Atmos Rewards Summit Visa Card: Greatest New Airline Credit score Card In Ages?

Hyperlink: Apply now for the Atmos™ Rewards Summit Visa Infinite^® Credit score Card

Alaska & Hawaiian just lately launched their new mixed loyalty program, named Atmos Rewards, and it’s extraordinarily compelling. To coincide with this, we’ve seen the loyalty program launch a brand new premium bank card, named the Atmos™ Rewards Summit Visa Infinite^® Credit score Card (evaluate).

I’m not exaggerating after I say that this $395 annual payment card would possibly simply be probably the most fascinating and compelling new bank card that we’ve seen launched in a very long time, and maybe probably the most profitable airline bank card we’ve seen… probably ever?

What stands out to me concerning the card is the way it’s profitable to use for, it’s value holding onto even with out spending, and it’s even value spending loads on. That makes this card a slam dunk, in case you ask me.

On this submit, I’d prefer to share 14 causes you must think about choosing up the brand new Atmos Rewards Summit Card. This listing is in no way exhaustive, however these are the perks that excite me probably the most.

Bonus of 100K factors & 25K-point International Companion Award

The Atmos Rewards Summit Card is providing an enormous two-part restricted time welcome supply, which you’ll unlock after spending $6,000 throughout the first 90 days. Particularly, you possibly can earn:

• 100,000 Atmos Rewards factors
• A 25,000-point International Companion Award

That is the largest bonus we’ve seen on an airline bank card in a really very long time. Personally, I worth Atmos Rewards factors at roughly 1.5 cents every, and I’d think about the International Companion Award (which I’ll discuss extra about beneath) to principally be value face worth. So I’d think about 125,000 Atmos Rewards factors to be value round $1,875.

Eligibility for this card is unrelated to having another co-branded Atmos Rewards bank card. So in case you’re an current cardmember with one other product, just like the Atmos™ Rewards Ascent Visa Signature^® Credit score Card (evaluate) or Atmos™ Rewards Visa Signature® Enterprise Card (evaluate), you possibly can nonetheless apply outright and earn the bonus. Whereas it is perhaps attainable to product change as nicely, you received’t be eligible for the bonus then. Individually, I’ve shared my expertise getting accepted for the cardboard.

Annual 25K-point International Companion Award

The Atmos Rewards Summit Card affords a 25,000-point International Companion Award on the account anniversary yearly, with none kind of a spending requirement. This can be utilized towards a companion award ticket, both on Alaska, Hawaiian, or a associate airline, and it’s legitimate for 12 months from when it’s issued.

In fact there must be award area for at the least two individuals, however so long as that’s the case and the award prices at the least 25,000 factors per particular person, you may get the complete worth out of that. In case you ask me, that International Companion Award alone roughly justifies the annual payment.

Annual 100K-point International Companion Award with $60K spending

Along with the 25,000-point International Companion Award, the Atmos Rewards Summit Card additionally affords a 100,000-point International Companion Award while you spend $60,000 on the cardboard in an anniversary 12 months.

This can be a large incentive to place spending on the cardboard, as a result of in case you have been to worth that certificates at near face worth, it’s the equal of incomes an incremental 1.67 factors per greenback spent. What makes this much more thrilling is that the cardboard has unbelievable bonus classes for spending, plus spending counts towards elite standing, so there are actually some triple dipping alternatives.

Annual 10,000 Atmos Rewards standing factors enhance

In case you’re going for standing within the Atmos Rewards program, the Atmos Rewards Summit Card affords 10,000 Atmos Rewards standing factors in your account anniversary yearly, merely for having the cardboard. As a reminder, for 2026, Atmos Rewards elite necessities might be as follows:

• Atmos Silver (oneworld Ruby) requires 20,000 standing factors
• Atmos Gold (oneworld Sapphire) requires 40,000 standing factors
• Atmos Platinum (oneworld Emerald) requires 80,000 standing factors
• Atmos Titanium (oneworld Emerald) requires 135,000 standing factors

This can be a good enhance, however that’s solely the beginning of the flexibility to earn standing factors with the cardboard.

Earn Atmos Rewards standing factors with spending

In case you’re seeking to earn elite standing within the Atmos Rewards program, then you definately’re going to need to have the Atmos Rewards Summit Card, as the cardboard affords one Atmos Rewards standing level per $2 spent. That’s along with the ten,000 standing factors enhance that you just obtain yearly.

This definitely makes it simpler to earn elite standing. Better of all, take into account that spending $60,000 additionally earns you that 100,000-point International Companion Award, so I’d view this when it comes to the large image worth proposition. With Atmos Rewards additionally providing standing factors for taking award flights, elite standing will be earned fairly shortly.

3x Atmos Rewards factors on all international purchases

The Atmos Rewards Summit Card affords 3x factors on eligible international transactions, with no caps. This contains purchases made in a international forex, plus purchases made in US {dollars} if the transaction is made or processed exterior of the US.

That is a completely unprecedented bonus class, as we’ve by no means seen a card be this outright beneficiant for all international purchases. When you think about the general worth of Atmos Rewards factors, that is only a next-level rewards construction.

As talked about above, better of all, you’ve gotten some triple dipping alternatives right here, because the spending counts towards elite standing and towards the International Companion Award.

