A information to visitor insurance policies for airport lounges

There is no denying that taking your touring companions to an airport lounge can severely enhance your journey expertise. Moreover offering snug seating and an escape from the chaos of the airport terminal, it could possibly additionally prevent appreciable cash, since you’ll be able to forgo overpriced airport eating places and make a meal on the lounge’s complimentary food and drinks.
However though there are extra methods to get lounge entry than ever, not all visitor insurance policies are created equal. Let’s check out every lounge’s visitor coverage so you’ll be able to keep away from surprises the following time you fly.
Associated: One of the best bank cards for airport lounge entry
Alaska Airways lounges
Most individuals acquire entry to Alaska Airways lounges by holding elite standing with Alaska Airways Atmos Rewards or a Oneworld associate loyalty program, however you can even acquire entry with the correct bank card in your pockets or by buying an Alaska Lounge membership. Visitor insurance policies differ as follows:
| Entry | Visitor coverage |
|---|---|
|
Speedy household (associate and kids underneath the age of 21) or two visitors; further visitors price $35 every |
|
|
American Airways Admirals Membership member when departing or arriving on flights with American Airways, Alaska Airways or Hawaiian Airways
|
Speedy household (associate and kids underneath the age of 21) or two visitors |
|
Atmos Gold, Atmos Platinum and Atmos Titanium members touring on Oneworld airways past the U.S., Canada or Mexico
|
One visitor |
|
Atmos Gold, Atmos Platinum and Atmos Titanium members touring on Hawaiian Airways to Tokyo’s Narita Worldwide Airport (NRT) or Seoul’s Incheon Worldwide Airport (ICN)
|
One visitor |
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As much as two accompanying kids |
|
|
Oneworld Emerald and Sapphire members on any tickets, or if their standing is by way of American Airways or Alaska Airways, when on a world itinerary
|
One visitor flying on a Oneworld airline |
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Paid or award first-class ticket on a Oneworld airline on a world flight longer than 5 hours
|
One visitor flying on a Oneworld airline. |
|
Speedy household (associate and kids underneath 18) or two visitors |
|
|
Lively obligation navy touring in uniform and on orders
|
No visitors are listed within the coverage |
Be aware that Alaska Lounge members don’t should be touring with their visitor to buy a visitor go, so you’ll be able to snag the discounted price of $35 for any of your family and friends who would in any other case must pay $65 for a day go in the event that they bought it themselves.
Kids underneath 2 years outdated can enter Alaska Lounges freed from cost when accompanied by an grownup.
Associated: Is that this new area the most effective Alaska Airways lounge within the nation?
American Airways Admirals Membership
There are a lot of methods to entry Admirals Membership lounges, however the simplest way is with the Citi® / AAdvantage® Govt World Elite Mastercard®. Though the cardboard comes with a hefty $595 annual payment, a stand-alone Admirals Membership membership prices as much as $850 a yr, so it is a worthwhile deal for loyal American Airways flyers.
Associated: Three the explanation why that is the most effective card for Admirals Membership lounge entry
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| Entry kind | Visitor coverage |
|---|---|
|
Speedy household (associate and kids underneath 18) or as much as two visitors |
|
|
Citi/AAdvantage Govt cardholders and approved customers
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Speedy household (associate and kids underneath 18) or as much as two visitors |
|
As much as three kids underneath the age of 18 |
|
|
Lively U.S. navy touring on orders and in uniform
|
Speedy household (associate and kids underneath 18) or as much as two visitors |
|
First-class passengers on qualifying worldwide flights
|
One visitor over age 2; no visitors for business-class passengers |
|
AAdvantage Platinum members and better flying on qualifying worldwide flights (no matter class)
|
One visitor over age 2 |
|
Oneworld Emerald and Sapphire members from different Oneworld loyalty applications on all American and Oneworld flights
|
One visitor over age 2 |
|
As much as three kids underneath 18 |

American Specific Centurion Lounges
These playing cards grant you entry to American Specific Centurion Lounges, in addition to Sidecar by The Centurion Lounge places after they open in 2026. Visitor insurance policies depend upon the cardboard you may have and your annual spending, however most cardholders must pay to usher in visitors (besides kids underneath 2 years outdated, who get in free). Enrollment is required.
The data for the Amex Company Platinum has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
When flying on Delta, Reserve and Enterprise Reserve cardholders can entry each Delta Sky Golf equipment and the Centurion lounges. The above visitor insurance policies apply when you choose to go to the Centurion Lounge.
Capital One Lounges
In a world as soon as dominated by airline lounges, bank card issuers have began constructing their very own lounge portfolios. Capital One at present has six lounges (together with one “Touchdown”), which have arguably turn out to be victims of their very own success — and the issuer just lately tightened its visitor coverage to fight overcrowding.
Now, approved customers should pay $125 per yr for lounge entry, and each major and extra cardholders should pay a payment per visitor, per go to (except you spend $75,000 or extra in a calendar yr).
| Entry kind | Visitor coverage |
|---|---|
|
Friends price $45 per grownup or $25 per baby age 2-17. You’ll be able to convey as much as two complimentary visitors to Capital One Lounges and one complimentary visitor to Capital One Landings per go to when you spend not less than $75,000 throughout your Enterprise X account per calendar yr. |

