Hyperlink: Apply now for the Atmos™ Rewards Visa Signature® Enterprise Card
The Atmos™ Rewards Visa Signature® Enterprise Card is the enterprise bank card of Atmos Rewards, which is the brand new loyalty program of Alaska Airways and Hawaiian Airways. The cardboard is issued by Financial institution of America, and is a rebranding of the previous Alaska Airways Visa Enterprise Card.
There are a lot of causes to contemplate choosing up this card, particularly should you fly Alaska or Hawaiian with any frequency. On this publish, I’d prefer to take an in-depth have a look at the cardboard’s worth proposition, for anybody who could also be contemplating making use of.
Atmos Enterprise Card welcome bonus & price fundamentals
The Atmos Rewards Enterprise Card is the one enterprise card within the Atmos Rewards ecosystem. To begin, let’s cowl the welcome bonus, annual price, eligibility guidelines, and extra.
Welcome bonus of 80K factors & $99 companion fare
The Atmos Rewards Enterprise Card is providing a restricted time two-part welcome bonus. After spending $5,000 throughout the first 90 days, you possibly can earn:
- 80,000 Atmos Rewards bonus factors
- A $99 companion fare (plus taxes and costs from $23), legitimate for flights inside North America on Alaska and Hawaiian
I worth Atmos Rewards factors at 1.5 cents every, given the good makes use of of those rewards. Which means the 80,000 factors are value $1,200 for me. That doesn’t even account for the worth of the companion fare, which may prevent tons of of {dollars}.
Atmos Rewards bank card eligibility guidelines
The Atmos Rewards Enterprise Card is issued by Financial institution of America. The excellent news is that eligibility for this card is unrelated to having another Atmos Rewards card, so that you’re eligible for this card (together with the bonus) you probably have the Atmos™ Rewards Ascent Visa Signature® Credit score Card (evaluation) or Atmos™ Rewards Summit Visa Infinite® Credit score Card (evaluation).
Let me emphasize that you’re eligible for this product you probably have any of the beforehand issued private or enterprise HawaiianMiles Barclays playing cards, or any of the beforehand issued private Alaska Mileage Plan playing cards.
Past that, Financial institution of America doesn’t have many constant restrictions on the subject of getting accredited for enterprise playing cards. Whereas Financial institution of America has the two/3/4 rule and three/12 guidelines, these apply to private playing cards, and never enterprise playing cards.
Anecdotally, it seems that a lot of individuals are getting immediate approvals on this card, extra so than with most different enterprise bank cards, and greater than on the non-public model of the cardboard. Making use of for this card received’t rely as an extra card towards Chase’s 5/24 restrict, in case that’s a restrict you’re attempting to remain beneath.
I also needs to point out the next restriction within the phrases:
I additionally perceive that I could also be declined for extra bank card accounts if my enterprise entity at present has, or has had, one other enterprise card with Financial institution of America within the previous 24 month interval.
On the floor, this implies you could be declined for a Financial institution of America enterprise card you probably have one other Financial institution of America enterprise card. Nevertheless, anecdotally, this doesn’t seem like enforced a lot. I feel the time period “could” is the important thing right here (which is totally different than “will”).
$70 firm annual price & $25 per individual annual price
The Atmos Rewards Enterprise Card has a $70 annual price for the corporate, after which a $25 annual price per card. In different phrases, should you open an account for one individual, you’ll pay a $95 annual price, with two folks you’d pay $120, and so on.
Atmos Enterprise Card rewards construction
The Atmos Rewards Enterprise Card has bonus classes that may enable you to rack up factors sooner. Moreover, spending on the cardboard might help you earn Atmos Rewards elite standing, in addition to a $99 Companion Fare. Let’s discuss how rewarding spending on the cardboard may be.
3x factors with Alaska & Hawaiian purchases
The Atmos Rewards Enterprise Card affords 3x factors on Alaska and Hawaiian flight purchases. So should you fly both of these Alaska Air Group carriers with any frequency, that’s a stable return on that spending.
