy and the Marriott Bonvoy Bountiful playing cards do fluctuate in some advantages.
Let’s take a look at the similarities and variations between the Bevy and Bountiful playing cards so you’ll be able to perceive which one is healthier suited in your pockets.
Advantages frequent to each playing cards
Earlier than we talk about how they differ, this is what the Amex Marriott Bonvoy Bevy and Marriott Bonvoy Bountiful playing cards have in frequent:
- Welcome provide: Each playing cards at the moment have the identical bonus provide, which supplies 125,000 bonus factors after spending $4,000 on purchases within the first three months of cardmembership. TPG values every bonus at $1,050.
- Kind of factors earned: Each playing cards earn Marriott Bonvoy factors. There are a lot of methods to make use of these factors, however the commonest will likely be for award stays at Marriott Bonvoy properties across the globe.
- Annual price: You will pay $250 per 12 months to maintain your Bountiful or Bevy card (see charges and charges of the Bevy card)
- Marriott elite standing: You will obtain complimentary Gold Elite standing with Marriott Bonvoy every year due to carrying both of those playing cards. Gold Elite standing supplies advantages like bonus factors on every keep, late checkout and upgraded rooms — although to not suites.
- Different Marriott-related advantages: You will additionally obtain 15 elite evening credit in your Marriott Bonvoy account every year, serving to you’re employed towards increased standing ranges. Plus, on every paid keep at a Marriott Bonvoy-participating property, you will obtain 1,000 bonus factors. TPG values these factors at $8.40. Lastly, you even have the power to earn a free evening award (price as much as 50,000 factors) by spending $15,000 on both card throughout a calendar 12 months.
- Journey protections: Each playing cards can present reimbursement when your baggage is misplaced or delayed on a visit that you just paid for with this card. Moreover, each playing cards can reimburse you for bills associated to delays throughout your journey. Nevertheless, the phrases and quantities for these advantages differ.
- Buy safety and prolonged guarantee: Whereas the deadlines and greenback quantities differ, each playing cards can defend purchases that you just paid for with the cardboard.
- No international transaction charges: Neither card will cost you for making purchases in one other forex or exterior the U.S. (see charges and charges of the Bevy card).
- Incomes construction: Each playing cards will present 6 factors per greenback at resorts and resorts taking part in Marriott Bonvoy and 4 factors per greenback on the primary $15,000 spent within the card’s bonus classes every year. These classes are eating and supermarkets (word that the Bevy card limits these bonus earnings to U.S. supermarkets solely and takeout/supply providers within the U.S. solely). You will earn 2 factors per greenback on different purchases.
The knowledge for the Marriott Bonvoy Bountiful card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Amex Marriott Bonvoy Bevy overview
Present welcome provide
New candidates can earn 125,000 bonus factors after spending $4,000 on purchases within the first three months of cardmembership. TPG values this bonus at $1,050.
Rewards
You will earn 6 factors per greenback at Marriott Bonvoy resorts and resorts and 4 factors per greenback on the primary $15,000 of mixed purchases every year at U.S. supermarkets and on eating (which incorporates eating places worldwide and takeout/supply providers within the U.S.). You will earn 2 factors per greenback on different purchases.
Since TPG values Marriott factors at 0.84 cents every, this represents a 5.04%, 3.36% or 1.68% return on spending for the incomes charges above. After surpassing the $15,000 spending cap for eating and U.S. supermarkets, your incomes price will drop to 2 factors per greenback till the following calendar 12 months.
Different advantages
Cardmembers may also benefit from Amex Gives. These focused presents can present bonus factors or assertion credit in your upcoming purchases, serving to you to save cash or attain your subsequent award redemption sooner.
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Moreover, journey protections on the Amex Marriott Bonvoy Bevy card might help you if one thing goes flawed throughout a visit. There’s journey delay insurance coverage* for journeys delayed by greater than 12 hours on account of a lined cause. To be lined, it’s essential to e-book a round-trip ticket and pay totally along with your card to be lined. Protection supplies reimbursement of as much as $300 per journey with a most of two claims in a 12-month interval.
Associated: Your full information to journey protections on American Categorical playing cards
Cardmembers may also get pleasure from baggage insurance coverage** protection of as much as $1,250 for carry-on baggage and as much as $500 for checked baggage in extra of what is supplied by the frequent provider, and secondary automotive rental loss and injury insurance coverage^ of as much as $50,000 for theft of or injury to eligible rental autos. Cardmembers even have entry to the World Help Hotline 24 hours a day, seven days per week for medical, authorized, monetary or different choose emergency providers coordination and help whereas touring greater than 100 miles from house.^^
Lastly, purchases made with the Bevy card can get 90 days of buy safety (restricted to $10,000 per declare and $50,000 per calendar 12 months)** and as much as one 12 months of prolonged guarantee protection** on warranties of 5 years or much less on lined purchases within the U.S. or its territories or possessions.
Associated: Your full information to buying protections on American Categorical playing cards
* Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.
** Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
^ Eligibility and profit stage varies by card. Not all car sorts or leases are lined, and geographic restrictions apply. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable via American Categorical Journey Associated Companies Firm, Inc.
^^ Eligibility and profit stage varies by card. Phrases, situations and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Cardmembers are accountable for the prices charged by third-party service suppliers.
Learn our full overview of the Amex Marriott Bonvoy Bevy card for extra particulars.
Annual price: $250.
Official software hyperlink: Amex Marriott Bonvoy Bevy card
Marriott Bonvoy Bountiful overview
Present welcome provide
Candidates for the Bountiful card can earn 125,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. TPG values this bonus at $1,050.
Rewards
You will earn 6 factors per greenback at Marriott Bonvoy resorts and resorts, 4 factors per greenback on eating and groceries and a pair of factors per greenback on all different purchases. It is price noting that you will solely earn 4 factors per greenback on the primary $15,000 of eating and grocery purchases per 12 months, you then’ll earn 2 factors per greenback on these purchases till the beginning of the following calendar 12 months.
TPG values Marriott factors at 0.84 cents every, so these incomes charges signify a 5.04%, 3.36% or 1.68% return on spending. In contrast to the Bevy card, you will earn 4 factors per greenback spent at supermarkets and takeout/supply providers worldwide, not simply within the U.S.
Different advantages
Cardholders can use Chase Gives to save cash by way of rebates on their purchases. Cardholders can also get a free 12 months of DashPass from DoorDash in the event that they enroll by Dec. 31, 2024.
Furthermore, Bountiful cardholders have a number of journey and buying protections that may assist them in occasions of want. Baggage delay insurance coverage can reimburse as much as $100 per day for as much as 5 days when your baggage is delayed by six hours or extra. Misplaced baggage reimbursement can present as much as $3,000 in reimbursement per passenger in case your journey provider completely loses your baggage. Journey delay reimbursement can reimburse as much as $500 of bills per ticket when your journey is delayed in a single day or by 12 hours or extra.
Cardholders even have buy safety for 120 days on new purchases made with the Bountiful card. This protection is proscribed to $500 per declare and as much as $50,000 per account. Lastly, there may be an prolonged guarantee profit; this provides an additional 12 months to U.S. producers’ warranties of three years or much less.
Annual price: $250.
Learn our full overview of the Marriott Bonvoy Bountiful card for extra particulars.
Which card do you have to get?
Each playing cards are geared towards those that stick with Marriott semiregularly, need elite standing with none effort, and goal to earn Marriott factors via a pair of frequent spending classes. Whereas the playing cards are fairly related, just a few variations set them aside and will make one a greater match in your pockets than the opposite.
The case for the Bevy card
In the event you’re previous 5/24 and never eligible for extra bank cards with Chase, that would make your resolution fairly easy. Sure, you possibly can product change from one other Marriott card to the Bountiful, however you would not be eligible for a sign-up bonus.
When it comes to long-term advantages and perks, the Bevy card presents significantly better phrases on each the prolonged guarantee and buy safety advantages. The prolonged guarantee profit applies to warranties which are a full two years longer than these lined by the Bountiful card’s profit (5 years in comparison with three years). With buy safety, you might have 30 fewer days for protection than with the Bountiful card however have an extremely increased protection worth: $10,000 per declare as a substitute of simply $500.
In the event you purchase costly gadgets along with your bank card, these advantages can prevent 1000’s of {dollars}.
The case for the Bountiful card
Assuming you are beneath 5/24 with Chase and eligible for the Bountiful card, you could desire its spending classes and the actual fact there aren’t any restrictions for incomes bonus factors solely within the U.S. along with your grocery or takeout/supply purchases. You additionally could benefit from the DashPass advantages for meals supply.
Relating to protections supplied by your card, the Bountiful has extra strong protections for journey delay, delayed baggage and misplaced baggage advantages. Figuring out that these advantages may be triggered extra simply and supply increased payouts in case you incur losses or additional bills throughout a lined journey could offer you additional peace of thoughts once you journey.
With the Bountiful, you will earn 4 factors per greenback spent at supermarkets and with takeout/supply providers worldwide, not simply within the U.S. (The Bevy presents this incomes price solely at U.S. supermarkets and with U.S. takeout/supply providers.)
Backside line
Which one is healthier for you? That will depend on which advantages and incomes construction will higher suit your life-style. Do you buy high-value gadgets and need a purchase order safety coverage to match? Go for the Bevy. Or do you like an incomes construction that is extra worldwide and journey protections that may apply extra simply when one thing goes flawed? The Bountiful is a more sensible choice.
Have a look at your buy habits and journey type, plus look via our information to bank card software guidelines and restrictions. These issues ought to assist which card or playing cards you could be eligible for and which can higher align along with your wants.
Official software hyperlink: Marriott Bonvoy Bevy American Categorical Card
For charges and charges of the Amex Marriott Bonvoy Bevy, click on right here.