Associated: Take advantage of the approved consumer advantages on the Enterprise X whilst you can
As with many lounges, kids underneath 2 get in free.
Chase Sapphire Lounges
The next playing cards present entry to Chase Sapphire Lounges for each major cardholders and approved customers. Plus, all Precedence Cross members can entry a Chase Lounge as soon as per calendar yr, even when the membership is thru a special bank card.
Since two of those 4 playing cards are both not open to new candidates or are by invitation solely, your greatest guess for entry is to be a Sapphire Reserve cardholder, whether or not in private or enterprise kind.
| Entry kind | Visitor coverage |
|---|---|
|
Main cardholders and approved customers can convey two visitors free of charge; further visitors price $27 every. Kids underneath 2 incur no further cost. |
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J.P. Morgan Reserve® (Be aware: This card is by invitation solely)
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Main cardholders and approved customers can convey two visitors free of charge; further visitors price $27 every. |
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Ritz-Carlton™ Credit score Card (Be aware: This card just isn’t open to new candidates)
|
Two visitors as of Jan. 15, 2026. |
|
Can buy visitor access for a payment. |
The data for the J.P. Morgan Reserve and Ritz-Carlton playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Consider, you could activate your complimentary Precedence Cross membership first and produce your Precedence Cross card or present a QR code within the Precedence Cross app to get into Sapphire lounges.
Associated: Chase unveils opening particulars for two new lounges, extra updates
Delta Sky Membership
There are a number of methods to enter a Delta Sky Membership, together with by way of a bank card, Delta Medallion elite standing or a Delta Sky Membership membership. Every has its personal insurance policies for visitors over 2 years of age; kids underneath that threshold obtain complimentary entry.
| Entry kind | Visitor coverage |
|---|---|
|
Delta Sky Membership Govt and Lifetime membership
|
Two visitors or your fast household (associate and kids underneath 21); $50 (or 5,000 SkyMiles) per Sky Membership or $25 (or 2,500 SkyMiles) per Seize and Go go to for every further visitor. |
|
Delta Sky Membership Particular person member
|
Members will pay to convey their fast household (associate and kids underneath 21) or as much as two visitors: $50 (or 5,000 SkyMiles) per visitor for Sky Membership or $25 (or 2,500 SkyMiles) per visitor for Seize and Go. |
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4 one-time visitor passes per yr, after which you’ll pay $50 per visitor at Sky Membership places or $25 at Seize and Go places. You’ll be able to convey your fast household or as much as two visitors per go to. |
|
|
Delta Gold Medallion standing or larger (SkyTeam Elite Plus standing), flying Delta One or Delta Premium Choose or the equal overseas
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One visitor touring in Delta One or Delta Premium Choose (or an equal cabin). |
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SkyTeam Elite Plus from different SkyTeam airways flying internationally in any cabin
|
One visitor. |
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Delta One or SkyTeam premium cabin passenger
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No visitors allowed. |
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Speedy household (associate and kids underneath 21) or as much as two visitors at a per-visit price of $50 per visitor at Sky Golf equipment or $25 at Seize and Go. |
|
|
Single-visit go (now not obtainable on the market)
|
No visitors allowed. |
*Eligible Platinum Card Members will obtain 10 visits per eligible Platinum card per yr to Delta Sky Membership or Seize and Go when touring on a same-day Delta-operated flight.

Plaza Premium lounges
Plaza Premium is a community of over 250 lounges throughout all six inhabited continents. You’ll be able to pay for a punch go or a day go, however you may solely be capable of convey visitors when you acquire entry by choose bank cards.

Precedence Cross lounges
Some premium journey playing cards supply complimentary Precedence Cross Choose membership, which incorporates entry to over 1,600 lounges around the globe (enrollment could also be required). Some lounges don’t admit visitors, however listed below are the visitor insurance policies for people who do, with regard to our prime card picks.
Though most playing cards that embrace Precedence Cross Choose membership enable lounge entry for you and as much as two visitors, workers can restrict the variety of visitors to manage capability, so visitor entry is not assured when the lounge is crowded.
The data for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: 11 bank cards that supply Precedence Cross airport lounge entry

United Membership
United makes use of a tiered strategy to visitor entry for its United Golf equipment, with a regular membership and an All-Entry membership. If you need entry by a bank card, the United Membership℠ Card (see charges and charges) gives a complimentary United Membership membership.
Associated: Finest for loyal flyers: United Membership Card assessment
| Entry kind | Visitor coverage |
|---|---|
|
United Membership particular person membership
|
You should buy one-time visitor passes for $59. |
|
United Membership membership by way of bank cards
|
One visitor and dependents underneath 18. |
|
United Membership All Entry membership
|
Two grownup visitors or one grownup and dependents underneath 18. |
|
United Premier Gold standing or larger (or Star Alliance Gold member) when flying on a world United or Star Alliance flight
|
One visitor on the identical flight. |
|
Lively U.S. navy personnel
|
Members of the family touring on the identical flight, topic to seating availability. |
|
United or Star Alliance business-class passenger
|
No visitors allowed (besides kids underneath 2 years outdated). |
|
Star Alliance first-class passenger
|
One visitor. |
|
Air Canada Maple Leaf Membership Worldwide and North America Plus members with a same-day Star Alliance boarding go
|
One visitor. |
|
Virgin Australia Velocity Gold, Platinum or VIP members flying on a world United or Virgin Australia flight
|
One visitor. |
|
United Membership one-time go
|
No visitors allowed (besides kids underneath 2 years outdated). |

It is price noting that these entry insurance policies don’t apply to United’s premium Polaris lounges. These are accessible solely to passengers flying in United Polaris long-haul enterprise class or in long-haul enterprise or first-class with a Star Alliance associate airline.
Backside line
As you’ll be able to see, visitor insurance policies differ broadly relying on the kind of lounge and the way you acquire entry. As a normal rule, kids aged 2 or youthful can often tag alongside free of charge, however buying lounge passes for different visitors can add up quick. Remember to perceive the visitor coverage that applies to you earlier than you head to the airport to keep away from disagreeable surprises.
In case you’re making an attempt to decide on a bank card for lounge entry, these visitor insurance policies ought to issue into your determination when you incessantly journey with companions.
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