2x factors for spending in choose classes
The Atmos Rewards Enterprise Card affords 2x factors in a wide range of classes, together with on eligible fuel, EV charging stations, delivery, and native transit purchases (together with rideshare). It’s at all times good to earn bonus factors, although in equity, 2x factors isn’t precisely the largest return on spending that we’ve seen.
1x factors on all different eligible purchases
The Atmos Rewards Enterprise Card affords 1x factors on all different eligible spending. As you would possibly count on, there are extra thrilling playing cards for on a regular basis spending, as independently, that’s not a really thrilling return.
Earn standing factors with spending (1x factors per $3)
The Atmos Rewards Enterprise Card might help you earn elite standing within the Atmos Rewards program. Particularly, the cardboard affords one standing level for each $3 in eligible spending on the cardboard. In 2025, you’re capped at incomes 30,000 standing factors this fashion, whereas beginning in 2026, there’s no cap on what number of standing factors you possibly can earn with the cardboard.
If you’re critical about incomes standing with spending, I’d advocate as an alternative contemplating the Atmos™ Rewards Summit Visa Infinite® Credit score Card (evaluation), which affords one standing level for each $2 in eligible spending.
Earn annual $99 companion fare with spending
Along with the companion fare provided as a part of the welcome bonus, the Atmos Rewards Enterprise Card affords a $99 companion fare whenever you spend $6,000 per anniversary yr on the cardboard.
The companion certificates is among the most dear airline bank card companion ticket for income journey, for my part. You’ll pay $99 plus taxes and costs (which begin at $23), so that you’re taking a look at paying $122+ on your companion.
What makes this companion fare so distinctive is that it’s legitimate on all Alaska and Hawaiian financial system fares inside North America, you should use it for one-ways or roundtrips, the companion even earns factors and is eligible for upgrades, and so on. So whether or not you need to go to Hawaii or Mexico, it provides you quite a lot of flexibility.
Financial institution of America 10% relationship bonus
The Atmos Rewards Enterprise Card additionally affords a Financial institution of America relationship bonus. In case you have an eligible small enterprise Financial institution of America checking or financial savings account, you’ll obtain a bonus equal to 10% of the factors you earn on every greenback spent.
This can be a strategy to earn much more rewards, as you’d earn 3.3x factors on Alaska and Hawaiian purchases, 2.2x factors on the opposite purchases eligible for bonus classes, and 1.1x factors on on a regular basis spending.
No overseas transaction charges
The Atmos Rewards Enterprise Card has no overseas transaction charges, so it’s an honest card to make use of for purchases overseas, since you possibly can rack up rewards with out paying a price.
Atmos Enterprise Card advantages & perks
The Atmos Rewards Enterprise Card affords a wide range of perks, which might doubtlessly greater than justify the annual price yr after yr. These perks are the primary purpose you need to think about choosing up this card, along with the good welcome bonus. In no explicit order, let’s go over the primary advantages.
First checked bag free on Alaska & Hawaiian flights
The Atmos Rewards Enterprise Card affords a free checked bag for you and as much as six visitors on the identical reservation when flying on Alaska or Hawaiian. So as to be eligible for this perk, that you must cost the price of the ticket to your card. One other good thing is that licensed customers on the cardboard may also obtain this profit, so long as their ticket is bought with the cardboard.
This can be a nice profit that would prevent some huge cash — Alaska and Hawaiian ordinarily cost $35-40 per checked bag, in order that’s a financial savings of as much as $80 per individual roundtrip, if checking baggage. For those who fly Alaska or Hawaiian pretty usually however don’t have elite standing, that alone may rapidly greater than justify the annual price.
Most popular boarding on Alaska flights
The Atmos Rewards Enterprise Card affords most popular boarding for you and as much as six visitors on the identical reservation. So as to be eligible for this perk, that you must cost the price of the ticket to your card. One other good thing is that licensed customers on the cardboard may also obtain this profit, so long as their ticket is bought with the cardboard.
