Aer Lingus Visa Signature bank card evaluate: Full particulars

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Aer Lingus Visa Signature overview
The Aer Lingus Visa Signature® Card affords a robust bonus and respectable incomes potential on Aer Lingus, Iberia and British Airways flights. It does, nonetheless, fall a bit quick when it comes to airline-specific perks. Loyal Avios members can profit from the cardboard, however most informal vacationers will likely be higher off with a card that earns a transferable forex. Card Ranking*: ⭐⭐⭐
*Card Ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Aer Lingus Visa Signature® Card is greatest suited to vacationers who steadily fly backwards and forwards between the U.S. and Europe. The cardboard solely prices a $95 annual payment, and also you do get a few stable airline perks. Nonetheless, the incomes construction is not something to jot down house about.
What units this card aside is the flexibility to earn an excellent stash of Avios with the welcome bonus. We’ll dive into the main points concerning the bonus and how one can earn it beneath, however that is still one of many greatest promoting factors for the cardboard total.
The really useful credit score rating for this card is no less than 670 or larger. Let’s dive into the cardboard particulars so you possibly can determine if it is a good match for you.
Aer Lingus Visa professionals and cons
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Aer Lingus Visa sign-up bonus
The Aer Lingus Visa is at the moment providing 75,000 Avios after you spend $5,000 within the first three months of account opening.
And for a restricted time, you will additionally earn 5 Avios on each $1 spent on gasoline, grocery and eating in mixed purchases (both as much as $10,000 or for the primary 12 months from account opening, whichever comes first).
These 75,000 Avios are value $1,125, based on TPG’s valuations. Plus, for those who max out the $10,000 cap in mixed purchases, you will earn an extra 50,000 Avios and add one other $750 of worth, bringing your whole bonus worth to $1,875. This locations it towards the highest of our greatest limited-time welcome affords obtainable.
This bonus is the most important promoting level of the cardboard total. Particularly since you need to use Avios throughout Aer Lingus, British Airways and Iberia interchangeably, incomes a bonus in Avios does supply a bit extra flexibility when it comes to incomes and burning rewards in comparison with different airline loyalty applications.
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Keep in mind that since this can be a Chase card, it does adhere to the Chase 5/24 rule. Should you’ve opened 5 or extra accounts throughout issuers up to now 24 months, you are virtually sure to be denied for this card.
Associated: Playing cards providing welcome bonuses of no less than 100,000 factors
Aer Lingus Visa advantages
As anticipated for a mid-tier cobranded airline card, the Aer Lingus Visa affords minimal perks. With it, you will get:
- Financial system Companion ticket: Get an Financial system Companion Ticket each calendar yr that you just spend no less than $30,000 in your card. This lets you add a companion to a paid financial system flight at no extra price to you, as long as you guide by emailing Aer Lingus straight.
Whereas these perks are fantastic, we’re dissatisfied to not see an inflight low cost or extra free checked baggage.
Associated: Bank cards that may get you free checked baggage
Incomes Avios on the Aer Lingus Visa
With the Aer Lingus Visa, you will earn:
- 3 Avios per greenback spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL
- 2 Avios per greenback spent on lodge lodging when bought straight with the lodge
- 1 Avios per greenback spent on all different purchases
Moreover, for a restricted time, you earn 5 Avios on gasoline, grocery and eating purchases (both as much as $10,000 or for the primary 12 months from account opening, whichever comes first).
For flights, that is not a foul return for a cobranded airline card. Nonetheless, you will get a greater return on spending for those who use a premium journey card like The Platinum Card® from American Categorical or Chase Sapphire Reserve® as an alternative.
Associated: The very best methods to make use of Avios
Redeeming Avios on the Aer Lingus Visa
The Avios you earn with the Aer Lingus Visa are a helpful journey forex that you would be able to redeem for Aer Lingus or accomplice flights or switch to different Avios-earning airways to redeem there.
However for these seeking to capitalize on the Aer Lingus route community, there are some strategic causes for reserving on Aer Lingus. One of many aggressive benefits is that it prices decrease taxes and charges — which may prevent a whole bunch of {dollars} on award flights. Moreover, Aer Lingus has a stable North American route community and the flexibility for U.S. vacationers flying out of Dublin or Shannon to clear U.S. immigration in Eire fairly than ready till hitting the bottom within the U.S.
Whether or not you are reserving Avios award flights on Aer Lingus, B.A. or a accomplice airline, Avios provides you quite a lot of redemption choices, together with Aer Lingus A321 enterprise class from Dublin (DUB) to Philadelphia (PHL) for simply 50,000 Avios and $151.60 in taxes.
Associated: Learn how to guide Aer Lingus award tickets with Avios
Transferring Avios on the Aer Lingus Visa
You may switch Avios freely throughout Aer Lingus, British Airways and Iberia. And since British Airways is a Oneworld accomplice, that opens up many doorways for redemption choices throughout airways. As an illustration, when you switch your Avios to British Airways, you possibly can then switch them to Qatar to guide the famend Q-suites.
You can additionally take a web page from TPG senior author Ben Smithson’s guide. He recurrently makes use of Avios to guide short-haul flights from London to Europe for simply 4,750 British Airways Avios every method, plus an inexpensive $22 in charges, taxes and surcharges every method.
Associated: 4 variations of Avios: When to make use of Aer Lingus, Qatar Airways, Iberia and British Airways
Which playing cards compete with the Aer Lingus Visa?
You may earn Avios on Aer Lingus, British Airways and Iberia cobranded bank cards. Plus, Aer Lingus is likely one of the Chase Final Rewards switch companions, so chances are you’ll be higher off getting a card that earns that forex and transferring your factors over as wanted.
- Should you want a extra versatile forex and are below the 5/24 rule. The Chase Sapphire Most well-liked® Card is a stable card choice that earns Final Rewards factors, which you’ll be able to switch to Aer Lingus or any of its different lodge and airline companions. With it, you will earn 3 factors per greenback on eating, 2 factors per greenback on journey and 1 level per greenback on all different purchases. For extra info, learn our full evaluate of the Chase Sapphire Most well-liked.
- Should you want a versatile forex and are over the 5/24 rule. The American Categorical® Gold Card earns Membership Rewards factors. With it, you will get 4 factors on eating at eating places and at U.S. supermarkets (U.S. supermarkets capped at $25,000 per calendar yr, then 1 level), 3 factors on flights booked straight from the airline or amextravel.com, and 1 level on the whole lot else. For extra info, learn our full evaluate of the Amex Gold.
- Should you want one other Avios-earning airline. The Iberia Visa Signature® Card is an airline card that earns Avios. It earns 3 factors per greenback on Aer Lingus, British Airways, Iberia, and LEVEL. This card has helpful advantages akin to 10% low cost while you guide flights via iberia.com/Chase10 and a $1,000 low cost voucher annually after you spend $30,000. For extra info, learn our full evaluate of the Iberia Visa.
For added choices, try our greatest airline playing cards.
Associated: Every thing to learn about Chase switch companions
Is the Aer Lingus Visa value it?
If you wish to earn Avios, the Aer Lingus Visa could also be value including to your pockets. With a low annual payment, stable welcome bonus and advantages like precedence boarding and the flexibility to earn a companion ticket, this card is respectable for Aer Lingus followers. Nonetheless, chances are you’ll want to get a card that earns transferable factors as an alternative and easily switch these factors to your Avios account.
Backside line
If Aer Lingus is the first airline you fly between the U.S. and Europe, making the most of this supply and the cardboard’s advantages is sensible. Nonetheless, if this is not your main airline, you will wish to select a special choice to earn Avios.
Apply right here: Aer Lingus Visa