3x Atmos Rewards factors on eating & choose airfare

Whereas not as outstanding because the bonus on international purchases, the Atmos Rewards Summit Card additionally affords 3x factors on eating purchases, in addition to Alaska and Hawaiian flight purchases. That’s a really nicely rounded return on that spending, and many individuals will discover it worthwhile to place these purchases on this card.

Atmos Rewards improve precedence on Alaska & Hawaiian

In case you’re seeking to obtain a complimentary elite improve on Alaska (or quickly Hawaiian), there’s a hierarchy during which upgrades clear. Upgrades first clear by elite tier, then they clear by million miler standing, then they clear based mostly on whether or not you’ve gotten the Atmos Rewards Summit Card, after which they clear based mostly on standing factors over the previous 12 months, time of reserving, and many others.

So in case you care about your improve clearing, having this card may quickly offer you a major edge. Or I suppose to have a look at it otherwise, if this card turns into actually well-liked, not having this card would put you at an actual drawback.

Eight Alaska Lounge passes yearly

The Atmos Rewards Summit Card affords eight Alaska Lounge passes yearly. The way in which this works, major cardmembers can have two Alaska Lounge passes credit score to their Atmos Rewards account every calendar quarter.

Lounge passes are legitimate by way of the tip of the quarter during which they’re issued, and every is legitimate for entry to Alaska Lounges on a single calendar day, together with a identical day flight operated by Alaska, Hawaiian, a oneworld airline, or an Alaska world associate. Every move is legitimate for one grownup, plus accompanying youngsters.

Eight Alaska inflight Wi-Fi passes yearly

The Atmos Rewards Summit Card affords eight Alaska inflight Wi-Fi passes yearly. The way in which this works, major cardmembers can have two Alaska Wi-Fi passes credit score to their Atmos Rewards account every calendar quarter.

Wi-Fi passes are legitimate by way of the tip of the quarter during which they’re issued, and every is legitimate for connectivity for a whole flight. Do take into account that Alaska might be rolling out Starlink Wi-Fi in 2026 and 2027, at which level this perk will not be value a complete lot.

Associate redemption reserving payment waiver

The first cardmember on the Atmos Rewards Summit Card is eligible for a waiver of the $12.50 associate award reserving payment that applies for all associate redemptions. This $12.50 payment is ordinarily charged per particular person for every course of journey.

All reservations made utilizing the first cardholder’s Atmos Rewards account are eligible for this profit, together with reservations with a number of vacationers, the place the first cardholder just isn’t a traveler.

I do know this won’t sound that thrilling to some, however as somebody who redeems Atmos Rewards factors on American consistently (I’ve booked 20 American awards by way of Alaska over the previous 12 months), this might be value lots of of {dollars} to me.

Share Atmos Rewards factors with others at no cost

Having the Atmos Rewards Summit Card permits you to share your factors with different Atmos Rewards members for gratis. Particularly, you possibly can hyperlink your account to as much as 10 different Atmos Rewards accounts (they will belong to family and friends), and may then switch factors backwards and forwards for gratis).

That is such an ideal perk, because it makes it simple to consolidate factors in a single account. It’s additionally a significant incentive for households to credit score flights to Atmos Rewards, since factors rack up loads quicker in case you can consolidate all of them in a single account.

Alaska $50 prompt journey delay credit score

If the first cardmember on the Atmos Rewards Summit Card experiences a identical day flight departure delay of two or extra hours, or a identical day flight cancellation, on an Alaska flight, they’ll obtain a $50 voucher, legitimate for 48 hours from issuance.

That is legitimate for choose retailers, and the concept is that you should utilize the voucher to get meals or drinks on the airport, amongst different issues. We’ve by no means seen an airline card supply a perk like this earlier than, so I’d think about that to be fairly superior.

Alaska same-day flight change payment waiver

The first cardmember on the Atmos Rewards Summit Card is eligible at no cost identical day confirmed modifications. If the first cardholder’s flight is inside 24 hours, you could possibly change your flight with no charges or fly standby at no cost, when that might in any other case price as much as $50. Observe that saver fares usually are not eligible for identical day confirmed modifications.

Backside line

Alaska just lately launched the $395 annual payment Atmos Rewards Summit Card, and it was well worth the wait. It’s probably the most fascinating airline card we’ve seen in so long as I can keep in mind, and I’d additionally say it’s one of many all-around most fascinating bank card launches we’ve seen in a really very long time.

In case you’re into miles & factors and are eligible for the cardboard, there’s merely no cause to not apply. The cardboard has an enormous welcome bonus, it may be profitable to carry onto with out spending, and it may also be very worthwhile to really spend cash on the cardboard.

That is simply such a nicely thought out product. It’s not solely profitable for shoppers, however I additionally assume it should drive precisely the form of habits that Alaska Air Group is on the lookout for — loyalty to the model. If you mix the good rewards with the large incentives for spending and straightforward pathways towards standing (particularly with award flights counting towards standing), that is actually this system for factors geeks.

Lastly, can we simply acknowledge how good it’s to see a premium card the place a big a part of the worth proposition isn’t some third-party funded affords, with extremely restrictive phrases? Like, there’s no “$4 low cost at Goodwill each intercalary year” or $6 Wendy’s low cost earlier than 11AM, as soon as per 30 days.”

What’s your tackle the brand new Atmos Rewards Summit Card?