This can be a priceless profit that assist you make sure that there’s house within the overhead bin on your baggage. It’s additionally an superior licensed consumer perk, as a way to share this profit with members of the family.
20% inflight financial savings on Alaska & Hawaiian flights
The Atmos Rewards Enterprise Card affords 20% again on Alaska and Hawaiian inflight purchases when paying along with your card. This is applicable for the acquisition of meals, drinks, and Wi-Fi onboard flights, and the assertion credit score ought to publish to your account inside seven days. There’s no restrict to how usually you possibly can make the most of this.
$100 Alaska Lounge+ membership low cost
For those who’re trying to get an Alaska Lounge membership, the Atmos Rewards Enterprise Card affords $100 off an Alaska Lounge+ annual membership whenever you pay for the acquisition along with your card. An Alaska Lounge+ membership ordinarily prices $795 yearly, and affords entry to all Alaska Lounges, plus almost 100 accomplice lounges world wide (together with American Admirals Golf equipment).
With the ability to get this lounge low cost may show to be an excellent worth.
Is the Atmos Rewards Enterprise Card value it?
The Atmos Rewards Enterprise Card is the one enterprise card within the Atmos Rewards ecosystem, so how priceless is that this product? A couple of ideas…
To start with, I feel there’s quite a lot of advantage to choosing up this card for the superb welcome bonus, which incorporates quite a lot of factors and a $99 companion fare.
Financial institution of America enterprise playing cards are usually fairly simple to get accredited for, and many individuals are even eligible in the event that they’ve had this card up to now. Given the worth of the Atmos Rewards ecosystem, there’s no purpose to not decide up this card, if eligible.
What about the long run worth proposition of the cardboard, although? For those who fly Alaska or Hawaiian with any frequency and don’t have elite standing, the fundamental perks add up, together with a primary checked bag free, most popular boarding, and extra.
Past that, I feel there’s advantage to placing $6,000 of spending per yr on the cardboard, as a way to decide up the $99 companion fare, which is tremendous priceless. Nevertheless, I’d say there’s additionally advantage to choosing up one (or each) of the non-public Atmos Rewards playing cards…
How do the opposite Atmos Rewards playing cards examine?
If the Atmos Rewards Enterprise Card sounds fascinating however you’re not eligible for a enterprise card, there’s excellent news. The $95 annual price Atmos™ Rewards Ascent Visa Signature® Credit score Card (evaluation) is the non-public model of this card, and is extremely compelling.
You might even decide up each the non-public and enterprise card, to essentially maximize the factors and companion certificates that you may earn, you could possibly earn two companion fares per yr, and so on.
Nevertheless, I’d argue that the brand new $395 annual price Atmos™ Rewards Summit Visa Infinite® Credit score Card (evaluation) is de facto the brand new star of the present. Sure, the cardboard has the next annual price, nevertheless it has so many nice perks. Amongst different issues, it racks up standing factors on the quickest charge, the cardboard permits you to earn World Companion Awards, the cardboard allows free factors sharing, and way more.
Backside line
The Atmos Rewards Enterprise Card is a superb enterprise bank card that gives a fantastic welcome bonus and robust perks. The preliminary bonus of 80,000 Atmos Rewards factors plus a companion fare, will turn out to be useful for cardmembers, and is greater than sufficient purpose to get the cardboard.
Additionally understand that anecdotally this card is fairly simple to get accredited for, and the eligibility restrictions aren’t notably strict. On prime of that, financial savings on checked baggage and inflight purchases will add up over time.
For those who don’t but have this card and are eligible, I’d extremely advocate making use of. This can be a card that many individuals don’t have, but which affords a lot of worth and a fantastic bonus.
If you wish to be taught extra about or apply for the Atmos Rewards Enterprise Card, comply with this hyperlink.
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